Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

views
     
chiahau
post Oct 22 2015, 07:38 AM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(ashskywalker @ Oct 22 2015, 01:32 AM)
Anyone here knows whether is it possible to apply for CIMB CC Cash Rebate if got 1 month record on CCRIS? Thanks.
*
Approval is based on bank.

Just wait a little longer and make sure not more CCRIS before you apply?
chiahau
post Nov 18 2015, 08:17 AM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(Davez89 @ Nov 17 2015, 06:42 PM)
hey guys would like to ask can I apply cc without payslip? can I use ASB acc to pledge instead of FD? got some money in ASB tho.

Btw I have maybank2cards since 2011. Thanks

Edit: i would like to apply cards like Maybank Visa Signature..
*
ASB can be considered as income.

But if it's not around 70k~100k, unlikely to approve.

Just cough up 10~15k for VS.

Requirement much lower already.
chiahau
post Nov 18 2015, 08:29 AM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(Davez89 @ Nov 18 2015, 08:27 AM)
I have about 150 in asb but no payslip to show .. boleh ka?
*
Boleh.

I applied other stuffs using ASB as proof of income before laugh.gif

No questions asked. Approved after 7 working days.

Not everyone working will have payslip. Even my current company don't give payslips already laugh.gif

Just apply via a branch and see what they'll say.
chiahau
post Nov 18 2015, 08:39 AM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(Davez89 @ Nov 18 2015, 08:34 AM)
Wow.. glad to hear.. will go and try later and see if it can be done just by asb hehe.. btw thanks ya
*
Can always offer to top up via FD as goodwill for them to proceed your paperworks faster.

Guess that should not be an issue since you have 150 in your ASB already tongue.gif

Cheers and good luck.
chiahau
post Nov 18 2015, 01:32 PM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(Human Nature @ Nov 18 2015, 01:28 PM)
that's interesting because for FD, they need it to be opened at their bank.
*
FD need to be placed in their vault laugh.gif

You need to go to a physical branch for FD pledge.

But if you are using ASB, they consider it as income and no such fuss required.
chiahau
post Nov 18 2015, 02:20 PM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(Human Nature @ Nov 18 2015, 01:33 PM)
how nice if FD is also allowed to be like that. Just place one large sum and call it master cert. Bring to all the banks for their cards  laugh.gif wishful thinking
*
If you are their Private Banking customer, you can call the bank and ask them to arrange for you laugh.gif

You don't need to do anything except to sign on the line and wait for the manager to call you.
chiahau
post Nov 19 2015, 11:58 AM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(13aby @ Nov 19 2015, 10:50 AM)
Can use EA form to apply credit card for income proof? lets say my EA form is 40k but my monthly payslip does not show >3000 cox of commision
*
I think they don't consider EA form as reliable as payslip or EPF contribution.
chiahau
post Nov 19 2015, 12:24 PM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(rapple @ Nov 19 2015, 12:20 PM)
EA form and payslip is both issued by your h/r. why ea form is not reliable? hmm.gif

And even when you do tax filing, EA form is needed.
*
No idea. Bank told me that before.

And logically, since he said it is commission, won't that be a part of his income, thus, in his payslip?

Unless it's some of payment which is not recognized by the company?
chiahau
post Nov 23 2015, 01:34 PM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(13aby @ Nov 23 2015, 01:12 PM)
Thx for the info . i trying to apply for my third card . Due to my payslip only show 3000 or below . Mayb i need show them 12 months slip haha to proof my income is more thn 36000 / annum
*
Why your payslip show 3,000 and below if you are getting 3,000+ after commission?

laugh.gif

3 Pages < 1 2 3Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.1381sec    0.85    7 queries    GZIP Disabled
Time is now: 12th December 2025 - 01:32 AM