QUOTE(Human Nature @ May 31 2014, 12:33 AM)
Usually, They Call You back to Confirm... Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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May 31 2014, 12:45 AM
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#41
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Jun 5 2014, 01:58 PM
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#42
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QUOTE(candysiew @ Jun 5 2014, 01:35 PM) hi now i'm looking at ocbc mastercard for the 1% cash rebate as a backup card. Correction OCBC World MasterCard (Income Requirement RM100K p.a)but it seems, the normal ocbc world mastercard and titanium mastercard all give 1% rebate, the only different i see from the website is normal mastercard dont have 24 concierge? and also their GE linked mastercard where also give 1% cash rebate but auto-IPP for GE premium and give 0.1% cash rebate on this. so the above, with per annum of RM60k and above, which one is the best card to apply? *1.2% rebate on all retail spend NOT 1%... *2X free access per calendar year to KLIA Plaza Premium Lounge *Travel Accident Insurance http://www.ocbc.com.my/personal-banking/Cards/index.html Neither 1 No Different... If your Income can Support U just Get the Titanium Version maybe will get Higher CL just go for Titanium...lah ALL with 1% Unlimited Cashback Except 1.2% on World MasterCard... This post has been edited by fly126: Jun 5 2014, 02:03 PM |
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Jun 5 2014, 02:08 PM
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#43
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Jun 5 2014, 02:15 PM
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#44
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Jun 5 2014, 02:39 PM
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#45
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QUOTE(candysiew @ Jun 5 2014, 02:20 PM) cos Different Income Requirement will get Different Credit Limitie, like Income RM3000/ month =RM36K a Year will get Credit Limit 5-6K (2x Salary), Low Income = Low Credit Limit if Income $8000/month = RM96K Annually maybe can have Credit Limit > $20K, High Earning = High CL for Your Card "Low Income will have Low CL & High Income Earner will get High CL" & of Course It Depends on the Bank Evaluation... This post has been edited by fly126: Jun 5 2014, 02:50 PM |
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Jun 6 2014, 10:12 PM
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#46
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QUOTE(Gen-X @ Jun 6 2014, 09:50 PM) I really love RHB Bank, I have their Platinum Visa and use it mainly for FREE access to LCCT previously and 0% Balance Transfer Plans Welcome Back, Captain ! Today, the RHB officer who process my previous BT application called me and asked if I still wanted to do any BT as their promo ending soon. Really good timing as spend too much in Paris buying buying handbags for wifey. So with me doing another Balance Transfer with RHB, it's like I get to pay 6 months 0% Installment Plan for my wife's bags and earn a couple hundred Ringgit by having my fund sitting in FD This post has been edited by fly126: Jun 6 2014, 10:16 PM |
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Jun 9 2014, 11:53 AM
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#47
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Jun 9 2014, 12:11 PM
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#48
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QUOTE(zero5177 @ Jun 9 2014, 12:01 PM) Cause I heard from my siblings said something like 1st credit card can claim back the GST from somewhere else... Actually, Not Claim Back but Sometimes the Bank are given Promo on RM50 GST Credit Back to NEW Signup Customer on their 1st Year Only... This post has been edited by fly126: Jun 9 2014, 12:15 PM |
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Jun 10 2014, 10:04 PM
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#49
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QUOTE(beyond86 @ Jun 10 2014, 07:11 PM) Citibank-Shell Card,U Have to Spend at Least RM$2500 a Month (Must Included $1700 on Others Spend + $800 on Shell Fuel) baru can Get 8% on Shell Fuel Rebate & You Only Can get 8% Rebate from the $800 Shell Fuel Spends Not All Based on Your Total Spending $2500... the Cash Rebate is On Tiers Based Like ie, If the Cardmember's Monthly Total Spend falls under Tier 3, the Rebate on Shell Fuel Spend earned by the Principal Cardmember will be 8.0% of the Monthly Total Spend on Shell Fuel subject to the Maximum Shell Fuel Spend to Earn Rebates of RM800 only. Tier Monthly:Total Spend (Shell Fuel Spend + Non Shell Fuel Spend) : Rebate on Shell Fuel Spend : Maximum Shell Fuel Spend to Earn Rebates 1 : RM300 to RM999 : 4.0% : RM250 2 : RM1,000 to RM2,499 : 6.0% : RM500 3 : RM2,500 and above : 8.0% : RM800 This post has been edited by fly126: Jun 10 2014, 10:05 PM |
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Jun 11 2014, 09:31 PM
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#50
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QUOTE(Gen-X @ Jun 11 2014, 02:41 AM) HSBC is really bull shitting me! What 24 hours telebanking is HSBC talking about? I am pissed off big time. Not only that, I did not even get to speak to a real human being. I mean, it is common that most banks have human being late at night or early in the morning to attend to stolen/lost credit cards and nothing else; but, at least I get to speak to another fellow human being where they will advise me to call back. Currently now, HSBC 24 hours Telebanking only Available on Report Lost Card Service... Well, I am going to call back HSBC tomorrow and cancel my HSBC Visa Signature once and for all even if they had waived my annual fee. This is because I felt that there was no personal service whatsoever from HSBC. Plus their new system requiring us to key this and that really waste my resources, i.e. my mobile phone charges me every 30 seconds I'm on the line calling HSBC's new 1300 number. So next year, you guys won't be seeing a HSBC credit card in my Malaysia credit card collection. And I won't miss it at all since I seldom use it. Btw, Thanks for the Compliment... Sifu This post has been edited by fly126: Jun 22 2014, 01:24 AM |
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Jul 2 2014, 10:54 PM
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#51
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QUOTE(glauncher @ Jul 2 2014, 12:17 PM) https://forum.lowyat.net/index.php?showtopi...post&p=65731923 |
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Jul 8 2014, 11:05 AM
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#52
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QUOTE(avineshhh @ Jul 8 2014, 02:58 AM) Hi everyone, i would like to know if I'm able to get the citibank clear card through pledging on a FD? No Citibank CC is Given to You... This post has been edited by fly126: Jul 8 2014, 01:01 PM |
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Jul 8 2014, 11:06 AM
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#53
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Edited...
This post has been edited by fly126: Jul 8 2014, 11:10 AM |
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Jul 8 2014, 09:55 PM
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#54
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QUOTE(Wongchoy @ Jul 8 2014, 09:07 PM) Over here in LYN , we forumer constantly rate Maybank 2 Cards as the 'must have' card . It is virtually top of our list. How could HSBC cards overtake it in the rating? I don't understand But, The 5/8X Reward Points are only awarded to HSBC Visa Platinum Credit Card, HSBC Visa Reward Credit Card and and Gold MasterCard Credit Card up to a maximum spend amount of RM3,000 per participating month cumulatively in participating shopping malls & Also HSBC CC now are Annual Fee Waiver subject to 12X Swipes p.a http://www.hsbc.com.my/1/2//personal-banki...ards#_visa_gold This post has been edited by fly126: Jul 9 2014, 12:06 AM |
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Jul 8 2014, 09:57 PM
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#55
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Edited 2x Post...
This post has been edited by fly126: Jul 8 2014, 10:01 PM |
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Jul 8 2014, 11:55 PM
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#56
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QUOTE(avineshhh @ Jul 8 2014, 10:44 PM) Okay thank you for explaining but what about cimb bank? will they offer FD pledging for their cards and does Maybank provide complimentary CC for their Premier Wealth acc holder? Not sure with Others but I think You can Refer to: https://forum.lowyat.net/index.php?showtopi...entry69113849 (Maybank)This post has been edited by fly126: Jul 9 2014, 12:02 AM |
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Jul 21 2014, 03:17 PM
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#57
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Jul 21 2014, 03:43 PM
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#58
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QUOTE(shawn87 @ Jul 21 2014, 03:20 PM) oh so now dun haf tht policy anymore? YES, a Compulsory from Now... how about to add 1 more card from the bank that im already using? do i need to provide my docs again or they will proceed based on my payment history? (good paymaster) Whether in Card Upgrade, Increase Credit Limit or get an Additional Card... They will Need Your Latest Income doc as Supporting to Evaluate/ Process Your Apps This post has been edited by fly126: Jul 21 2014, 04:01 PM |
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Jul 21 2014, 03:55 PM
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#59
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QUOTE(shawn87 @ Jul 21 2014, 03:45 PM) ic.. so no matter what from now on to get a card need a proper documents... Yup... for Some of the Bank thanks for ur info.. have to get the docs ready for application.. i heard from my fren said bank might offer u credit card if u have loan from them.. car loan or housing.. also no longer exist? It's come together as Package (Housing Loan + Credit Card) as the Bank said to U seem that U can afford a House (loan) & Why Not we give U a CC as Complementary... This post has been edited by fly126: Jul 21 2014, 10:24 PM |
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Jul 22 2014, 06:55 PM
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#60
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QUOTE(kwokwah @ Jul 22 2014, 05:06 PM) Can retiree with no income proof except dividends from EPF qualify for a credit card? Definitely NO with ALL the Bank in Malaysia I know it's its definitely a "No" from Standard Chartered. It's Compulsory Now U need to have Income Proof to Apply Credit Card This post has been edited by fly126: Jul 22 2014, 07:00 PM |
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