Want to ask, recently I applied for credit card. Got my card already (first time user  ). So I went to petronas today to pump petrol using the card. My question is how do I set the fixed amount I want to pump instead of full tank?

I put the card in, verify, take out, put mesra card in & take out then it ask me to start fueling. It never prompt me any option for my desire amount  Then the receipt charge me RM13x (but the pump said RM41, so I am guessing they will refund the balance later)

I see, didnt know that.

Umm not so sure, left the receipt in my car. Why would it be someone else receipt? Shouldn't it be mine since after I fill only it print the receipt? Not so sure, first time paying using the pump, normally I just pay by cash   

I read at the terms and condition for the OCBC Titanium 1% unlimited cash back.

It says that it is strictly for personal use only.

So... If I got a company, and I use my credit card to pay my company utilities bills, then I am not entitled for cash rebate?

Maybe that amount you are paying is little.

Let's say I open a small iron smelting plant.. Electricity will be anyway like RM50k a month.
So use cash back card to pay, and get 1% rebate from it every month? If that is the recurrent event, will the bank do something on it? Like cancel my cash rebate?

1% cash rebate, That is a good handsome RM500.. Not big not small, but is good to makan also

But I want cash, not points.

But I think Maybank Visa Signature can convert 250 points to RM1 directly..

Btw, just to check. Maybank Amex x5 treat points is only for Weekends right?
So I must pay during weekend? Lol

hey guys, just for a quick one, my fren suggest me for apply UOB one card, since petrol got 5% rebate and annual income requested match with me.

any one here using ? can share me more ? or any suggestion ? i majority using for petrol, sometimes book hotel when travel only

Need some advice on how to utilize my cc. Do not know how to fully utilize it. Holding a OCBC world mastercard (1.2% cash back unlimited) and Maybank petronas platinum visa card (points). Both cl is almost the same where Maybank has higher cl.

Which is should I focus on using the most? I always confuse. Cashback or points would be better.

OCBC - http://www.ocbc.com.my/personal-banking/Ca...mastercard.html

Maybank - http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

According to my friend who works at RHB Bank, due to the high volume of application they get everyday, they will only pick a few applicants randomly to call to verify employment details.

mean i will still receive statement although i just keep and did not activate it?

guys, how to cancel the credit shield premier?

nope, its almost 2 years and i felt like wanna cancel it. if kenot then just cancel the card i think...

Any1 using Bank Islam mastercard?

Anyone using Mach Credit Card? What is the different with HLB Wise Credit Card? 

HLB Wise Credit Card require to make a minimum of any 10 retail transactions monthly (with a minimum of RM50 per transaction) to enjoy the 10% cash back on the selected categories..

Hi, wanna ask, for Public bank platinum visa credit card, did anyone knows starting from second year, how to waive the annual fee? it stated there can waive with 12-swipes but is there any min amount? can anyone help to verify this? Thanks in advance.

Hi i would like to ask general question..

I recieved an emel from paypal mention that i'm trying to make a payment? But actually i did not trying make any payment at all..!! What does it mean?

Thx..

hi, may i know if i go oversea for travel, do i need to inform bank on i will use the card in different currency?

i was wonder i will be blocked if i used my card in oversea

haha okay..glad to note my card still in no 2 position 

I am wondering if someone can help me out. I am in a unique position in the sense that I have a long term independent contract with my Malaysian employer. Because of the nature of the contract we've agreed not to pay EPF. I'm not planning to retire in Malaysia anyways.

I invoice them every month and get my wages credited to Maybank account. For this particular income, it is lower than LHDN's requirement for income tax so I don't pay any. My other income are offshore, so I don't pay income tax either.

My rental is paid for by my employer but the amount is deducted from the salary that is credited to my account. I just spoke to a Maybank rep who told me that when they check my bank activity, it doesn't qualify me for the card that I was enquiring for. So I told her I can get my employer to credit the full amount of my salary to my bank account for 3 months just to prove to them that my salary is above the minimum requirements for the card. Besides I have a service contract and payment slips that clearly states the full amount of my salary before my rental is deducted.

I can't read the rep's mind but by her tone, I can tell she has already disqualified me and she is just sending me the application forms to get me off the phone.

Are there any banks who would consider applications of people in my situation? I mostly freelance, so I have multiple sources of income but locally, my non-EPF and non-taxable income is credited after deducting my rental that is paid for by my employer. If need be, I can ask my employer to transfer me my full salary just for 3 - 6 months to prove to banks of my actual salary but do I really need to go through all that hassle? Why won't salary slips and service contracts be enough as proof of my disposable income?

I am wondering if anybody else is in my situation and how to go about applying for a credit card if we're stuck in our shoes?

Okie dokie.

Okay, last question, if you don't mind, because my friend just brought this up to me. He said that he also had a similar experience with Maybank's rep but it could be a language barrier thing. He said after getting his friend to speak with the rep in melei, problem solved.

The rep I spoke to had a melei sounding name but I spoke in English. When I had to repeat myself a couple of times, I tried to explain my situation in melei but when she noticed I was struggling, she spoke in English. So yah, I think chicken and ducks talking to each other would be laughing at us!

Can I just ask, if you're calling bank's customer service for enquiries, is it better to be speaking in melei? Any bank with non-melei speaking customer service? I am just worried my melei is not fluent enough to explain my income situation.

Hi. I would like to ask simple question. I would like to purchase personal insurance for myself. I would like to pay it using cc. My agent suggested to me, pay using easy pay for 1 year.

Lets say monthly cost for insurance is RM200. 1 year equal to RM2400.

Is there any hidden cost if using easy pay? Can I really pay RM200/month like normal without additional cost?

Thx.

Hey guys, a few noob questions:

1) Do I have to open a bank account with the bank if I'm applying for one of their credit cards?

2) With cash back credit cards, how is the cash actually given to the card holder? Is it transferred into the holder's preferred account or does it become a discount on the amount that has to be paid the following month?

Thanks.

Sorry for double posting, but another question just popped into my mind.

Does cancelling a credit card reflect badly on one's credit rating? Assume that I always pay my bills on time, no late payment charges and no interest fees imposed.