Ya that's why I'm thinking what is the best way to do this with so many competitors around. Especially when I'm new.

Hey guys been listening to ads of smebank business financing. Anyone of you has experience of it? Is it any good for new business starter to get finance from? It seem offering up to 4 years grace period with 4% interest p.a. any advice?

Hi Guys, jz wan to share with you all my 2nd job.
On normal day normally i am doing a salesperson while i am running my wedding services at the same time.

wedding photography , cinematography etc

Normally customer approach thru fb or phone. and when i got to handle the wedding (mostly saturday) just apply leave for it.

Currently thinking perhaps opening a studio, but I dun find the purpose of the studio unless it can make my business growth more and worth considering more thing to be taking care of.

This post has been edited by lexanoir: Jun 17 2015, 10:49 AM

Tried Tuv Suv they don't even wanna bother lol

hi, any emcee for wedding ceremoney here?

by the way, my brother provide accounting, taxation and gst services, any business owner need personal advise please do not hesitate to pm me. thanks

Coffee machines Investment , with minimal Capital of 5-8k. With good Return ,visit my page for more info

https://forum.lowyat.net/index.php?showtopic=3612451

i have my doctorate in business. they asked me to attend a seminar for 4 days, and i need to pay bout rm900 for it.

there is no guarantee u will get the loan.


btw, i am cainis...maybe thats y susah?

Wow what seminar is that? To apply the loan they need you to attend the seminar? Btw i am cainis too, is it really the percentage to approve is lower.

my friend doing renovation business, anyway to do advertising?????

please advise sifusss

Yes...they asked me..many forumers pm n told me cainis susah get even u pay 900 n attend the seminar

I call the sme bank n ask who is the trainer or speaker....to my surprise, budak degree wan to teach phd doctorate bout how to sustain biz....lol

anyone doing catering in PJ??

i was thinking to do florist (newbie). but if the rental of shop inside shopping mall is high (revenue will be low) , or just doing online will it be better?

Seems like they selling seminar now, any alternatives to this?

Yes......u dont loan. Habis cerita

Byk competitor....florist better gt physical shop or house do it....onljne susah

I do catering around pj..

Ijan, mind pm me your quotation?

Question

Do we really need loan to startup business ?

you have cash then why loan from others?

or yet, if you dont need cash for you business, no need to loan

U dont understand my question actually

I want to start a business
but i dont have cash
i dun wanna loan or not eligible to get loan

How could i start ?
any success story here ?