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SP Setia - EcoHill Semenyih (Ver 2), New Township in Semenyih
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schowin
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 Oct 15 2013, 09:51 AM
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Getting Started
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QUOTE(darween13 @ Oct 15 2013, 08:33 AM) Usually very fast, within 2 weeks can know reply, if SPA 2 names, then have to be joint borrowing. And if joint borrowing, then both can withdraw EPF account 2. However, EPF withdrawal can only be done after SPA signing. So, still need to fork out the 10% first. You actually allowed to withdraw EPF money to pay for the downpayment. You need to let the developer know about this. EPF is very efficient now. The whole withdrawal process might take only one week. |
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schowin
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Oct 15 2013, 09:55 AM
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Getting Started
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I heard RHB almost sapu all the loan fro one project. No banks can fight with it.
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schowin
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Oct 15 2013, 05:05 PM
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Getting Started
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Heard from SA when checking the LCR, s&p signing for semi-d is likely in mid of November. Dsl is in early November.
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schowin
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Oct 15 2013, 05:09 PM
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Getting Started
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Those in waiting list are choosing their unit today. Still a couple units of Stagnia and 0-lot bungalow available since last Saturday.
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schowin
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Oct 15 2013, 05:13 PM
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Getting Started
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Piling started for Pallida. I think they will complete it in one year time.
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schowin
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Oct 15 2013, 07:56 PM
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Getting Started
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QUOTE(darween13 @ Oct 15 2013, 07:29 PM) Hahaha..leng lui we applying loan while chit chatting with other buyers. I think got some pull out from the purchase cuz SPS staff called some other waiting list guys to come over. And of course enjoying the cool and serene place.  Zero lot bungalow and Stagnia not sold out yet. Many at the back of queue gave up due to the high price tag. |
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schowin
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Oct 15 2013, 07:58 PM
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Getting Started
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QUOTE(darween13 @ Oct 15 2013, 07:23 PM) I applied with RHB and HLBB today. RHB is giving BLR-2.5% upon appeal. From what i understood, the SEH project has appointed most banks as panel and the rate is at BLR-2.4 and up to BLR-2.45 So, anything more has to be appealed based on the feedback provided by the Personal Banker and subject to approval. But since banks seems to have colluded to provide up to BLR -2.45%, i see no reason for them to provide 2.5%. But i still tried and asked the guy to appeal. Thanks. HLBB tenure only up to 30 years? |
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schowin
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Oct 15 2013, 08:04 PM
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Getting Started
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QUOTE(Lionking1900 @ Oct 15 2013, 07:59 PM) they practise since many years ago I had a loan with them before but didn't realize about the short tenure. Ok can skip. |
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schowin
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Oct 15 2013, 08:15 PM
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Getting Started
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With new Setia Privilege Program (Loyal Customer Rebate) effective from April 2013, return customer can enjoy rebate up to 2.5%. Example, if you bought SPS properties before, accumulated property price is within the range of 300k-1m, you will entitle for 1% rebate. The 1% rebate will deduct from your downpayment.
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schowin
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Oct 16 2013, 09:58 AM
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Getting Started
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QUOTE(putraperdana @ Oct 16 2013, 09:47 AM) I think both Voon and Teow will join EcoWorld as well. |
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schowin
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Oct 16 2013, 09:59 AM
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Getting Started
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QUOTE(darween13 @ Oct 16 2013, 08:08 AM) No lock in: RHB OCBC All others got lock in. I am looking at OCBC seriously cause of their DSR. Up to 90%. Good to know that OCBC can go that high. CIMB - 85% AmBank - 70% |
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schowin
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Oct 16 2013, 10:10 AM
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Getting Started
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QUOTE(robert82 @ Oct 16 2013, 10:05 AM) what is 90% DSR? Is it important? Percentage of the debt you can serve based on your net income. DSR = Debt Service Ratio The higher income you have, the higher % they allowed. |
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