Annual income requirement is RM30k for them. Can stretch down all the way to RM24k?  

owh fixed deposit. i wonder how much i need to deposit to get that card 

wow 5k    got any other cards that dont need FD until 5k?

pls advice me on subscribe to cc, details are as below

1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: A Must

3. Card required for: groceries, bill, 0% interest rate scheme

4. Existing credit cards if any: Nil.

5. Looking at CC from: maybankard 2 gold card

6. Others: nil

varies each months. btw thanks sis, just try my luck tomorrow.

Its amex reserve card?

1. Annual Income: > RM 200k
2. Free Lifetime Annual Fee: YES
3. Card required for: Petrol (Shell, PETRONAS, PETRON), Air Asia flights to mainly Taiwan / ASEAN countries, Usage overseas (restaurants, malls), Car maintenance
4. Existing credit cards if any: Citibank Clear (already have credit limit of > RM 50k)
5. Looking at CC from: Nil
6. Others: Prefer card that can optimize my usage returns.  Plan to settle every month. Not - I was rejected a few weeks ago by Maybank 2 cards because they suspect my loans too much. I previously had RM 50k + in my Citibank which I just cleared today.  So now it's at 0.  Not sure if they will let me reapply again ?

Thx

DD

Hi all, do any bank credit card provide 0% easy payment for all or any purschase? Thank you.

Just wondering, is there any bank that accept one credit card as one way for supporting application of their credit card? Means no need to submit salary, tax form etc. Just bring existing credit card

Thanks boss.

Just 1 last question since I am curious.

If I keep pledging FD to get CC, would I still be bound by the rule of 2 issuer under 36k p.a.? 

you may choose mbb2cards or cimb cr gold. both free for life and have easy payment plan with many merchants.

if you swipe today and pay the next day, there is no interest. in fact, you actually have 20 free interest days start counting from your statement date. means if you swipe on 15/6 and your statement date is 14/7, you don't need to pay interest up to 3/8. but if you swipe on 13/6 and your statement date is 14/6, you need to pay by 4/7 to avoid interest. 2 days difference (13/6 vs 15/6) can extend your interest free days from 4/7 to 3/8 (about 1 month longer).

if you don't use your card, you don't need to pay anything since these cards don't have annual fee and the rm50 gst per card has been abolished.

merchant is avoiding amex because of its higher fee towards the merchant. but users prefer to use amex because of its better rewards. so you as a user, just use amex whenever possible.

i wonder how far this new framework has reach to the merchants. i'm afraid still not many merchant know about this.