Below 36k, BNM's 2 card only rule applies, no?

Cheh.

Meaning even if I am earning less than 36k, I can whack all the low end cards from Bank A and still can get few more from Bank B ( Since not more than 2 issuer in this case )?

1. Annual Income: RM80k

2. Free Lifetime Annual Fee: A Must

3. Card required for: cash back or good reward points, groceries, bills,petrol,dining,GE Insurance, online transaction etc

4. Existing credit cards if any: MBB2Kard (Amex/MC)

5. Looking at CC from: OCBC GE Platinum

6. Others: any other good suggestion are welcome

Hey guys please help.

Annual income 96k

Card required for. Petrol and insurance, online purchases

Current cards. Cimb credit card. Basic.

Otheres. Feel like I am not getting the best out of the current card.

Thanks buddy!

Went through the maybank mbb2. Dont know why it's two cards? Sorry I'm kinda blur at this. The credit card I'm using is with me since I started work 5 years ago.

Dear,

1. Annual Income: RM55k

2. Free Lifetime Annual Fee: preferably free

3. Card required for: Petrol, food and beverage, golf, shopping, bills

4. Existing credit cards if any: MBB2card

5. Looking at CC from: any

6. Others: cash back/rebate/golf privilege

thanks in advance

Any other choices besides Maybank AMEX? I already planning to go for that, but want to see if there is any other better choices.

Hi all,

1. Annual Income: RM 100k

2. Free Lifetime Annual Fee: can be free or waived

3. Card required for: List all your needs. Petrol, insurance, bills, grocery, shopping

4. Existing credit cards if any: Cimb platinum MC

5. Looking at CC from: open at the moment
6. Others: I want cash back and rewards points especially on the weekdays (everyday)

Thanks!

1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: A Must (or with simple condition)

3. Card required for: Good cash back and/or reward points conversion without a lot of restrictions.

4. Existing credit cards if any: Maybank2Cards

5. Looking at CC from: Open

6. Others: I like Maybank2Cards especially the AMEX. But recent points inflation makes me want to look for better option. There are still a lot of merchants who don't accept AMEX (restriction) and the cash back is only on weekends (another restriction).

Thank you.

No specific categories, but I mostly use CC on petrol, groceries and dining.

Hi All,

Need your advice on selection on the CC.

What is the CC that have a best cash back (preferably weekdays spending) for all requirement perhaps (most important; petrol, groceries, insurance, phone bills, utilities)
PLUS with the additional features of have FREE airport lounge? (is there any? )

annual income: 100k.

Thanks!

any new best cashback/points card?

1. Annual Income: RM 65k
2. Free Lifetime Annual Fee: Must
3. Existing credit cards: MBB2 Amex, MBB Petronas Visa, HLB Wise, CIMB Cash Rebate
Current MBB2 amex and hlb wise cashback are maxed

hi all,

1. Annual Income: RM 80k

2. Free Lifetime Annual Fee: Must

3. Card required for: List all your needs. Petrol, bills, grocery, shopping

4. Existing credit cards if any: mbb2 amex, ocbc cc going to terminate the card due to cash back reduce to 0.1%

5. Looking at CC from: open at the moment
6. Others: I want cash back  especially on the weekdays ,i have amex for weekend already

Thanks!

1. my credit limit : RM 40k

2. Free Lifetime Annual Fee: optional

3. Card required for: List all your needs. Petrol, bills, grocery, shopping, online billing payments

4. Existing credit cards if any: mbb2 amex, ocbc cc

5. Looking at CC from: open at the moment

6. Others: whats the best cards must get in 2015  given that mbb 2 cards have somewhat lost its shine.  airport lounges.  my total monthly weekday spending is less than RM1k.

1. Annual Income: from rm30k++ jump to rm80k++ (change job+position+salary)

2. Free Lifetime Annual Fee: A must lo, unless cashback significantly more than annual fee

3. Card required for: cash back for petrol/toll(tng zing)/bills/groceries and the occasional yamseng (1x a mth)

4. Existing credit cards if any: maybank 2 cards gold + citibank cash back (will terminate citi after get rm50 gst refund since rm120 annual fee and not much rebate, hate the rm50 rebate blocks)

5. Looking at CC from: no idea

6. Others: Since new job require tons of travelling, cannot rely on weekends for petrol cash back. Current maybank tng zing reload fees quite high too. Seeing if new annual income jump can bring me more cashback rewards. I estimate an increase in expenditure to 2k mthly (previously less than 1k mthly).

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Cash Back/Rebate/installment (intend to use for Petrol & Grocerios only plus installment on electronic products)

4. Existing credit cards if any:

2012 had cc maybank & cimb.

Maybank i pay min everymonth till now but intend to clear off this month. about 1.2k left. in CCRIS, it shows "belum jelas" but its not under special interest. 0000 for the past 12 months
For CIMB, i defaulted payment and started paying in 2014. January 2015, i completed paying and got release letter already.
Also just completed pay off RHB easy late last month (April 2015)

5. Looking at CC from : IDK!! so many.

6. Others:

a ) if i finish paying maybank cc, how fast i can reapply for their cc?
b ) what will happen if i apply cc from many banks at 1 time?

Sorry. Income about 36k to around 60k. Only want to use for travel or weekday spend or merchant not accept Amex. Main is holiday travel once or twice a year la cos maybank2 card not have the benefit.

Oh haha the ic no can't change liao right? No choice

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Dining, Clothes, Online Purchase, Cash Back.

4. Existing credit cards if any: MBB2Card

5. Looking at CC from: Hong Leong Mach Visa, HSBC Amanah Mpower Visa

6. Others: Wanna get another CC to get more cash back in addition to the current MBB and also for weekday purchase.

Additional Q: Usually the minimum income is based on the Basic Income or whatever shown in payslip? As my payslip actually shows all allowances inclusive claims.