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 REIT V5, Real Estate Investment Trust

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gark
post Dec 13 2013, 04:12 PM

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QUOTE(lambethwalk @ Dec 13 2013, 04:09 PM)
my cmmt is at 1.90

can i say die?
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hmm.... not dead yet right? laugh.gif

if 0.19 only can say die lar...

This post has been edited by gark: Dec 13 2013, 04:12 PM
gark
post Dec 13 2013, 06:14 PM

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wow.. klcc now is 5.76 whistling.gif

Stay on target, stay on target.. laugh.gif
gark
post Dec 13 2013, 10:27 PM

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QUOTE(felixmask @ Dec 13 2013, 10:17 PM)
what is your target ? i thought 5.88
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Its 2.88 for axis reit lah.. klccp still have long long way to go....
gark
post Dec 14 2013, 11:20 AM

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QUOTE(felixmask @ Dec 13 2013, 10:35 PM)
KLCCP tp? your tp valuation..so i book in by 555
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Current dividend yield only <4% , u think leh? Previously 'fry' until <3% dividend..lower than FD shakehead.gif

FY13 full year dividend will be expected to be around 27 cents (95% payout)

So lets take it since this is a premium reit, so the yield is lower than other retail reits (now 6-6.5%)

Even if we take 5.5% which is very low already... the expected price will be RM 4.90

This means it got a loooong loooong loooooooooooooooooooooooong way more to go. wink.gif

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This post has been edited by gark: Dec 14 2013, 11:28 AM
gark
post Dec 14 2013, 03:04 PM

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QUOTE(rayloo @ Dec 13 2013, 01:42 PM)
Just to share if the investment idea is helpful.

In my case. My target of monthly passive income is RM10K, my portfolio is CMMT and current annualised dividend is around RM80 nett each unit.

Then I will need to accumulate 1,500 units or RM80 x 1500 to meet the target. If I buy it at the early this year then the cost will be RM1700 x 1500 = RM2.55Mil.

But if I buy now then the cost is only RM1350 x 1500 = RM2.05Mil. Heck, it is 20% cost discount of investment.

Of course in reality I cannot to buy all 1500 units at once, I need to take years to accumulate. But we need to keep the faith during the journey of investing, especially for REITs investors here. We know REITs are for dividends.

During the market situation now, only restructuring mindset to consolidate the faith will help.
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Faith will not help you, you need to formulate a plan and a target.

Assuming you are 30 years old, and you wish to retire at 50 with 10k in passive income.

Assume you have 6% dividend on your investment cost and assuming that you re-invest all the dividend back to stock, then the compounding calculator says you need to put in RM 4,500 every month to achieve the goal... whistling.gif

By age 50, your asset will have compounded to RM 2 mil and give you 10K per month passive income. wink.gif
gark
post Dec 14 2013, 09:49 PM

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QUOTE(ryan18 @ Dec 14 2013, 09:41 PM)
looking at that with my current monthly passive income from dividend of about $45,i have a very long way to go to even reach $1,000 passive income per month haha
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That is precisely why you need to formulate a plan and then excecute it.

Otherwise it is just day dreaming...lwhen you get your first 4 figure passive income, things will move quickly from there... wink.gif
gark
post Dec 15 2013, 03:53 PM

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QUOTE(Pink Spider @ Dec 15 2013, 02:55 PM)
Well, there's always horse racing, mahjong, Genting Highlands, and...chinadolls brows.gif
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Travelling, eating.... many things you can do. icon_rolleyes.gif

You can even full time trading in stock market on your dividend recieve to excercise your brain. Judt dont touch the principal.....

I hope i can have early retirement.... rclxms.gif
gark
post Dec 15 2013, 03:54 PM

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QUOTE(jbmari @ Dec 15 2013, 03:44 PM)
I'm a newbie at this as well, so I can only offer opinion instead of advice.

1) You're using CMMT as an example only right?  Cos you have to diversify your portfolio (a lot of reasons behind this lah...for example if CMMT fails, then goodbye hard earned savings etc)

2) I'm sure you have your own source to determine the dividend amounts and formula to achieve your goal.  I use this: http://mreit.reitdata.com/

3) With CMMT div yield at 6.4%, I then assume I have principal of $500,000 to immediately buy CMMT (ie. current principal), monthly addition of $6000 and I do this for 10 years -> Future value of $1.896 million.
(Source: http://investor.gov/tools/calculators/comp...r#.Uq1dKPQW30c)

$1.896 m x 6.4% = $121,000  or slightly more than RM10,000 per month...FOR LIFE...

So start working at it... rclxm9.gif
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Dont forget 10% tax.... rolleyes.gif
gark
post Dec 15 2013, 04:03 PM

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QUOTE(river.sand @ Dec 15 2013, 02:28 PM)
So you want to retire early with passive income?
Research has shown that retired people have higher risk of getting dementia  brows.gif
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Retiring early does not mean you just sit around whole day and watch tv.

My version of retiring early is able to work your passion, which previously you cannot do so due to financial constraints....

Some people choose thier hobby etc..and make a business out of it although they do not earn much like before, but money will not be their main concern anymore.

For me... IF i have sufficient ipassive ncome... i will likely be a full time investor because that is where my passions lie, until they put me in my grave... brows.gif
gark
post Dec 16 2013, 10:29 AM

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Queue CMMT @ 1.31... sleep.gif
gark
post Dec 16 2013, 11:03 AM

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QUOTE(prophetjul @ Dec 16 2013, 10:43 AM)
Rm12k per month gross does not bring home very much less allow Rm6k for investment  smile.gif

Maybe double that and you may have Rm6k monthly extra for investments
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No need lar... if you live frugally, in fact with 12K salary you can save 8k-9k... easily..

The point is FRUGAL lifestyle... yawn.gif

I save/invest >80% of my salary... wink.gif

This post has been edited by gark: Dec 16 2013, 11:04 AM
gark
post Dec 16 2013, 11:15 AM

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QUOTE(river.sand @ Dec 16 2013, 11:09 AM)
Where do you live in Indonesia? Cost of living must be very low.
I live in KL lah  cry.gif
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I have properties in KL as well.. but rental > loan installment.. so just let it run...

Our families are very frugal, we eat cheap but healthy (lots of veggies), no splurging on gadgets.. i still use a nokia non-smart-phone. No smart phone for me. icon_idea.gif.

Other appliances, furniture etc.. all no need brand names one. As long can use enough de... lol my washing machine at home is already >20 years old but still good. rclxms.gif

This post has been edited by gark: Dec 16 2013, 11:17 AM
gark
post Dec 16 2013, 11:17 AM

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QUOTE(prophetjul @ Dec 16 2013, 11:12 AM)
Pls shew the calculations on saving 8-9k on a 12k salary........how much does taxes and epf come to?    biggrin.gif
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Psst.. not everyone pay EPF and taxes.. wink.gif
gark
post Dec 16 2013, 11:19 AM

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QUOTE(prophetjul @ Dec 16 2013, 11:18 AM)
Methinks we did say Salary.....   nod.gif
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well SOME salary is exempted from both.. tongue.gif

This post has been edited by gark: Dec 16 2013, 11:20 AM
gark
post Dec 16 2013, 11:23 AM

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QUOTE(prophetjul @ Dec 16 2013, 11:20 AM)
That's not salary.....sole proprietor
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Ok lar.. lets get back to topic.. reit..

Anyway aiming to get more CMMT? tongue.gif
gark
post Dec 16 2013, 11:28 AM

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QUOTE(prophetjul @ Dec 16 2013, 11:27 AM)
prefer capital malls SG
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capitals malls SG dy% is so low....

I am stacking up creosus REIT.. 9% DY rclxms.gif

This post has been edited by gark: Dec 16 2013, 11:31 AM
gark
post Dec 16 2013, 12:04 PM

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QUOTE(darkknight81 @ Dec 16 2013, 11:56 AM)
EPU arpund 5cents but payout 7 cents. I wonder how long can they sustain 9% yield.
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Trust pays from cash flow.. not from EPU...so different from REIT.. tongue.gif

Extra cash is from tax savings and SGD/JPY hedging...since JPY interest is sooo low at 1.4% only.

Even if drop from EPU.. still a good 6-7%... brows.gif

This post has been edited by gark: Dec 16 2013, 12:10 PM
gark
post Dec 16 2013, 12:09 PM

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QUOTE(felixmask @ Dec 16 2013, 12:05 PM)
How about Reits shld see Cash Flow or EPU ?
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REIT have to strictly pay from EPU (excluding revaluation gain).. min 90%

This post has been edited by gark: Dec 16 2013, 12:09 PM
gark
post Dec 16 2013, 12:14 PM

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Stupid Axreit.. still at 2.98.... grumble grumble.. mad.gif

This post has been edited by gark: Dec 16 2013, 12:14 PM
gark
post Dec 16 2013, 12:15 PM

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QUOTE(Pink Spider @ Dec 16 2013, 12:14 PM)
And 2.98 Sells are all taken up...next Sells are at 2.99 shakehead.gif
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IF you want to buy at below RM 3 here is your chance... whistling.gif

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