This is great! At least can do everything in one visit.

Did you place your FD online? Meaning, we don't have to go to the branch?

Yes, I hate those banks who did this last year. So god damn misleading those who are unaware of the effective rate and other binding terms. How pathetic can they get by advertising the rates by tier with sky high rates, seriously.

I think PB, CIMB and/or HSBC were the biggest culprits!

Here's a HL CNY Open House promotion for deposit and some Horse gold plated figurines thingy: http://www.hlb.com.my/promo/pfs/dep_CNY_op...dex.jsp?s=promo

What do you think of it? It says it'll give you 3.8% on top of the free gifts. I must have missed out on some terms and conditions, lol...cannot be that good.

You're right! I think even I go line up early in the morning, I also can't compete with the VVIPs.

So I have just finished reading the T&C. Yeah, it's partially considered earmark cuz the FD part is optional. We don't have to take up the FD promo rate at 3.8% if we don't want to.
Meaning the promo consists of two parts. One is depositing those tiered amount into CASA and you might get the figurines if you're lucky. Otherwise, nothing at all Next, if you mau to get 3.8% for 6 months, you can go for it, but must follow the exact amount you place in CASA.

Knew this HLB not so generous and easy, pffftt

Forgot to put more in Mach HL, now promo over, don't know where else to put my funds I may have to settle for OCBC's 3.6% for 6 months.

Usually from hundreds of thousands to a few millions, the % will not vary much, so it's not worth the risk sharing with a bunch of people no matter how trustworthy it is because shit happens, lol. Just a thought.

Lol, migrated to my room and hibernated

Lately been too busy, didn't even realise a number of my FDs have expired...that's why I'm back to this thread to see if there's anything new cuz Mach HL promo is over.

Hmm, no one mentioned OCBC's 6 months rate of 3.6%. Quite good since it's a straightforward FD.

Aiya, just read here that Affin gives out so many gifts for 100k FD and can withdraw without losing interest somemore at 3.6%? And I thought OCBC's 3.6% now is the best.

Oh, yours weren't? Sorry, I must have skimmed through too fast.

Sorry, been away. Saw more updates on the FD Group campaign. Just in case I've missed out on this info, can I check what is the targeted FD rate that you're trying to achieve? Would be good to know an estimation so I can consider joining too Thanks.