This FD promo is not so attractive la...  Thanks for the update..

The previous RHB 1 year FD promo at 3.78% is much better.
I just received my first monthly interest in my Islamic saving account.

How do you get 3.55?

It is depend on how many money u bank in in CASA and whether you withdraw / deposit from CASA for the 3 months.

RM0 – RM49.99 = Effective interest rate around 3.6%
RM50 – RM999.99 = Effective interest rate around 3.71%
RM1000 and above = Effective interest rate around 3.76%
At least 1 withdrawal made during calendar month = Effective interest rate around 2.96%

Ocbc Mega Save is extended from end of Oct to end of Nov. Anyone got any news on Uob promo in Nov?

Wednesday I was in Ocbc to open Mega saver, the RM was thinking was it better to open account on 30th Oct or 1 of Nov? I told her to be 1st Nov and passed her the cheque...

I am avoiding 1 nov for 3mths FD because maturity date falls on 2014 CNY. May not be around to go to bank.

Foreign currency FD is good to hedge against RM depreciation.

But if Rm appreciate, you lose out.
So a "fair game".

Aussie (AUD) and NZD previously were known for its higher yield (7~10%), now just about 2.5% (varied a little (0.x%) from bank to bank).

But at current trend, NZD is the only one has a prospect higher rate in a near to mid future due to improved economy condition.

While for the like Yen, USD, GBP, SGD rate generally range from 0~0.25%, and unlikely to move for sometimes.

should be half yearly. 2 yr ago i put 5 yr FD and get paid every 6mth.

INT IS PAID SEMI-ANNUALLY.

Guys, latest news...
Went to HL Mach @ Sunway Gizza today, greeted by a tall sweetie, model like figure, easily 5'11". BCC should go and check it out. 
Sorry, back to the news, she said they are launching a new FD promo starting tomorrow.
1 year Mach FD @ 3.7%p.a. (no CASA link).
Not fantastic but that's their promo for the new year.
Check the news and their website tomorrow if you are interested.
She said need fresh fund, but if you transfer from Money Box, consider fresh fund as they can't control fund transfer over the internet. E.g. if you have Mach FD maturing, if auto renew will get board rate, but if uplift into Money Box and then place a new Mach FD then can entitle for promo rate. 

Yes, consider better than most promo which either on Step-Up or CASA-link (require to put money into CASA).
I was on Mach FD last year where it was launched with 4% p.a., so feeling no excitement with this 3.7%.
I have moved on to take on AmBank 4.12% promo, but on 3yr tenure. 
I like Mach FD on their monthly interest crediting feature. It does let me feel my FD is working as compare to conventional FD that only see the interest at the end of maturity date. 

the 3.7% promo can be placed via online banking wo, once you withdraw back to your saving acc try to deposit directly again?

Let me know if it works, mine expiring early Feb.