I kept my will with a list of my assets including FD, bank accts, EPF/CPF, foreign brokerage acct together. So hopefully, all is not lost when I say bye bye whether in a rush or not.

MBB offers 3mths FD average out 3.27% with fresh fund

Where can read more info about this FD promo?

I was offered when I was in maybank doin some transaction.. Valid till mid of not if I'm nt wrong

Prepaid mobile phone also not safe.
It requires IC info to register the starter pack.

I do the same way except a will.
I write down all my money info like FDs, saving accounts, ATM passwords on a book.
On the book front cover, I write down: All my money. So my family members will find it when I am no longer here.

On my post #390, I mentioned about my relative who passed away suddenly, I suggested his family members to
check all his bank accounts to see if any money there. But I do not know if they are doing it or not?

And it is also important to get the FDs joint account with your family members, better to make all of them either one to sign.
and of course you keep the FD certs.

And also keep at least 3 valid saving accounts (from 3 different banks) with joint account with your family members, and
also make them either one to sign. You keep the saving books.

Maybe this May Bank FD promo is no longer available:

(1)
FD/IFD-i Malaysia Day Campaign - Maybank
www.maybank2u.com.my › Home › Promotions › Accounts & Banking‎
This Fixed Deposit campaign will commence from 1 September until 30 September 2013, or upon reaching the ... 1st Month, 3.10% p.a., 3.27% p.a., 3.05% p.a..

(2)
http://jimatcermat.my/promosi-deposit-teta...september-2013/

This post has been edited by BoomChaCha: Oct 22 2013, 05:28 AM

dunno if anyone just posted but here's wat i got at uob:

board rate is only 2.9x-3.10% but...

alto officially they say fresh funds, yr deposit at expiry, the teller will want to renew for you, no need to take out and go back.

my last 3.65% 9 mths pa at maturity, renewed at 3.55% for 12 mths. amt need to be >100k.

no frills, no casa required.

if withdrawal, banker's cheque cost is rm2.15.

one thing this week, uob started a new it system, new acc nos, etc - quite a mess in terms of q and waiting time.

This post has been edited by AVFAN: Oct 22 2013, 10:06 AM

I opened a new FD on 17th Oct with 3.65% rate for 12 months.

3.65% fresh fund versus 3.55% existing fund

Difference is 100 interest for rm100k FD. Thus 2.15 banker cheque cost is negligible...IBG may be cheaper..

true...

only that i will lose a couple of days in transit for the money to clear in other bank, then go back.

yr way wud get a bit more if dun mind the hassle and driving, parking, waiting...

Just bring along your personal cheque ( bank X ) renew on the spot to fulfill the fresh fund criteria and instruct the bank to IBG or Rentas the matured FD fund to Bank X in the morning.

This is what I have been doing.

yah, nowadays UOB willing to offer "promo" rate for old funds. I did post earlier that for old funds, their 3 months offer pretty good because no need to deposit into CASA unlike current 3 months promo.

And like you said, save the hassle of doing transfer here and there.

Definitely AVFAN would have consider that but I bet AVFAN's time is worth more than RM100 per hour.

UOB offered you extra 0.05% (from 3.6% to 3.65%) for 12 months?
And no need to sign-up a new saving account?

becos of the switch to new a it system yesterday, q time was 3 hrs, another 1 hr to sit at counter to redeem and renew. total 4 hrs.
some customers just left.

i was ready to withdraw all and never return to uob as i had always found them slow.
1st visit was 1hr wait, second time, 1.5 hr, this 3rd time, 4 hrs...

but since there isn't much better elsewhere available at this time, i accepted the 3.55% renewal but at a reduced amount.

i have only made deposits with cimb, pbb, hlb and uob. uob waiting time is by far the worst of the whole lot.
all other banks take 30min or less.

and yes, 1hr is too long for me!!

UOB said: For existing UOB FDs that have not matured can still use the FD certs until the maturity date.

All FD depositors should receive a letter with a new FD account number on it for future or current use.

http://www.rhb.com.my/whats_new/deposits/g...-horse-fortune/

Anyone interested with this? Newly launched.

Need to have 50k in CASA then only can put additional 50k into FD for the promo rate. From their website, their CASA interest rate not that attractive. Any ideas?

Looking for other 3 months FD promo, guess UOB still the most straight forward.

For a person who is a PB customer of various banks, it is better for you to have a will. You don't want the standard distribution of your assets by law, do you ?

Sorry it is 3.6% for 12 months...BoomChaCha is after all not M ChaCha..

Not various banks lah.. only PB to OCBC only, but will go back to regular customer status soon.

We can prepare a will by ourselves, but just need 2 witnesses on the will.
We can always change the will, only the latest will will be honored by laws.

Yes, I will make one soon. The terrible situation without a will --->

Money Cha Cha ar..?

This FD promo is not so attractive la... Thanks for the update..

The previous RHB 1 year FD promo at 3.78% is much better.
I just received my first monthly interest in my Islamic saving account.

This post has been edited by BoomChaCha: Oct 22 2013, 11:50 PM

Yes, that's the one I missed out due to over subscription!!

I thought that CIMB offer best FD for 3 months, at 3.05%? I am using this one cause convenient.