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 Fixed Deposit Rates in Malaysia V5

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SUSyklooi
post Jan 10 2014, 01:11 PM

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QUOTE(plumberly @ Jan 10 2014, 01:05 PM)
Thanks.

Had a quick look. More like UT than FD. Capital can become smaller? I would not want to risk my capital just for a few weeks of saving.

Cheerio.
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how? with
Zero sales charge to purchase, or to redeem.
Potentially earns higher returns, with the fund actively managed by a dedicated fund manager.
Daily returns on the Cash Management Fund. Daily returns are based on historical pricing.
No lock-in period.

hmm.gif but it think it is not as liquid as what forummer aeiou228 has pointed out in post #1000.
i think Cash Mgmt Fund needs a day or 2 to get the $$

This post has been edited by yklooi: Jan 10 2014, 01:37 PM
SUSyklooi
post Feb 5 2014, 03:15 PM

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QUOTE(lyrilmaki @ Feb 5 2014, 03:07 PM)
Hi, I am new to FD.. Thinking of FD few K's into CIMB's FD.. Is there any risk for Investing in FD?
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I think the main risk are inflationary risk and currency depreciation risk.
few K's into CIMB FD is protected by PIDM
http://www.pidm.gov.my/About-Deposit-Insurance/Coverage.aspx

other risks are minimal like, war, epidemics, earth quake etc...
just my 2 cents...

SUSyklooi
post Feb 5 2014, 10:25 PM

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QUOTE(BIN @ Feb 5 2014, 06:25 PM)
hi . im new to FD. wanna ask if i place my FD on 1 Jan 2014 for one month, mature date will be on 1 Feb 2014 or 2 Feb 2014. Which date shd i take out my money so that i hav my interest included..thx for the help
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take out on the maturity date stated on the cert...then the interest will be added on that date.
SUSyklooi
post Mar 3 2014, 10:20 AM

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QUOTE(danes007 @ Mar 3 2014, 10:10 AM)
RM50K CASH. not using for at least 2 more years. most profitable option? risk level medium. Don't need monthly income. Any suggestion please?
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hmm.gif cannot really comprehend that risk level..to simplify it....what is yr expected ROI p.a.? how much can you afford to lose?...guess in FD...non PIDM protected like MBSB offer much higher return...i think

check page #1 for detailed guide.

This post has been edited by yklooi: Mar 3 2014, 10:24 AM

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