Which BR branch did you go to, which state ?

For auto renewal, it will go to the current board rate, not even nego rate. For my FD in BR, I used online account to check, auto renew will just go to board rate.

You better check again or use online account to see the interest rate for related FD. 

Wow, last year my renewal rate was at 4.06% for reasonable "high" amount. This sifu    got 4.2% !   

Did you get 4.2% previously for that FD and got same rate for renewal ?

Yes, I feel doubtful myself on that and reconfirm 4, 5 times over the phone, and the officer says yes, it will follow the same rate as previous year.
As for the online acct, I have just checked again, it is not stated with any rate at all.
Even the FD cert is without the interest rate, but at least with the total interest amount.

Appreciate BR sifu whom have gone through renewal to confirm the following: 
1. Do you get a new FD cert reprinted or other document indicating your new maturity date? (magika said new cert)
2. Do you get back the old rate or new rate? (bbgoat said board rate)
3. How to check interest rate at online acct? Refer my online acct screenshot below, interest rate is not shown.
Thank you.   

anyone please tell me some procedure for invest in FD 
saw it on my maybank2u account but dont know to use 
thanks 

link

here...9months..period..

I heard there is one FD promotion from MBSB. 100k 12 months 4.05% with 1g of gold. Anyone else heard about this ? 

need go to bank for registration? any charges for this? 

Anyone knows which bank allows you to open FD online without being present?

Hi Guys,

Appreciate some help on this question.

For joint FD or joint saving account with 2 names and with condition that either 1 can withdraw the money. However, if one of the account holder pass away unexpectedly, would the account be frozen until a court order is release, or can the other account holder still be able to withdraw or close the account after the other account holder passed away?

Thanks.

You are touching on a legal issue here !! 

Just looking at all of u complaining about BR customer services, it's kinda bad actually. I think BR staff don't really care about good customer service. why? because even they give bad services, people still go to BR for their "higher" FD rate  when a lot of people stopped depositing their FD in BR, confirm they would "wake-up" one 

Friendly no use lah..  ..you think we go to massage palace meh..?
What we need is efficiency..

Somehow I know this will comes up.    Small amount only lah. I never put in big amount in one cert. 

saw in newspaper...mualamat bank having promo on their FD...up to 5.5% and nice gold gifts...but cant get it in their website...or google it..

anybody can find it?

Waseh, then what the staff told me was all pure bluff la

I have individual & joint account with BR as well. Staff said can only apply single ATM card to access individual account online. No joint account for ATM card, so not possible to apply for internet banking.

Will enquire CS about this
Noted. Will make a phone call to CS to find out the answer.

the hassle to go to bank, lock down in FD, and negligible interest .... more practical to put into high-interest savings account (e.g. m2u savers @ 2.1% pa) for easy access to the 5K fund.

only go for FD if you really really really dont need to touch the 5K within 12-months.

magika bbgoat
Found out the reason I'm not able to open BR joint account ATM card. The reason was that I applied for a joint SA & chose any of the parties listed as a joint owner of the account can do banking transactions.

Was informed that to enable me to apply for a joint ATM card, I need to choose the option of requiring all account owners' signatures for all banking transactions.

So, would like to ask both of you who BR joint ATM card holders, was I misinformed (again???!!!) or is it the same case with your account?

Boss Cha Cha, where are youuuu...

Today Affin gave me 2 mugs, 2 planners and 2 pens. 3.6% for 1 year NID, can withdraw anytime without lost of interest.

Minimum 100k ma

I've no idea about NID either, first time hearing bout it. Does other banks have it?