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Fixed Deposit Rates in Malaysia V5
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guy3288
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 Nov 27 2013, 01:31 PM
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QUOTE(bbgoat @ Nov 22 2013, 05:02 PM) I will be surprised if you get an answer on which branch. Ha ha.  Likely to be branch related as diff branch hold the function in diff location and diff time.  Just received the invitation cards today. This makan function is not the local branch function. It is organised by BR headquarter for all the branches of BR in Penang. I heard there are a total of 7 branches and they invited more than 100 pax. Find out from your local BR branch not to miss out. Forever BR supporter.. |
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guy3288
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Dec 4 2013, 10:39 PM
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ok at 3.96% if substantial amount??? Are you sure?
of course ok if you compare to lower rates elsewhere la.
But if you compare to the 4.7% BR itself is offering, you would have heart ache how much you have lost especially if amount substantial AND over a long period of time.
That is the advantage of going long term for the highest possible rate, hit it hard and long........
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guy3288
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Jan 16 2014, 01:04 AM
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Br has silly fleeting policy on interest payment.
paid on same date as FD is the best, easy to track.
after that, changed to no matter which day Fd starts, interest all paid on same day ie 1st.causing lots of confusion when track the payment. now changed back again.
Next is requirement on names in saving account..Last time as long as SA got FD depositor's name, can autocredit. Now need exact same names in same order!If not have to do manual credit.
Finally realised my Jan 2014 interest is lesser than usual, by 0.05 to 0.10%.
Anyone with BR FD 12m or 24m placed in 2012 or 2013, check your interest for this month. Any cut?
FD rate cut by 0.05% recently, but old FD from 2012/13 also kena??
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guy3288
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Jan 18 2014, 11:20 PM
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QUOTE(bbgoat @ Jan 18 2014, 11:14 AM) Checked Jan interest payment for few certs, so far 3 separate certs payment correct. I see........ may me i should be more specific. My 9 affected FDs are: 12m : 8.3.13 - 8.3.2014 24m: 1.3.12- 1.3.14 8.3.12-8.3.14 19.3.12-19.3.14 23.3.12 -23.3.14 6.4.12-6.4.14 9.4.12-9.4.14 10.4.12-10.4.14 Any of you guys with FDS in that same period of time as above and received no interest cut? other FDs placed from 15.5.2012 onwards and FDs on different account 11.4.13-13.4.15 etc are ok......pening dont know why this BR sytem like that......?gila gila...going to dig out the cert numbers to complain to BR..... |
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guy3288
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Jan 25 2014, 11:52 PM
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QUOTE(tbheng @ Jan 25 2014, 10:56 PM) Wah, feel very jelly lah...  I got zero hamper/makan-makan from BR...  Only got those small free gifts/items over the counter lah... i did not receive hamper also, may be BR budget all spent off already? |
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guy3288
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Jan 29 2014, 09:49 PM
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QUOTE(bbgoat @ Jan 29 2014, 08:06 PM) Received SMS from BR's ABM to collect their "beautiful hamper" as described by the ABM. Collected the hamper and asked for another one. Was able to get one more like last year. Claimed that I have 2 accounts with them. Ha ha.   Have not opened it up yet. The ABM claimed that the value of the hamper is higher than last year. wah like that i must also ask my BR la...so late already still no news, last few years i always received. bbgoat , you are from penang right? Did you have to ask or remind them about the hampers? |
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guy3288
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Jan 29 2014, 11:31 PM
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i sms the branch manager, ."my name not in the list?", he replied, "ada, goodies on the way". tomorrow already our CNY eve la  |
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guy3288
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Jan 30 2014, 08:22 PM
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QUOTE(bbgoat @ Jan 30 2014, 03:29 PM) Sudah dapat hamper itu kah ?  Yeah they sent to my house at 4.00pm, apologised and said they thought I had received earlier! If i didn't SMS the manager, they would have thought i had received already, what a messy system in BR's hampers delivery... I attached the pix here, are they the same like yours? |
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guy3288
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Feb 19 2014, 09:10 AM
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QUOTE(RO Player @ Feb 17 2014, 09:07 PM) i was thinking... getting 1mil was easy.... double up to 2mil...kinda tough....going to fd, aint going to double up my existing fund.. prop is skyrocketing...so put aside, cooling off.. investments..with risks.. anymore suggestion?  getting the 1st million is usually the most difficult, subsequent millions should come much easier, as money makes more money and your earning power increases with time and experience. |
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guy3288
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Mar 12 2014, 10:34 PM
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i asked the local BR , they are not very keen in offering higher rates. That also before i mention this is from many different persons. 0.05% above board rate no problem.
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guy3288
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Mar 12 2014, 10:35 PM
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QUOTE(gchowyh @ Mar 12 2014, 05:26 PM) How's the FD group nego coming along? Anyway, I paid a visit to a supposed new BR branch. But instead was only an agent for BR, Koperasi Simpanan dan Kredit Bersatu. They have their own deposit scheme (FD) & the interest rates do look Extremely attractive but they have so far only been in the market for 2 years. However, to fund the deposit scheme, they provide personal loans to government servants & practise the direct salary deduction via ANGKASA so should be pretty safe. However, do take note that there is no monthly interest payout like BR. Anyone had any experience or heard anything about them before?: www.mamasavings.my http://www.mamasavings.my/lz_images/pdf/Pr...paFinancing.pdfthe rate offered is so high. I am worried if they are safe. |
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