u request for cancellation previously?

go for it bro since it's 0%! then you can use it to pay off your other cc debts. 

I'm new to UOB CC. The CS told me that I can call them to waive the annual fee after 2 years of free annual fee, is this true? Owning UOB One card and the cash back is nice.

yeah, i just received the same sms with you today.

just called UOB CC center

Now im confused regarding VOX card on the annual/monthly fees

this is what i've been told

Agent : NO Annual Fees. Just RM6 monthly fees which will be automatically waived if i use it at least once per month

UOB Branch : There is annual fees on top of the RM6 monthly fees

CC Center : There's no annual fees

same bank, different department, different answer?? which is the truth?

just called UOB CC center

Now im confused regarding VOX card on the annual/monthly fees

this is what i've been told

Agent : NO Annual Fees. Just RM6 monthly fees which will be automatically waived if i use it at least once per month

UOB Branch : There is annual fees on top of the RM6 monthly fees

CC Center : There's no annual fees

same bank, different department, different answer?? which is the truth?

Agent : NO Annual Fees. Just RM6 monthly fees which will be automatically waived if i use it at least once per month... Ini Yang Betul Punya

You never read T&C? T&C is the strongest answer. Once a month swipe, waive RM6. However, as per latest, confirmed by UOB Headquarters marking department and customer service (called them to triple confirm), there is no annual fee for 2nd year onwards. Just need to call ask them waive it. For first year, ya you need to call as well. But i'll adhere to the dumb T&C rule since T&C overrides everything else and it's a solid written proof.
If everything goes bad, people will say something else. So i'd rather go with the T&C

thanks for the confirmation. i was looking at this https://www1.uob.com.my/assets/pdf/tnc/ccTN...d_Cash_Back.pdf and couldnt find anything to show that for Vox card annual fees has been changed to monthly fees

already call to cancel.. but since there's no annual fees (only monthly), might rethink to use it

Eh wait... I thought UOB One fee is RM388

but citibank cash back also 5% for petrol, similar to uob.

just that need accumulate rm50 to receive cash back.

but citibank cash back also 5% for petrol, similar to uob.

just that need accumulate rm50 to receive cash back.

i would take citibank, because for petrol cash back it's better than uob for now.

how often would 1 pump bhp anyway? unless bhp is nearby.

Advantages of UOB One
1) CT Cash back does not reflect immediately on statements. UOB One card does

2) CT Cash Back Plat is 5%. For UOB One, if you pump at BHP, the average per month is usually 5.5% (3.5% avg + 2%) if you pump most before 15th and less after 15th.

3) UOB One got 10% (5+5) cash back at GSC 7 days a week. CT cashback don't have

4) Collectible Smart$ rebates are good since you can collect them. Good for future use at certain smart merchants

5) UOB One visa salary requirement 24k. CT CashBack 40k...stumbling block for new grads.

6) Low annual fee in case bank doesn't waive. CT Cashback RM195. If don't waive, you cry.

Advantages of CT Plat
1) Free complimentary insurance coverage. Very useful if card drops. UOB must pay for the insurance.

2) Reimbursement of money if product is unsatisfactory. Very good point.

3) 5% cash back petrol for all pumps. Useful. No nid hunt for BHP

4) Senheng gives up to 24 months 0% payment plan. UOB only 12 months.

5) Citibank got more merchant partners. Very good for discounts when eat out. Many places with Citibank logos. UOB very few.

yeah, i have both too but cancelled citibank earlier bcs of this reason.
lol, always see you double post. don't cemas, be patient, tunggu a while... use smartphone at poor coverage area eh? i faced such problems too sometimes...

Actually, there's a reason citibank does this. I'm not sure if I'm right. Any citi users can explain on this. My guess for letting us wait RM50 is because some months, we don't achieve RM50. So when it's nearing year end, they can use the cashback (not yet reach RM50) to offset the RM50 gst. Additional they call it waiver. This my my opinion though. Any users can verify?

if you are using uob one card for your motorcycle, how do you redeem your smart$? minimum should be rm20 right? or when time for smart$ redeem, then you drive your car instead?

wtf ? i juz applied this card ... the sales man said limit is RM500 ... now become 300 ? What about other category ?

my 2nd year is coming near the corner..

i called to the cc and he said the gst rm50 must be paid by smart cash rebate only..
if not enuff then i need to pay it..
im not going to use my smart cash rebate for it, so im planning to use all my smart cash rebate for petrols and then give it a call to cancel the card if they insist for me to pay the gst rm50...
then, after cancellation is done, i'm going to reapply this card again to get the free gst again..

can this be done? any comments? haha..

I think there has freeze time to re-apply for their credit card if you are currently cancel the card

just reply the SMS? Require any certain number of swipes to be performed for the waiver?

you higher spender? they didn't offer to pay for my gst. 

After 3 months and I totally forgot about my application, I received my One Plat and Preferred Plat today.

I'm traveling on 1st May, not sure can I go to PPL KLIA? It says will need to swipe once every month in the latest 3 calendar months.

Got the answer in previous pages.

Feel like canceling my UOB cards. Useless for me.

Exactly since GST is already charged. RM 100.
So, just use them for one year.
I spoke to the CS, confirmed cannot.
My next planned trip is in September but via KLIA 2 that time, hopefully I will manage to use.
In between, I will have some trips as well. Let's see...

I have so many useless cards and really wanna terminate them soon.
These are what I have in my wallet now:
1) M2Cards
2) OCBC Ti (May is the anniversary, not sure if I should keep it?)
3) SCB Plat (Applied for the RM 650 cash back which I have used up and never used it after that, will terminate soon)
4) Citibank Corporate Credit Card (Cannot terminate, company's supplied card for business expenses)
5) UOB Preferred Plat
6) UOB One Plat