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Credit Cards UOB Credit Card V2

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victorywp
post Apr 30 2014, 09:40 AM

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QUOTE
RM0.00 UOB: Celebrate Mother's Day with 10% off on ROYCE' Chocolates. Min spend RM80 per receipt only with UOB Cards. 1May-30Jun14. Info and T&C at uob.com.my

victorywp
post May 1 2014, 03:28 PM

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QUOTE(pisces88 @ May 1 2014, 01:11 PM)
i think a better way of saying it is, if you're a big spender, then go for Wise.

Personally i have OCBC TI, UOB ONE (the least usage) and HLB WISE.

On average, will spend rm450-600 (which is 9-12 swipes, rm50 per swipe) a month on petrol - Use HLB WISE, rebate RM45-60 a month.

At least twice a month i spend in restaurant/cafe at least rm50 and pay with card - Use HLB WISE, rebate rm5-10 a month.

These are the minimum rebates i get, in fact for the past 2 months, my rebate per month is RM100 (max) for WISE.

You can share among family members too, if you feel you cannot achieve 10 swipes of RM50, just pinjam them the card to go pump petrol  thumbup.gif
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yeah, share with family members for petrol is the best way if one cannot achieve 10 times rm50. bcs you don't even need to follow to sign the slip since it's done at the petrol pump. unlike if you lend them for grocery, you still need to follow to sign the slip.
victorywp
post May 3 2014, 04:38 PM

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just called and cancelled my uob one platinum... bye.gif
victorywp
post May 3 2014, 06:12 PM

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QUOTE(Andrew G @ May 3 2014, 06:07 PM)
UOB didn't even make any effort to retain you by offering either AF or GST waiver??  doh.gif

If really so, this would proved that UOB didn't really even know how to appreciate/retain their loyal customers, and only targeting for new clients but don't have any future plan to retain them for long term business?

Would cancel/terminate mine within this month, unless they got willing to waive all the AF & GST charges without any conditions attached??
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not yet, the cs just blocked the card and submitted my cancellation request to the retention team. if nothing being offered to me, then goodbye! bye.gif

This post has been edited by victorywp: May 3 2014, 06:13 PM
victorywp
post May 3 2014, 06:49 PM

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QUOTE(Andrew G @ May 3 2014, 06:35 PM)
Me would too. However, even they got retained me, I would use/swipe for petrol purchase only on first-half every month, as their cashback's entitlement / allocation was very tricky and confusing.  rclxub.gif
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the reason i gave to cancel the card is because of this reason too. so the cs said will feedback to the management. not sure whether they will take any action. sweat.gif
victorywp
post May 4 2014, 06:15 PM

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QUOTE(imperialrealcs @ May 4 2014, 06:11 PM)
what are the criteria for this card? me and my friend both got rejected for unknwon "P&C" reason doh.gif

my friend is 6k salary, good epf and income tax form, car loan myvi left 2 years, housing loan juz approved for 500k house.

im about there but with lower salary only.

tried to get uob one but got denied. mbb2card straight approve me and my friend though
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you both applied mbb2cards and uob one around the same time with mbb2cards slightly earlier?
victorywp
post May 4 2014, 09:52 PM

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QUOTE(sj0217 @ May 4 2014, 09:27 PM)
Sushi Tei? it come with smart cash?
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yes, but until 31/8/14 only...

user posted image
victorywp
post May 4 2014, 09:54 PM

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QUOTE(GymBoi @ May 4 2014, 09:34 PM)
I guess so ... in MV ...

Btw guys I juz got my card only .. how do i create my internet banking account ? Hopefully no need go bank  sweat.gif
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yes, you need to go to the bank to get the pin (if there was still no changes since years ago). sweat.gif
victorywp
post May 5 2014, 01:50 AM

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QUOTE(eddievh @ May 4 2014, 04:25 PM)
Went to Mymydin Bukit tinggi this morning,too bad the boss said no more accepting cc for touch n go reload. But i found a new place accept Amex,it is Bhp station beside kjpj hospital taman bekerly klang with 1 percent surcharge charge it to card. Reload there rm200,cashier swipe rm202 tng amount received rm199.50 . Ok la better then nothing.
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this information could be useful for those who are using uob one card too. you will get 5%+2%(smart$) to reload your tng at any day, unlike amex only during weekends with the same benefit of 5%+2%(tp).
victorywp
post May 5 2014, 10:58 AM

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QUOTE(imperialrealcs @ May 5 2014, 10:43 AM)
no after uob fail then he proceed with mbb.
i already got my mbb and used for 1 year dy wink.gif
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uob cc is one of the easiest to get.
maybe you and your friend already almost reaching his capacity to take loans, and perhaps mbb is where the monthly salary being credited to?
victorywp
post May 5 2014, 12:49 PM

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QUOTE(whitesabre @ May 5 2014, 11:34 AM)
Hey i'm curious. Go where reload tng can get cashback?? I'm from Penang
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so far this is at klang. as for penang needs you to survey. lol...
victorywp
post May 6 2014, 09:24 AM

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QUOTE(cybpsych @ May 6 2014, 08:55 AM)
wait and see how others handling the missed-out cashback for early petrol transactions.

could be intermittent issue.
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i called before, they will put a request to the technical team to check, and after some time they will credit to you you the missed-out cashback.
conclusion, if you call you get, if you don't call you don't get. so for some people who doesn't check, they won't know that uob has been missed paying some of their transaction cashbacks.
victorywp
post May 6 2014, 09:42 AM

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QUOTE(whitesabre @ May 6 2014, 09:37 AM)
You must call. There is a system glitch. I called the other day regarding my march transaction which on 16th march no cashback, but 24th got cashback. They say system error. My 24th pump RM10, 16th pump RM50. LOL they say my 24th should not entitle, so will debit back, then credit back for my 16th. Hahaha
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how can they say your 24th should not be entitled? if they able to credit the cashback to you for 24th means their 900k allocation is not yet finished til that time. hmm.gif
victorywp
post May 6 2014, 12:04 PM

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QUOTE(fkinmeng @ May 6 2014, 12:03 PM)
wait, just assume if my unifi is RM150, i can split it to 3 payments?

pay online, each time RM50, it can work that way? hmm.gif
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yes, but please discuss this at hlb wise thread. nod.gif
victorywp
post May 6 2014, 12:12 PM

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QUOTE(fkinmeng @ May 6 2014, 12:06 PM)
ok thanks.
sorry, just wanted to know, maybe this time really cut uob liao. brows.gif
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i already requested to cut... if they credit back the rm50 gst to me, maybe i will continue to use it... for a while... lol... biggrin.gif
victorywp
post May 6 2014, 12:31 PM

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QUOTE(sj0217 @ May 6 2014, 12:24 PM)
Pls report here if they have kind to waive for you for GST charge  biggrin.gif

my card anniversary is on this month as well... Gonna to have a call...
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yeah, i will report here either i am still staying (for a while) or goodbye (for good). laugh.gif
victorywp
post May 6 2014, 05:36 PM

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QUOTE(ciohbu @ May 6 2014, 05:19 PM)
requested to cancel my card and then got a call back to credit back my gov tax (pay me back RM50 to keep the card)
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that's all? don't have 0% bt like the other forumer posted above?
what's the reason you gave when requested to cancel your card?
victorywp
post May 6 2014, 05:47 PM

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QUOTE(ciohbu @ May 6 2014, 05:40 PM)
nope, they just offer me gov tax and annual fee.. but since my card is already free for 5 years.. no point
i told them i got better card for my petrol cashback

will call back again to uob number to confirm any t&c if i accept their offer
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you mean they gave you free gst and annual fee for the next 5 years? blink.gif
victorywp
post May 6 2014, 06:18 PM

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QUOTE(ciohbu @ May 6 2014, 06:10 PM)
sorry my bad...typed too fast
they will credit back only 1 year of gov tax (rm50)... annual fee is waived for 5 years under previous promo when i apply my card 2 or 3 years ago
smile.gif
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if gst can be absorbed by a bank for the next 5 years, you must be the first to have that kind of privilege. laugh.gif
victorywp
post May 7 2014, 11:48 PM

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QUOTE(Devil4life @ May 7 2014, 09:46 PM)
Bugger just called the CS and was inform that my RM3.20 is the rebate given on the first and partial from my second pump. Dafuq? you're telling me pumping half way on the 12th the quota is up? Utter nonsense man. Freaking cheat man and people here mentioning they gotten the rebate for their transaction after mine.

1. Such coincidence Rm3.20 is the 5% of Rm64 which I did the transaction on the 12th?
2. 12 is still consider early for the month
3. There is people here that gotten the rebate for transaction after mine.

I'm canceling this card after clearing my statement. You are officially blacklisted from my choice of cards no matter what card you launching in future.
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did you reply in this way when the cs gave you that reason? you should, and probably they will give you that 5% for your rm40 as well.

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