Wow, opening account but only provided the agents would be helpful to assist..

Anyway, hope to have the chance to try..

I can only the account, even with the minimum of RM100 is also dont mind.. At least can try to bank in next time..

Please update here once the account has been opened...

They should laughing their way to update their passbooks for ASW2020, while i am trying to think of a possible way to open the account...

Anyway, the next target for dividend announcement would be for AS1M...

Hopefully the returns are a bit higher than ASW2020.. 6.8% also i am okay..

Wow, can help open the account...

Thats great...

There is no need to feel frustrated and disappointed..

For me, i have also come across so many times officers tell me can only open the account when there is additional units for subscription..

Its already becoming a norm..

+1

As i thought..really no chance to open the account.. dont know when will they open additional units for sale for this ASW2020..

Anyway, i am not putting so much hope on it..

Dear All,

Just for your information, i went to a ASNB branch this morning for my intention to try to open the account for ASW2020..

Well, I am quite disappointed but at least satisfied with their feedback towards my question..

At first, I asked them is it possible for me (chinese) to open the ASW2020 account, he responded to me that it is impossible..

Because he mentioned that, if he opens an account for me, and the initial deposit RM100 cannot be banked-in, he would have to write a memo to ASNB Office in KL to terminate the account.. He mentioned that it is a risk and hassle so he could not proceed.. Anyway, after that i tried to bank in into my AS1M, but unfortunately, no units available for the chinese..

However, he informed me that once you have the account, if would be easy because you could try and bank in.. If no quota, then can try again next time..

From his feedback, as i understood, unless the officers are very helpful to take the hassle, then they could help us to open the account.

Anyway, I am glad with his feedback which is more straight forward and honest compared to the feedback to i normally received from the banks.

Yes, if not because the staff is so informative and informing about this to me, i guess i will keep wasting my time 'shopping' around at those ASNB agents who only know how to answer... "cannot bo"..

At least i save some time, energy and my breath.. Bravo, ASNB..

Well, at least you have the account for asw2020...

It looks like i really have to give up on ASW2020, unless there are additional units opened for subscription in future, which i deemed is quite impossible as they are now pushing for ASG..

Because this morning when i being there, while waiting, there is one officer (i think sales team) introduce to me about ASG..

Good for you to have at least that range of average savings...

Now with the inflation going wild, not many can save even RM400 per month..

Should be due to the high commitments that most of the people have..

Dont worry, as long as you revise your budget, it still can be done..

I am going to revise my budget already.. especially my meals for lunch can revise to be not so costly..

Previously i have such plans but i did not really stick to it, as a result i spend between RM8 and RM10 per meal..

Now, seriously have to sacrifice to downgrade the budget to RM5 per meal, at least save about RM70 per month..

A sacrifice was required to earn passive income, nothing much can be done..

Yape, i am also expecting the increase also...

Since the day the petrol price increase, you would see the news talking about 'Ministry will ensure inflation will not happen', 'Food price will be monitored', etc.. it seems to me more like to bluff.. Its a simple mathematics that they think we dont know.. An increase will petrol will definitely increase the cost of living as food prices, and other household products due to higher logistics cost..

Now they will not increase the price, but next month, i believe those prices of the foods and household products will increase..

Say want to control inflation, but they are doing the opposite..

Yape, i am expecting the announcement of the dividend to be between the 23-26th October 2013..

I am looking forward to the dividend..

Sorry, I kind of type wrongly..

Anyway, I am hoping for a dividend declaration of 6.8% or maybe worse come to worse, 6.7%...

Yape, sometimes tight budget, no choice but to withdraw..

But anyway, no issue with it because ASB account holders can deposit into the account at any given time..

Its not like us non bumi who have to deposit to the fixed unit trust account through trial and error, we will feel reluctant and frustrated when we have to withdraw the money from the account..

No worries, you will be able to bank in back the monies in future..

At least you are in a better position than me..

Better position in terms of no need to feel sad to withdraw the AS1M and ASM..

If feel sad when i have no choice but to withdraw funds from there..

Yape, after trying so hard to bank in, then when some issues happen, feel so reluctant to withdraw the money from there..

Well, if you think only rich people drive big cars, you might be wrong..

Because in my experience as part of the a property sales team, i see people driving Kancil paying a downpayment of RM3X,XXX plus to even RM4X,XXX plus; without even touching their own EPF account 2..

And most of my customers who are driving betters cars are asking questions like ''could I full-loan?", "downpayment too heavy, client want to settle in installment"..

Recently I have spoke to one of my friend, he is driving an old Kancil, but I saw his ASNB account, he got RM50,000 something lei..