Lower ranking staff don't know much, only those in the top management level know better 

They would only get the news when they go for national level briefing or got internal memo from management 

gud morning all..
another less than 3mth to get dividen. hope higher %

Goodness, what ever gave you that impression that PNB's dividends are provided by the government? Or if PNB is like Petronas and has to provide direct funds to the government for its operational use that eats into dividends that's supposed to be given to the investors? PNB is not like other GLIC's like Khazanah or Ekuinas which uses the government money and invests which then returns profits back to the government. PNB is a GLIC that pool's money from investors and providing profits it obtains back to the investors in dividend.

PNB's funds are not guaranteed by the government or is it insured by institutions like PIDM, the same goes with other unit trust products in Malaysia. I would understand if you say it is quite a challenge to continue providing good dividends due to the sheer size of ASB itself or because PNB is only allowed to invest in local equities that yields are at a pinch but equating/assuming as you did it just boggles me. Even for PNB's funds that invest in government bonds or MGS, the returns on these structured products are fixed for as long as the government can honor payments at maturity. We may be in debt but it's nowhere near what the US govt is facing having to default entirely.

I'm sorry for the retort but it get's tiring having to repeat the same stuff over and over and over and over and over again..... 

Yes, i heard quite many mixed reactions about this fund..

60% of the feedbacks i received stated that there might be chance..

But i am not putting much hope for it to be opened to everyone..

Just take it as a bonus if it is..

8% P.a to be exact

Hi Guys,

Based on previous years, what would be a the best guess for ASB interest rate this year?

PRESTASI TABUNG
2010 - Kadar Pengagihan Pendapatan Seunit 7.50 - Bonus 1.25

2011 - Kadar Pengagihan Pendapatan Seunit 7.65 - Bonus 1.15

2012 - Kadar Pengagihan Pendapatan Seunit 7.75 - Bonus 1.15

My assumption based on yearly trends.

2013 - Kadar Pengagihan Pendapatan Seunit 7.85 - Bonus 1.15

What's your assumption?

for asb, it's 22 dec

oh gosh i dont understand at all.

I already open and put Rm10k into ASW  2020 on 9th December yesterday, so the whole december i will lose my interest?

and as mentioned in first page, the dividend will be on 31st August every year.. so if i withdraw on December i will lose interest for September, October, November and also December 2014?

that's the day ASNB decided to suspend all ASB / ASN transactions 

I think in Feb 2014. Anxious to know? Ha. Perfgrmance wise, the rate should be 6.20-6.28% but politically, I fear it may be lower than 2012's 6.15%.

Just do it online..

Wow...
U have closed to RM400k