Recently? I thought already 6 years they do reinvestment 

At least AHB can b compounded (later) if perform manually

Congrat on the successful transfer
I have done simple calculation for EPF n AS1M
The average past 3 yrs return for EPF:AS1M is 5.98%:6.49%
The diff is 0.51%pa
For every RM10k investments, u will get additional RM51pa or RM4.25pm
Mind to share wat makes u decide to transfer from EPF to AS1M?

i don't think so..no hassle at all..10 minutes can be done, free parking

Good for you 

if only others bumi think like you 

I've been reading the responses on the ASB2 thingy and I observe a rather interesting anomaly (I guess)...

Everyone seems to trust PNB when it comes to fixed priced funds yet the same is not extended to its variable priced products. Why is public mutual still the de facto for variable priced funds? Has anyone really studied if among PM's numerous funds (I think there's at least 50 if not more ) what's the % of returns is like?

The same organization, the same infrastructure, probably the same fund management or investment office operations and yet the respect for PNB's variable priced products is no where near the "trust" that people have for its fixed priced funds.

It's like believing that BMW's 5 series models do well compared to its 7 series model.

Just my weird observation...

news regarding asb2
http://www.btimes.com.my/Current_News/BTIM...icle/index_html

RM2b of AS1M not taken up by Bumiputera

About half of the RM5 billion bumiputera allocations have not been taken up in the Amanah Saham 1Malaysia (AS1M) share trust units despite Permodalan Nasional Bhd (PNB) declaring a record 6.7 sen income distribution for AS1M for the financial year ended Sept 30, 2013.

The amount not taken up stood at RM2 billion, translating a take-up rate of only 60% for the bumiputera portion for AS1M.

“About RM2 billion of the bumiputera quota has not been subscribed,” PNB group chief executive officer and president Hamad Kama Piah Che Othman told reporters in Kuala Lumpur yesterday, adding that all the non Bumiputera portions for AS1M have been subscribed.

Why do you all do not use online banking to top up?

Can we ' beratur '?
It also include ASM, ASW 2020.

Guys, I am noob on this and I need some advise on ASB loan. For a 25 years loan amount RM200k + RM4372 for the Takaful RTT.

The outstanding loan for ASB is RM583,706.17 before start paying. I read back the agreement, at the clause 1.1, it stated the following
The bank interests rate is BLR-1.65% per year. Which means the monthly installment would be around RM1190.
But I don't understand, RM1190*12*25=RM357,000, how to the RM583,706.17?

I am waiting for the banker to reply.

Yes, Islamic loan from Maybank Islamic.
It is stated in the agreement. I think it is the ceiling amount I would need to pay if the BLR increase more than 10%.

Noted. Will clarify with the banker. Got this from their website.

Roughly I understand how it worked. If the BFR increase, thus the selling price will increase.

BFR and Interest is not the same?

Why you're asking, you heard anything? 

Not everyone like you    , Most would take ASB loans to the max 

9.6%? Only applicable to Bumi?

Bonus ASB? 

The last time I heard was about 2% . I could be wrong though as fuel prices have shot up.