QUOTE(davinz18 @ Jan 27 2014, 09:50 PM)
that's the speculation that i got from the bank's inner circle. maybe right, maybe wrongbut one thing is certain, OPR will increase by 0.10 - 0.15% and so will BLR
be prepared.
ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V4
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Jan 27 2014, 09:52 PM
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#221
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
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Jan 28 2014, 03:59 PM
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#222
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(smartinvestor01 @ Jan 28 2014, 03:41 PM) QUOTE(davinz18 @ Jan 28 2014, 03:54 PM) BNM policy is somehow unpredictable. when people expect OPR increase, they maintain it. when people expect it to raise 0.75%, they increase 0.25% only OPR will increase, definitely. that's why I said let's wait for the announcement it won't be as low as 0.05% as you expected 0.5% will definitely wreck havoc in the banking industry. QUOTE(davinz18 @ Jan 28 2014, 12:11 PM) |
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Jan 28 2014, 04:16 PM
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#223
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(cybermaster98 @ Jan 28 2014, 04:10 PM) The usual increase is 25 basis points which would mean an increase from 6.60% to 6.85% for the BLR (which has been long anticipated). Havent heard of 10-15 basis points increase so far. But BNM will introduce a new benchmark rate which will be standard across the banking industry. i am expecting max 0.25%, but lowest will be 0.1 - 0.15%been worried in the past few days already since i'm going to make a very large commitment within a year or two and need to plan out the best way to manage all my investments |
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Jan 28 2014, 11:26 PM
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#224
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
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Jan 28 2014, 11:33 PM
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#225
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
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Jan 29 2014, 06:53 PM
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#226
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(shadow_calamity @ Jan 29 2014, 06:32 PM) woot? wow, all the hoo ha about OPR / BLR increase, and suddenly defused by BNMi feel very relieved. |
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Jan 31 2014, 08:49 AM
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#227
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(anz87 @ Jan 30 2014, 08:38 PM) http://www.tabunghaji.gov.my/bonus-pendeposit-2012 remember theres another further 2.5% zakat dedction from your earningBonus Pendeposit TabungHaji 2013 is very attractive .. dividen 6 % bonus 2%... i'm plan to transfer my own money in ASB then applied straight for 200K loan.... lets my own money compounding in TH ... the dividen also zakat deducted already... is that the best strategy??? need opinion from all but still quite ahuge dividend and keep in mind, the additional 2% bonus is special for 2012 onlu |
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Feb 3 2014, 09:05 AM
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#228
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
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Feb 3 2014, 10:30 AM
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#229
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
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Feb 3 2014, 03:27 PM
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#230
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
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Feb 3 2014, 03:40 PM
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#231
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(plumberly @ Feb 3 2014, 03:30 PM) Yes, doing the running around topping up my ASW (wife's), ASM & AS1M. you can always go for properties if you know how to play hard.Only 1 each for ASW and ASM after months of trials. Some success (but small) with AS1M. Lately, big fat ZERO strike rate with AS1M for the past few weeks. Thus asking for other vehicles to make my money work harder for me. Ha. Cheerio. |
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Feb 3 2014, 03:53 PM
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#232
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(plumberly @ Feb 3 2014, 03:48 PM) My RE experience some 10+ years ago did not really encourage me to jump in again. Got a house and rented it out. Did a comparison with FD, this house and rental thing was only slightly better than FD. Became fearful of calls from the tenants, asking for repairs this and that. To me, not worth the hassles for the small FD delta. $ coming in via FD with me doing NOTHING, besides going to the banks. i have exactly the same thoughts on tenant issues. let me know when the bubble is going to burst so i can review my optionsBUT keeping my option open, may get in again after this RE bubble has burst. Ha. Cheerio. |
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Feb 4 2014, 03:43 PM
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#233
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(yugimudo @ Feb 4 2014, 03:30 PM) Agreed. The only reason we are calling these as "safe" haven investment as we got gov promise that for every unit they will buyback rm1. whatever method that they used to achieve the 7% dividend payour every year, i have no complaints But the way they manipulate the dividend to suit the gov needs make me wonder that these investment is way more manipulative than other vehicle. I also need to clarify, is there any NGO or bodies that monitor on how PNB declare dividend for ASB? Or they can call any number to suit to the local politics? it's quite rare for any funds to give out returns as high as ASB does, year in, year out. and if they are really true, then PNB decision makers will be the best investor in the world, even beating gurus like warren buffet |
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Feb 5 2014, 06:48 PM
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#234
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(wil-i-am @ Feb 5 2014, 06:11 PM) QUOTE(davinz18 @ Feb 5 2014, 06:30 PM) you can always leave a stack of cash to the teller and let him / her do the job and give them a cut. that'll encourage them |
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Feb 6 2014, 05:33 PM
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#235
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
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Feb 8 2014, 01:06 PM
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#236
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
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Feb 16 2014, 10:30 PM
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#237
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
so many predictions gone wrong.
1. BLR maintained 2. EPF actually performs better this year but those are good news. so, it's good. |
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Feb 20 2014, 04:43 PM
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#238
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(JustcallmeLarry @ Feb 20 2014, 03:18 PM) Ya i feel the person shouldn't have change the thumb print in my book since my thumb wasn't permanent injured. Now thing very confusing. So is this a problem??? they use your MyKad as verificationMyKad stores BOTH your thumb prints. in fact, MyKad stores ALL your finger prints just like some forummer says, the papers mean nothing. it is only used if there is any disputes / unauthorised w/drawal cliam by passbook owner |
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Feb 24 2014, 04:07 PM
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#239
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(plumberly @ Feb 24 2014, 04:02 PM) I still can't get it, why another one when other similar funds have not been fully taken up? exactly. that's the main point.To release steam from those who have already maximised up to their limit? Cheerio. that's the category of young, mid-income, modern, city-dwelling bumiputra. this is like *ehem* vote buying *cough* *cough* ok. politics should not be discussed in this thread. i'll give a slap on my own hand for this |
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Feb 25 2014, 11:25 AM
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#240
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7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(smartinvestor01 @ Feb 25 2014, 11:21 AM) Haiz, another fund which set the non-bumi's aside again.. and yet many bumi prefer to spend their money on phones, cars and other tangible products The hard-feelings that i have is so hard to describe.. can only try over the counter and most of the time ended up with zero, while the bumi can deposit their money into the account at any time.. |
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