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> gaji 14k with this expenses ok or not?

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TSfoolc
post Jul 8 2013, 10:00 AM

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overseas not cheap laa
can dump money into housing loan and reduce interest
TSfoolc
post Jul 8 2013, 10:05 AM

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indon als exp
check to pg-bali come to rm1300 for 2 person
TSfoolc
post Jul 8 2013, 10:07 AM

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QUOTE(pisces88 @ Jul 8 2013, 10:03 AM)
aiyo start with ASEAN la.. go thai, viet, indon, myanmar.. then go aus and china, then europe  biggrin.gif
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how old r u? u havent reached your stage yet

need save money for child education and future too
TSfoolc
post Jul 8 2013, 12:59 PM

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QUOTE(pisces88 @ Jul 8 2013, 11:55 AM)
yala coz i dont have my own family yet.. 25 this year..  biggrin.gif
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so young

i am sure in 10 yrs time u will earn more than rm15k
TSfoolc
post Jul 8 2013, 08:23 PM

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QUOTE(ben3003 @ Jul 8 2013, 01:35 PM)
no need to be senior manager to earn 14k, any after graduate eng in O&G big house oledi earn near tat figure, mostly 28-30yr old.
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so common not only o n g sector

even consultants age 28 can get rm15k easily
depensd on co
not chinaman co
TSfoolc
post Jul 8 2013, 08:24 PM

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somemore all covered
medical, insurance, BONUS, car allowance, good makan
TSfoolc
post Jul 9 2013, 09:27 AM

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QUOTE(Beth79 @ Jul 9 2013, 08:22 AM)
Really admire all of u who manage to save 30% of your salary a month. I can hardly manage 10%. Fixed expenses are so high. Even the amount I spend on vitamin supplements for me and my hubby adds up to 300 a month. That plus food (both work long hours so no time to cook), house loan, car loans, money for parents, hp bills, astro, internet, petrol, toll, apartment maintenance, insurance etc all cost an arm and a leg. And that is just the essentials.

Now looking for where to invest my small savings. Housing market too expensive, gold too volatile,  share market too inexperience. Guess only avenue is unit trust.
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its not easy

even with salary rm14k, the take home salary is slightly above rm10k only. what can be done with rm10k after deduction expenses n house loans?

i can only save due to not changing my iswara sports turbo to a new car. maintenance is cheap and no need pay any car loan or high cut throat SC charges.

if i buy a new car like vios, will have to struggle again and cannot save much. so i rather save the money now
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