Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
4 Pages < 1 2 3 4 >Bottom

Outline · [ Standard ] · Linear+

> gaji 14k with this expenses ok or not?

views
     
TSfoolc
post Jul 4 2013, 02:28 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
QUOTE(N_Silver @ Jul 4 2013, 02:26 PM)
invest la bro.makin more money
*
afraid to invest anymore since i am tied with 2 property loans @ rm4500 pm

better keep high cash flow a bit to reduce any worry
TSfoolc
post Jul 4 2013, 02:31 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
QUOTE(ash tray @ Jul 4 2013, 02:28 PM)
who cares what others think ?

i drive my old car, see polis road block also no scare --- polis look at my old car always wave me off one --- thinking this guy with old car poorfag, no way to get kopi duit from him, so off he goes

and every time i see the same polis stop ppl driving bmw, benz, and all kinds of fancy new cars in the same road block

padan muka la ...

as long as my pocket got money

as long as my bank account got money

as long as my businesses are making profit, who cares what others are looking at me, and my good old car ?
*
what car?

my other coliq same level drive 5 series bmw, another just drive livina, one more drive wira only
TSfoolc
post Jul 4 2013, 02:32 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
other house under construction so cannot rent out
TSfoolc
post Jul 4 2013, 02:34 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
at least a toyota

mine is 17 yrs proton
TSfoolc
post Jul 4 2013, 02:38 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
QUOTE(Shawnzz @ Jul 4 2013, 02:35 PM)
respect sama u, if i got 14k salary, i will be driving r35 d
*
must always remember car is liability

my classmate is a specialist in adventist earning rm80k per month yet just drives a 2007 camry

those srive new big cars are just the outside... poket kosong, so much worries.. always not enuff money, underwear koyak
TSfoolc
post Jul 4 2013, 02:41 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
QUOTE(DarkNite @ Jul 4 2013, 02:39 PM)
assthrow can cut down.
Everything you need is in the screamyx, better yet change to unifi.

How come no insurance?
You or ur spouse die how your kid/family going to live?
*
insurance all included at prorated rate

basically after deduct all, can save rm4k pm + 3k ..bonus

saving rm7k per month
TSfoolc
post Jul 4 2013, 02:45 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
penang is the same

the market being goreng by too many agents

my place also got one girl agent.. always lie/wear shortest skirt n sell properties... as wat ashray say, so many cannot even rent out

sure got bubble burst
TSfoolc
post Jul 4 2013, 02:46 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
rm1k is min already ...cannot cut

somemore my wife take out another rm1k too for food

vitamin must buy, susu for anak, seafood once a while
cannot save too much if dont spend some on food n entertaintment
TSfoolc
post Jul 4 2013, 02:57 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
QUOTE(Selectt @ Jul 4 2013, 02:47 PM)
10k net salary drive saga?  notworthy.gif
*
if i dont make this sacrafice last 10 years ago (age that time 25yrs old) and keep changing my car, say that time a vios, i would not have 2 houses now@ or even not even 1... maybe just a cheap apartment. that time salary also was low... start rm3500 then naik naik naik naik

if 5 yrs ago also i plan change new car, cannot afford the 2nd house also


if now i buy new car, again have to pay installments rm1500 say for honda accord + maintenance all... my monthly saving will go down badly and car price also drop
TSfoolc
post Jul 4 2013, 03:00 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
land too expensive

yes..penang very hard get

want to invest another property say condo, a decent one also rm600k now

have to pay rm2500 per month which i think another burden so i prefer concentrate the current 2 property
TSfoolc
post Jul 4 2013, 03:05 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
yap

can drive your old car go seafood order the most expensive ikan jaws

whereas the vios/camry fello go seafood order the cheapest ikan bilis
TSfoolc
post Jul 4 2013, 03:06 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
QUOTE(ash tray @ Jul 4 2013, 03:03 PM)
land in seberang, my man

not on the island

there are still land in places like simpang ampat, like kepala batas, like pematang (whatever), like pongsu seribu, still land out there to be bought
*
not familiar in that area

also never do land before.... this 2 house also hard work
TSfoolc
post Jul 4 2013, 03:17 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
how much do you guys spend on food a month?
TSfoolc
post Jul 4 2013, 03:20 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
QUOTE(cloudwan0 @ Jul 4 2013, 03:19 PM)
so good, ur wife willing to share expenses.
ayam 14k also not enough to support cry.gif
*
meaning your wife dont pay anything?

what kind wife is this?

what she do with her money?
TSfoolc
post Jul 4 2013, 03:24 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
i was born from a poor family

my dad the sole support for family, mom me n bro + grandma

we only have bread + kaya for dinner ans sometimes lunch

as a chinese educated we learned a lot on how to live in less expenses and avoid showing off

life was hard for us when small until even in uni
in uni, all those with new hp.cars n so on show offs
i have to used only one pair of jeans the entire 4 yrs of study

at least now i have accomplished something my parents r proud off

i even can send them for holidays to korea
TSfoolc
post Jul 4 2013, 03:25 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
QUOTE(kopiPeng @ Jul 4 2013, 03:22 PM)
Gaji 14k.

Take home 10500. Mana 3500 pigi??  brows.gif
*
tax
epf
sosco
company share contribution
TSfoolc
post Jul 4 2013, 03:30 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
QUOTE(cloudwan0 @ Jul 4 2013, 03:25 PM)
she only kick in when my salary become 0.
she keep the money
*
modern type wife?
TSfoolc
post Jul 4 2013, 03:31 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
QUOTE(selenium @ Jul 4 2013, 03:30 PM)
ok ok la... my gaji 22 k also almost the same
*
deputy director?
TSfoolc
post Jul 4 2013, 03:43 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
drive 3 series , after get robbed like one engineer in my office
TSfoolc
post Jul 4 2013, 03:46 PM

Getting Started
**
Junior Member
152 posts

Joined: Dec 2012
so plus my bonus

i get to save rm4k x 12 + rm40k(depending on performance)

rm88k per year

save 3 years get rm264k (expect rm300k)

than i will be 38 yrs old. maybe that time i can start invest the extra money per month since the saving should be more than enuff
« Next Oldest · The Museum Of Kopitiam · Next Newest »
 

4 Pages < 1 2 3 4 >
 Bump Topic Add ReplyOptions New Topic
 

Change to:
| Lo-Fi Version
 0.0236sec    0.52    6 queries    GZIP Disabled
Time is now: 19th December 2025 - 06:59 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.