too many ppl are putting too much $$$ into housing

and too many ppl are buying 2nd/3rd/4th house and they treat all these as "investments"

housing market in malaysia are getting more and more saturated, with more and more built-up-units vacant

too many such unhealthy signs are propping up everywhere

Hmm.. My gaji So little.. Veil sad Liao.. I plan to be drug pusher.. Opps.. Forgot Ada supercop at here...

thats is why i think 2 units is good enuff for me

not interested getting more prop as penang price so high

when will finish 1st house loan?
i think you are in the right track

how old r u?
as u get older n more experience, u will get higher salary

Boss.
wat job u do?
what position?
what industry?
age?

loan 30 yrs

so far paid for 5 yrs

at 14k salary, he is well capable to own a second house.

nothing wrong with that

bubble doesn't happen when someone paying for 2 house can still save 4k every month

bubble happens when someone earning 5k tries to buy 2 houses

i am not sex kaki

not so interested in sex .. maybe old liao

is time to upgrade to saga SV!!!

somemore epf also very high since rm2500 a month easily saved


so retire time also a lot money

this u need to consult lonelyhunter

extrapolating your current salary, annual increment, naik pangkat and all, you should be fine (stable and steady for future and emergencies)
to be rich, have to invest it somewhere though.

if u from penang buy land, don't buy house

land is scarce, very scarce in penang

i am eyeing the land beside my kilang, but the owner wants arms and legs for it, so i ffffff him kaw kaw

but i am still eyeing it, because i know the owner is up to his nose in debt - once the bubble burst, he gonna end up having to dump some of his properties and at that time i'll go in and gasak

land is important --- house can burn down, land will still be there, even after a fire

this thread make me feel greater loser .....

was planning but think dun wan waste money

wait najib announe buget 2014 first

car is liability

somemore my iwara is very good condition
leather seat somemore

If u drive potong, people will say u gila

Agreed!
Good.

wat i mean is, when bubble datang, house will be much cheaper

that is why i ask ts to wait, to be patience, and to keep himself in liquidity

he is in penang, if he sells his 2nd house right now he will get a very comfortable profit already

ts should keep his profit, and wait, and when the bubble come, he can use his cash (original + profit) to buy a much bigger / nicer and cheaper house

i did that in california, back in 2009

i pay cash so why i care what ppl say?

better than ciku earning rm3k driving vios paying rm1500 pm car loan + rm300 petrol n rm150 maintenance + eat roti