sell but then do what with money?
better keep the house for copital appreeciation rite? sicne can save rm4k per mont

somemroe bonus not included about rm40k++ per year

actually if plus bonus all, its about rm7k saving i can make per month

think wan buy another property but dont want tie up with so many loan.

so i just dump money in existing property reduce interest. unless got new amanah saham cina launched

new car also dun wan since i drive only nearby in penang island. from bayan baru to intel.

car is a liability and i no intersted fancy car

nice, what apps is that?

u see, ur second highest spending is on car.. if u consult dave ramsey, even without asking your income/spending he will straight away says sell your car   because its common for people to to spend big portion of income on car.. unless you're fine with ur current saving..

owh, my bad.. i thought 900 is for your car payment.. if petrol and toll than not much u can do..

if u only read that list urself u would realized that ur car is killing u

if u combine ur grocery, ur medical, ur household expenses, communication and lain-lain, they would still come LOWER than ur car loan payment alone

now do u guys understand why people like ts, i and many others who opted for driving old reliable cars, rather than flashy new showoff cars ?