i didn't imply they were gods of the market lol

if you are god, you shouldn't have what we have now... in Greece, in America, in Britain, in Malaysia. In terms of market problems, and economic problems, not social problems.

yes....no one can predict the market really

should I just plant my rm10 and water it everyday hoping it will grow?

inlast9
kene jadi kroni

Go makan also better, Put Rm 10 in bank kena makan by inflation

Rm 10 not enough to pay stock market brokerage also lulz

the elites is pocketing like no tomorrow, while the serfs having struggle to make ends meet

is time for a French Revolution V2, if you ask me

bro, are u too or wat?
the problem is not income high or low
the problem is spending, when ur income is high, ur spending will increase also, go to high class restaurant, buy expensive staff, gadget etc
most of my frnd have a same problem, when their saving reach 10k, it is very hard to going up more
bcos their spending will start increase, like going travel, going pub, high class restaurant, buying gadget, change new car, buying dslr and many more

some ppl may still saving, but most will spending.
mayb u are the guy that dont like to spending

not forgetting to throw in guise frm the:
club of rome, cfr, bilderberger, etc..

dont get a car. you'll get your savings right there already.

tell me how u survive in msia without a car?

im surviving without a car. and not because i cant afford it, either.

quite a few other finance people here dont have cars either, which says something.

bro, dont apply ur special case to every ppl lah
u can survive without a car, mayb u work at home, ur home public transport can reach to ur working place in short time, but most of the ppl are not.
for me if i take public transport to work, it take at least 2 hours to reach office, and also the same to going back and the cost is much more than i buy a car
in kl or bigger city u still have public transport, some small town if u dont have car or motor, sorry u cant go out. there is no any public transport u can take
for example my hometown muar

people always take variables such as the place they live and the place they work as constants.

if you choose to live and work in a place that is difficult to get to, then that's all part and parcel of the job you yourself accepted.

when you say that i 'dont apply my special case', perhaps you shouldnt project your own circumstances either, no?

i pula going taiwan on oct for 8days. dunno wan buy now or wait till oct also @.@

U tot I don't want to work near my home?
Give u some example
Company A offer rm3k, location near home 10min with public transport
Company B offer rm4.5k, location far from home, 2 hours with public transport or 45min with own vehicle
Whic one u choose? Plus is company hiring not u, u tot u want to work nearby then there is a company nearby offer u ahh
U got a simple life with simple choose but most are not, else who want a difficult life to travel here and there
Plus sometime I need to work at midnight, so how?

This post has been edited by cloudwan0: Aug 1 2013, 01:08 PM

then the answer is purely economic - is it worth it?

if the answer is yes, then having a car is just corollary to your work.

and you're still using a variable as a constant - your home. you can move, or rent, the way europeans do, closer to your workplace.

in any case, i've already answered your earlier question of "how can anyone live without a car", didnt i?

, u giving me $ to move the house?
my working area nearby the most cheaper is selling in 600k, my house only can sell in 450k, u give me the extra 150k i move my house.
rental there for a house is around 2k, my monthly payment to my house is only 1.5k
u tot everyone is idiot dont know how to calculate?
u stay in msia, not euro, msia is not a high income country, those europeans can do that, not meaning it can apply to msian
u got a good work good pay, so u dont care about those who are poor, who only have little income,
who dont have own transport, have to travel far away to work and getting good pay, and try to own a transport to cut down the travel time so that can spend more time with family, and try to save $ to move their home more near to working place.

that y rich ppl never understand y normal/poor ppl want to bising when there is a price increase

your friends might not be earning as much as they spend.. they will regret when they touch 30 year old with no significant savings. Majority of my friends in sales line and making enough to go clubs, pubs, change car, eat high class, and still have savings to buy property

This post has been edited by pisces88: Aug 1 2013, 02:51 PM

my frnd also earning a lot, they also able to buy a house, as recently buy new launch house no need many dp
but come to reno and buying furniture, they need parents help, as it need at least 20k for that, unless u only need a mattress to sleep only.
try ask ur frnd buy 2nd hand 600k house, see how many of them can do that

i buy a 400k 2nd hand condo last 2 years, it cost me total 110k cash(me and my wife saving), 60k for dp and S&P, and 50k for reno, furniture and house appliances (simple reno only), not much left in bank now, have to start saving again.
so do u think izzit easy to own a house without parents help.
this year need to take out another 10k for strata title
if i dont have a family, i might just rent a room can liao.

don't get the reference, elab?