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> Economy going down

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empyreal
post Jul 3 2013, 10:52 PM

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QUOTE(Dorky @ Jul 3 2013, 09:58 PM)
Weak ringgit is because of weak economy, not that the weak ringgit will help the already-weakened economy.
Only a strong ringgit is favorable.
Ask yourself which is better, walking with a clutch or without one?
Only if you're a handicap will you need a clutch.
Similarly only an already-weakened economy will require a weak ringgit.
If the economy is already weak, it will still not serve you any way positively with weaker ringgit.
A weaker ringgit can only lessen the pain, and not there to help the economy.
*
a weaker currency ESPECIALLY helps weaker (ones which depend on basic goods) economies. if you export homogenous commodities, and you quote your prices in a weak ringgit, arbitrageurs will make sure that you capture that demand.

hell, even the us and china are still poking each other about currency rates. when the top two economies care for what you say is a 'crutch', then either all the economists and economic planners from china and the usa or you, someone has to change their views.
empyreal
post Jul 4 2013, 07:47 AM

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QUOTE(ash tray @ Jul 4 2013, 12:17 AM)
what we really need is r&d

unfortunately the gomen give the industry too much shit for us to carry out proper r&d
*
and what kind of shit are these?


empyreal
post Jul 4 2013, 08:48 AM

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QUOTE(ash tray @ Jul 4 2013, 08:41 AM)
u hv no idea ??

pls dun tell me u dunno how idiotic the gomen is
*
im in the financial sector directly looking at innovative industries and new growth areas (among other things).

i'd love to see what your experience is.
empyreal
post Jul 4 2013, 08:56 AM

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QUOTE(ash tray @ Jul 4 2013, 08:51 AM)
if u r in the financial sector and ur job is looking at innovative industry, i suggest u look at epf

they are one of the most innovative financial book keepers in the world

so innovative that they never dare to open their books for us to check

that, my fren, is real innovation, made in malaysia
*
you can get their macro info on dosm, where they list out their aggregae balances.

nice diversion, btw.
empyreal
post Aug 1 2013, 12:00 PM

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QUOTE(cloudwan0 @ Aug 1 2013, 11:47 AM)
bro, are u too innocent.gif or wat?
the problem is not income high or low
the problem is spending, when ur income is high, ur spending will increase also, go to high class restaurant, buy expensive staff, gadget etc
most of my frnd have a same problem, when their saving reach 10k, it is very hard to going up more
bcos their spending will start increase, like going travel, going pub, high class restaurant, buying gadget, change new car, buying dslr and many more

some ppl may still saving, but most will spending.
mayb u are the guy that dont like to spending
*
dont get a car. you'll get your savings right there already.
empyreal
post Aug 1 2013, 12:24 PM

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QUOTE(cloudwan0 @ Aug 1 2013, 12:21 PM)
tell me how u survive in msia without a car?
*
im surviving without a car. and not because i cant afford it, either.

quite a few other finance people here dont have cars either, which says something.
empyreal
post Aug 1 2013, 12:57 PM

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QUOTE(cloudwan0 @ Aug 1 2013, 12:36 PM)
bro, dont apply ur special case to every ppl lah
u can survive without a car, mayb u work at home, ur home public transport can reach to ur working place in short time, but most of the ppl are not.
for me if i take public transport to work, it take at least 2 hours to reach office, and also the same to going back and the cost is much more than i buy a car
in kl or bigger city u still have public transport, some small town if u dont have car or motor, sorry u cant go out. there is no any public transport u can take
for example my hometown muar
*
people always take variables such as the place they live and the place they work as constants.

if you choose to live and work in a place that is difficult to get to, then that's all part and parcel of the job you yourself accepted.

when you say that i 'dont apply my special case', perhaps you shouldnt project your own circumstances either, no?
empyreal
post Aug 1 2013, 01:23 PM

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QUOTE(cloudwan0 @ Aug 1 2013, 01:05 PM)
U tot I don't want to work near my home?
Give u some example
Company A offer rm3k, location near home 10min with public transport
Company B offer rm4.5k, location far from home, 2 hours with public transport or 45min with own vehicle
Whic one u choose? Plus is company hiring not u, u tot u want to work nearby then there is a company nearby offer u ahh
U got a simple life with simple choose but most are not, else who want a difficult life to travel here and there
Plus sometime I need to work at midnight, so how?
*
then the answer is purely economic - is it worth it?

if the answer is yes, then having a car is just corollary to your work.

and you're still using a variable as a constant - your home. you can move, or rent, the way europeans do, closer to your workplace.

in any case, i've already answered your earlier question of "how can anyone live without a car", didnt i?

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