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 STOCK MARKET DISCUSSION V133, Bear coming?

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gark
post Jul 3 2013, 06:24 PM

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QUOTE(Pink Spider @ Jul 3 2013, 06:22 PM)
I looked at Aji before, its financials got worse over time, never seemed to improve doh.gif

Why no Hai-O? hmm.gif
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MLM.. sustainable meh?

Aji not bad right, net cash, good dividend, PE & PBV also low... tongue.gif

But no growth... laugh.gif
SUSPink Spider
post Jul 3 2013, 06:26 PM

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QUOTE(gark @ Jul 3 2013, 06:24 PM)
MLM.. sustainable meh?

Aji not bad right, net cash, good dividend, PE & PBV also low... tongue.gif

But no growth... laugh.gif
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Amway also MLM lor rclxub.gif

Hai-O also got retail stores mar...selling chinese traditional medicines and herbs
gark
post Jul 3 2013, 06:28 PM

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QUOTE(Pink Spider @ Jul 3 2013, 06:26 PM)
Amway also MLM lor rclxub.gif

Hai-O also got retail stores mar...selling chinese traditional medicines and herbs
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Retail shop for 'wayang' only.. you see their earnings, 90% comes from MLM selling health supplements.

Amway 'lou chiew pai' MLM already... laugh.gif
SUSPink Spider
post Jul 3 2013, 06:30 PM

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QUOTE(gark @ Jul 3 2013, 06:28 PM)
Retail shop for 'wayang' only.. you see their earnings, 90% comes from MLM selling health supplements.

Amway 'lou chiew pai' MLM  already... laugh.gif
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Last time I checked, Amway only yielding 3.6%. hmm.gif

And I'm anti-MLM btw sleep.gif
jasontoh
post Jul 3 2013, 07:51 PM

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QUOTE(panasonic88 @ Jul 3 2013, 05:40 PM)
Yea, with 25% tax but claimable lo.
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I think it makes almost no difference if your are taxed at top 2 tax bracket in Malaysia.
cwhong
post Jul 3 2013, 08:33 PM

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QUOTE(jasontoh @ Jul 2 2013, 10:01 PM)
Well, if you ask me, I think it makes sense also since I also don't know where I should put my cash besides putting into FD or into my loan account.
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can consider put FD in Laos thumbup.gif 10% FD rate ...... u interested ???? USD FD also higher than 3% ....... FYI
jasontoh
post Jul 3 2013, 08:51 PM

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QUOTE(cwhong @ Jul 3 2013, 08:33 PM)
can consider put FD in Laos  thumbup.gif 10% FD rate ...... u interested ???? USD FD also higher than 3% ....... FYI
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10% is Laos worthless currency? USD got > 3%? Where you get this kind of promotion?
cwhong
post Jul 3 2013, 09:24 PM

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QUOTE(jasontoh @ Jul 3 2013, 08:51 PM)
10% is Laos worthless currency? USD got > 3%? Where you get this kind of promotion?
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At Laos, my friend said one......
jasontoh
post Jul 3 2013, 09:35 PM

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QUOTE(cwhong @ Jul 3 2013, 09:24 PM)
At Laos, my friend said one......
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I think better not. This kind of investment in this type of country, dunno can go to deep ocean or not biggrin.gif
yok70
post Jul 3 2013, 09:43 PM

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QUOTE(jasontoh @ Jul 3 2013, 07:51 PM)
I think it makes almost no difference if your are taxed at top 2 tax bracket in Malaysia.
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next year onwards all single tier right? notworthy.gif
Icehart
post Jul 3 2013, 09:44 PM

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QUOTE(cwhong @ Jul 3 2013, 09:24 PM)
At Laos, my friend said one......
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Means if keep in USD it will be 3% and above? hmm.gif
yok70
post Jul 3 2013, 09:44 PM

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QUOTE(Icehart @ Jul 3 2013, 06:04 PM)
Eh 1% able to cover brokerage fees?
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fees altogether 0.3% only. so ya, just earned few KFC only. too itchy, what to do. yawn.gif
Icehart
post Jul 3 2013, 09:52 PM

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QUOTE(yok70 @ Jul 3 2013, 09:44 PM)
fees altogether 0.3% only. so ya, just earned few KFC only. too itchy, what to do.  yawn.gif
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Better than nothing. This weekend can feast family bucket and order add-ons like no tomorrow. tongue.gif
cwhong
post Jul 3 2013, 10:26 PM

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QUOTE(jasontoh @ Jul 3 2013, 09:35 PM)
I think better not. This kind of investment in this type of country, dunno can go to deep ocean or not biggrin.gif
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Thats the risk for higher interest right? nod.gif anyway not recommended but just info sharing only...... No harm to learn there is higher rate abroad...... icon_rolleyes.gif
cwhong
post Jul 3 2013, 10:27 PM

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QUOTE(Icehart @ Jul 3 2013, 09:44 PM)
Means if keep in USD it will be 3% and above?  hmm.gif
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Yes, at Laos bank btw.....
gark
post Jul 3 2013, 10:57 PM

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QUOTE(cwhong @ Jul 3 2013, 10:26 PM)
Thats the risk for higher interest right? nod.gif  anyway not recommended but just info sharing only...... No harm to learn there is higher rate abroad...... icon_rolleyes.gif
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Come come to indon FD... big banks 5%, medium bank 7% and smaller ones 10%. Got lucky draw some more! tongue.gif
Icehart
post Jul 3 2013, 11:00 PM

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QUOTE(gark @ Jul 3 2013, 10:57 PM)
Come come to indon FD... big banks 5%, medium bank 7% and smaller ones 10%. Got lucky draw some more! tongue.gif
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Is there any protection for FD? Something like PIDM here.
gark
post Jul 3 2013, 11:07 PM

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QUOTE(Icehart @ Jul 3 2013, 11:00 PM)
Is there any protection for FD? Something like PIDM here.
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Yes some banks are member some not.... its called lembaga penjamin simpanan, insures max 2 billion rupiah per person per bank.

Converted that is about rm650k per person per bank.

This post has been edited by gark: Jul 3 2013, 11:11 PM
Icehart
post Jul 3 2013, 11:10 PM

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QUOTE(gark @ Jul 3 2013, 11:07 PM)
Yes some banks are member some not.... its called lembaga penjamin simpanan guarantee 2 billion rupiah per person per bank.
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That's about RM 640k? So good?
Haha 5% and 7% seems good. biggrin.gif
cwhong
post Jul 3 2013, 11:15 PM

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QUOTE(gark @ Jul 3 2013, 10:57 PM)
Come come to indon FD... big banks 5%, medium bank 7% and smaller ones 10%. Got lucky draw some more! tongue.gif
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But i was at kl woh, how? ohmy.gif

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