What if my acct2 more than the 10% dp?

I need to photo copy the full snp or selected pages only?

yalo.. i think i read hasil website, max can get is 10% if a/c 2 have more than that 10% figure.
so we can make use the $ to do reno actually?

You can withdraw EPF when purchasing a property with a non related person provided you and your friend name is in the housing loan.

brother, sister can joint name
i heard friends also possible, i still remember my friends who bought a landed house @ setia alam few years back. they all sharing 1 property

if only 1 name in housing loan , but s&p two names cannot withdraw?

thanks for your reply! Let's say if after i joint name (just to get loan approved actually), 2-3 years later can i change back to my own name? as i know there will charges on this right? Thanks

We refer to the topic - “ EPF withdrawal for house purchase, how ? ” published by lai dm.

The EPF allows eligible members to withdraw their savings from Account 2 (provided that they fulfil stated terms and conditions) for the purpose of :
(1) Purchasing or building their first house;
(2) Paying their housing loan instalments

For the benefit of lai dm and others, please click the link below for more information and list of required documents that members need to furnish when they apply for (1) or (2). Alternatively members can call the EPF Call Centre at 03 – 8922 6000 (8.00 am to 6.00 pm, Monday to Friday) or submit their query online via http://enquiry.kwsp.gov.my.

http://www.kwsp.gov.my/pv_obj_cache/pv_obj..._2012__Eng_.pdf

Corporate Communication Department
Employees Provident Fund
Kuala Lumpur

Date: 26 June 2013

I paid developer booking fees (RM5000), then RM 10k during SNP sign. Now pending for EPF money to paid back developer the balance RM37K of the 10%.
I just submitted my form to EPF today, waiting for money now.

SNP: 2 name (me and my wife)
Loan: me alone

Document submited:
- SNP (2 set), must have the cop "True copy" (ask your lawyer cop for you)
- Loan agreement (2 set)
- Marriage cert (1 set, for my wife application)

hi mr KWSP,

only 1st house buyers are eligible to withdraw money from account 2 ?
i thought those 2nd or 3rd house buyers which applied before still eligible as long as their previous withdrawal was 3 years ago.

in other word, EPF member can withdraw money to buy house every 3 yrs..
pls correct me if i were wrong

I've asked the KWSP officer in Puchong before... he said can only withdraw provided if i sell the 1st house while getting the 2nd or 3rd house... can only have 1 house at a time only can withdraw...

so sad to heard that, i already withdraw for the 1st time few years back.
that was joint-name property with my bro, the house is mainly owned by my bro.

Can some1 guide me to how to transfer/change the house owner name to my bro alone ??
need guide for this process

use lawyer pls

A question, lets say i just sold off my 1 st house a year ago, the EPF withdrawn and bank in personal savings account for this house, so can the EPF be banked in savings account, rather than housing loan account, for the 2nd withdrawal? Oso, wat if i bought 3 rd house than only claom for the second poperty a year later?

Dear sifu...

I saw one of the reply...one saying that I can pay the 10% down payment using own saving first then only submit the application to EPF to claim back. want to double confirm this really can be done?

appreciate sifu advice...

Not necessary to provide bank loan approval docs. Cash purchase for my prop, thus, don't have any bank loan docs but still manage to withdraw my EPF savings to cover it.

Ultimately, I think the docs needed by EPF are just to prove that the person who is requesting for withdrawal is the rightful owner (name is stated in S&P). They won't bother how you purchase it.

yes..why not...i have done this...after 2 days, money was credited to my savings account

Hi all sifu,

1st house is joint name with wife. Never draw from EPF.

next house purchase (SnP is my name only) can withdraw 10% from EPF 2nd acc?

Can i withdraw for 10% DP?

yes...you can withdraw all in acc 2 subject to the max 10% dp of your house

1st house already withdrawn account 2 before. can i withdraw account 2 again for 2nd house?

kwsp very efficient. i request on on saturday, 3 day later they bank in