so the downpayment of house is always cash out from our pocket, and cannot use our EPF 2nd account one?

sigh.. then i need to borrow personal loan or from relative lo. cause if 500K house means 50K cash.
but as you guys said, a/c 2 usually will release $ in a week or 2 right?
but from the day we pay dp with our cash and get a/c 2 $, is there anything that might delay that?
cause if take personal loan, can get those early settlement without charge one right?

sifu please advice. thanks!

house dp can swipe CC one?

damn.. sien d.. so 1st time withdraw EPF a/c 2 will they check for CTOS/ CCRIS all those and delay?
last i check both my record 1 year back, still ok although i have some default CC payment sometime

yalo.. i think i read hasil website, max can get is 10% if a/c 2 have more than that 10% figure.
so we can make use the $ to do reno actually?