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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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SUSkesvani
post Jul 29 2025, 10:32 PM

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QUOTE(victorian @ Jul 28 2025, 04:02 PM)
Why wasted 500? You need to spend 2.5k anyway.
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Sometimes I curious some people willing to waste time planning expense and spend thousand of ringgit just for 50-80 cashback. Is it really worth the effort.
SUSkesvani
post Jul 29 2025, 11:13 PM

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QUOTE(ericlaiys @ Jul 29 2025, 10:39 PM)
some people really have that expenses every month. so they may want to max the cashback
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My expense also can reach those amount but to think which expense have more cashback which merchant support cashback the effort just not worth. I might as skip few zus can save the amount of cashback already
SUSkesvani
post Jul 30 2025, 12:52 PM

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QUOTE(contestchris @ Jul 30 2025, 08:09 AM)
I mean you do your planning once, then month by month it becomes second nature. Obviously, it makes most sense if the spending is based on your organic spending. You don't simply change or increase your spending habits to maximize cashback. If you do that, you've lost.
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Those fixed like fuel and utilies can be calculated but thosw indulgence expenses like coffe, spare part heck even dining hard to plan as all those based on if feel want buy then buy😅😅

 

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