With such age, perhaps some got chance frequent travel for business, so lounge & overseas expense are important.

Besides, majority credit cards now mentioned 8% cash back, basically for petrol, groceries or dining, with very limited cap, RM15 only, and many tnc…..

Most important, there is not many cc worth to keep forever, means not much benefits, many just want the sign up offer, after 6 months then cancel.

People with such age need “others spend” with more cash back, since normally more expenses compared to younger 1…..

Since so many years, my cc summary (in my mind only) as below:-
MBB - overall OK, still holding FC Barcelona & MBB 2 cards
CIMB - really nothing worth to hold
PBB - still holding Visa Signature
Citi - holding Citi CB
AFFIN - Duo+ is ok, problem < RM250 expense
RHB - lousy management
SC - benefits not good too, need high expenses to offset AF
AM - lousy too
HL - selfish, nothing much
OCBC - in the past Titanium is good, now nothing much
Others, nothing is good

Anyway, this is just my comment…..

Hi, may I know what is the card acquisition promo for New to RHB bank cardholders? I am planning to apply for rhb card this week