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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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hakkai0810
post Oct 6 2020, 09:48 AM

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QUOTE(effectz @ Oct 5 2020, 02:47 PM)
I find the 0% balance transfer program is attractive. Plan to apply in near future right after getting new card.

Plan to transfer into no annual fee card.

https://www.rhbgroup.com/BTCX_2020/index.html
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May i know where you get this info from? Really hard to find this kind of information in the RHB website lol. They dont have a section like card promotion rclxub.gif
hakkai0810
post Oct 9 2020, 02:45 PM

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Quite smooth exp in applying RHB cc via branch.
1/10: Open RHB smart account and apply CC at the same time
5/10: Branch staff submit application in morning and got approval sms on same day.
8/10: Receive card

Trying to ask for 0% CIP but call centre seems clueless on it. Will try to apply from branch see how long it takes

This post has been edited by hakkai0810: Oct 9 2020, 02:46 PM
hakkai0810
post Oct 9 2020, 05:46 PM

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QUOTE(LemonJane @ Oct 9 2020, 04:03 PM)
It's called CashXcess. You will receive an SMS in maybe 1 weeks' time after activation, offering you this 0% CashXcess.
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Ya i mentioned the 0% CashXcess to the CashXcess team, they seems like clueless and ask me where i see it doh.gif .
Since made appointment with the branch staff d, i will go branch next week to see if can speed up the process.
hakkai0810
post Nov 9 2020, 10:48 PM

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QUOTE(MGM @ Nov 4 2020, 06:59 AM)
Almost all of us will do on d 1st day early morning.
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Just curious, for this term "Spend minimum 2 x RM100 in a single receipt on any domestic online
and received 10% Cash Back (exclude Travel, Airlines and Hotel MCC)"

Means its "RM100 in single receipt" for 2 time right? lol.
I am confused by the single receipt and 2x doh.gif
hakkai0810
post Nov 10 2020, 08:50 AM

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QUOTE(MGM @ Nov 10 2020, 02:26 AM)
Yes
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Thx for the confirmation. biggrin.gif

QUOTE(victorian @ Nov 10 2020, 08:32 AM)
Anyone applied for RHB through ringgitplus ? A bit slow in processing aren’t they
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saw there are few exp shared before on applying RHB card thru RP and ya its slow.
But if apply thru branch, its lightning fast lol. Got result like in 1 day...

This post has been edited by hakkai0810: Nov 10 2020, 08:51 AM
hakkai0810
post Apr 27 2021, 01:40 PM

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hmm i reload BP 534 and 316 on diff day and only get RM30. Wonder how they calc the cb
hakkai0810
post Apr 27 2021, 06:06 PM

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QUOTE(ClarenceT @ Apr 27 2021, 01:45 PM)
You were too late to win RM80. Only for the first 20 users of the day.
Check your transaction date as well, if "BigPay Malaysia" then it was dated 1 day earlier.
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QUOTE(tan_aniki @ Apr 27 2021, 02:10 PM)
i think he is late la, if one day earlier means only RM15 or nothing, cannot be getting RM15 x 2 at 11.59pm
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No early 1 day posting. Means i got 2x Tier1 which is 5% cb on 534 and 316?


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hakkai0810
post May 16 2021, 12:08 PM

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Any1 have experience settle the 0% cash excess earlier? I checked the tnc it says this.
"In the event that the Cardmember(s) choose to terminate his/her credit card/-i or do an early settlement of the CX,
the Cardmember(s) will not be charged with any early exit fee. However, the Cardmember(s) will be charged the
total amount owed to RHB, which includes the outstanding principal and interest/actual management fee as final
payment"

Just curious if there are any interest/actual management fee for 0% cash excess.

So hard to reach to the cs....
hakkai0810
post May 16 2021, 08:22 PM

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QUOTE(fruitie @ May 16 2021, 12:41 PM)
No interest if you are NTB.
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Noted thx. Now hope they reply on the email...
hakkai0810
post Jun 4 2021, 09:30 AM

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Any1 manage to reload more than RM500 to tng using RHB card in june?

This post has been edited by hakkai0810: Jun 4 2021, 09:31 AM
hakkai0810
post Jun 4 2021, 10:31 AM

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QUOTE(rojakwhacker @ Jun 4 2021, 10:24 AM)
If you get block today/yesterday, how about try again next day, still work?
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This is the 1st trx that i try to made on the day and i consistently getting the error when reload more than 500 every day.
Funny its ok when reload <=500. dry.gif

RHB cs is hard to get thru as usual so just wondering if any1 encounter the same issue or not
hakkai0810
post Jun 4 2021, 10:43 AM

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QUOTE(rojakwhacker @ Jun 4 2021, 10:34 AM)
If phone call could not get through, how about write an email instead?
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Will send the email later on but as i mentioned previously wanna know if others encounter same issue or not instead of waiting slowpoke RHB reply.
Thanks for the suggestion. smile.gif

This post has been edited by hakkai0810: Jun 4 2021, 10:43 AM
hakkai0810
post Jun 5 2021, 10:35 AM

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QUOTE(yjackz @ Jun 4 2021, 11:15 AM)
Yes, I encountered this when I top-up BigPay RM600 for the 1st time. Prior to this, small amount like RM100 top-up no problem. CS told me its part of their precautionary measures. Just try to call them to enable it.  smile.gif
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oo, noted thx for the sharing. May i know if you manage to go to the OTP page when top up Bigpay? Because in tng, i cant reach the otp page. Called cs and they say card no issue even tho i asked to to check if there are precautionary measure dry.gif asking tng now to see if they implement any limit on my RHB card
hakkai0810
post Oct 18 2021, 09:17 AM

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QUOTE(LostAndFound @ Oct 18 2021, 03:14 AM)
Just got to know that unlike OCBC/SCB high-interest savings account, RHB's smart account-i doesn't follow calendar month. Credited on the 15th is based on average daily balance from the previous 16th.
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Oh noes, i thought it follow calendar month since it mentioned the MAB thingy. How u discover this? The % interest not tally?
hakkai0810
post Jan 15 2022, 12:51 PM

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QUOTE(DawnOnYou @ Jan 15 2022, 01:12 AM)
Hi,  is using Samsung Pay at Shell considered under Petrol or ewallet category?
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Petrol
hakkai0810
post Jun 3 2022, 12:30 PM

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QUOTE(berrycoo~ @ Jun 3 2022, 01:37 AM)
Anyone knows which type of application have highest success rate? Online register interest, walk in branch to apply or apply from RHB Internet Banking? But the last time I tried applying from RHB Internet Banking they instantly show application failed once I fill in my details and submit. without going through any human officer at all. Not sure what caused the instant reject
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Processing wise, I have better experience for branch. Today submit, around 2 day can know the result. Success rate wise, i think ultimately still depend on ur scoring?

hakkai0810
post Jun 7 2022, 12:19 PM

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QUOTE(berrycoo~ @ Jun 5 2022, 05:58 PM)
Thanks for the reply! Just curious will you still be eligible for RHB's own sign up offer if you apply through branch?
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Yup, as per my last exp. Still entitle for RHB own campaign for RHB shell
hakkai0810
post Jun 23 2022, 11:29 PM

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QUOTE(kardel_sharpeye @ Jun 23 2022, 11:17 PM)
Hi guys,

Quick question, i've applied RHB VS cc for their 0% BT promo. Last time during phone call with the staff that handle my registration she said that i need to pickup the CC from the branch myself.

I've received SMS saying that my CC already approved and i can see there is 2 CC(VS and MC World) in my RHBNow account.

My questions is:

1) Can i just go directly to the branch to pickup my card?

2) IINM i only applied for the VS card, but when i check RHBNow there are 2 cards(VS and MC World)

    2.1) Can i just activate 1 card, and leave the other card alone? or activate both and terminate the MC World card later on.
    2.2) Is the credit limit shared like Maybank2Card?

I have whatsapp the agent that handle my application but after my card got approved she no longer respond to my whatsapp  dry.gif  i've also called the customer support i dont really understand what they explain  :confused:

Thanks in advance
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1) need wait branch to call u collect the card once it arrived or u can call cs to check if the card arrived at ur branch or not
2) i) Better cancel instead just leave it like that imo. If u activate both card then u need pay sst x2.
ii) if both ur card is same type(conventional/islamic) , most likely they have shared limit

This post has been edited by hakkai0810: Jun 23 2022, 11:30 PM
hakkai0810
post Jun 24 2022, 11:45 PM

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QUOTE(kardel_sharpeye @ Jun 24 2022, 06:39 PM)
Thanks for the input guys!  icon_rolleyes.gif

Btw, anyone know how long usually it takes before i can pickup the card at the branch after i received SMS the card has been approved?
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i think within 5-7 working days should arrived d. If not yet receive, think can call cs to get check further

 

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