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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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doremon
post May 19 2015, 07:25 PM

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DAI for RHB is 0.99% for 6 months. That's quite low and very interesting.

Planning to get basic RHB CC.

Any suggestions ?

If submit 2 years EPF statements & IC, should it be Sufficient ?
doremon
post May 19 2015, 08:42 PM

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QUOTE(noien @ May 19 2015, 08:31 PM)
should i cancel my rhb card. didnt use much except for the starbuck promo.
islamic card btw
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Any annual fee involved ?
doremon
post May 19 2015, 08:49 PM

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QUOTE(noien @ May 19 2015, 08:46 PM)
yup

RM70 or 90 iirc.so was thinking. and RHB is not keen to waive either
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If I were you, will cancel the card smile.gif

Reason I wanna apply this RHB CC is because of "rhb dial an installment" with 0.99% for 6 month.

I think is the lowest rate available or is there any CC can beat this hmm.gif
doremon
post May 20 2015, 08:30 AM

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QUOTE(ronnie @ May 20 2015, 08:24 AM)
I'm using this Dial-An-Installment plan also.... it's best to call after the Statement is posted.
This way you get additional ~50 days before you pay the first installment. A tip from the RHB CS smile.gif
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drool.gif

Meaning
1. Purchase item (RM5k) on 1 May 2015
2. Statement release on 30 May 2015
3. Call RHB on 31 May 2015 to convert RM5k as DAI ?

Am I right so far ?
doremon
post May 20 2015, 08:44 AM

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QUOTE(ronnie @ May 20 2015, 08:33 AM)
Correct. the first installment will charge(posted) on 30 June 2015 (aka Statement Date)
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Bro just to check with you, actually what the number of days to convert DAI ?
Is it 20 days after the purchase date ?
doremon
post May 28 2015, 07:53 AM

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Hi guys

RHB approved my RHB Gold CC.

One of the benefit is :

LONGER CREDIT PERIOD
You don't have to settle your credit bills immediately. For added flexibility, you have an extra 20 days from the date of your statement to settle the outstanding amount

http://www.rhbgroup.com/products-and-servi...ic-credit-card/

To my understanding:

Example: Bill statement 15 June and Due 5 July. Meaning they will add another 20 more days from 5 July ?
doremon
post May 28 2015, 08:20 AM

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QUOTE(cybpsych @ May 28 2015, 08:13 AM)
read the clause very carefully: 20 days from statement date  = your example
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Meaning same applied to all RHB CC ? If that's the case, they should mention on Other benefits so call LONGER CREDIT PERIOD to all RHB credit card lah sweat.gif

What a way to confuse people sweat.gif
doremon
post Jun 17 2015, 12:22 PM

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Hi guys. Sorry to ask a silly question here =`(

Just need to know

Utilized RM5k on my Visa Classic Credit Card (With 27 receipts combination)

What are my options to slow down the payment with minimal interest ?

Thanks in advance and sorry for any inconvenience caused =`(
doremon
post Jul 8 2015, 11:02 AM

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Just to check

RHB CC Clasic Visa, how to get annual fee waived ?

Any limit to spend huhu or simply call CS to waved it ?
doremon
post Jul 8 2015, 01:28 PM

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QUOTE(mamamia @ Jul 8 2015, 01:22 PM)
Just call to waive. B4 charge, call n ask how to waive, normally they will tell u after charge only can waive. So make sure they give u confirmation that can waive.
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Let's say, statement out and stated membership fee or annual fee. Can I call then to wave it ? Or there's another way of doing it ?
doremon
post Aug 5 2015, 02:55 PM

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Maybe is just me but I find RHB Classic Credit Card is useless beside You:nique CC from Alliance Bank which I canceled earlier after 3 months utilizing it.

Should have gone for RHB EVO card instead =`(

Now ave to apply new RHB CC and hope to be approved. If not, no choice cancel my Classic CC and reapply

Heard need to wait 6 months before applying new RHB CC (CS info) once cancel current existing RHB CC

True kah huhu

This post has been edited by doremon: Aug 5 2015, 02:56 PM

 

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