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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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Joey_Chin12
post Aug 23 2019, 11:52 PM

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Anyone applied RHB Visa Signature Card? Is this a good card for cash back?

I noticed there’s a 6% cash back for it.
Joey_Chin12
post Aug 24 2019, 08:48 AM

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QUOTE(ClarenceT @ Aug 24 2019, 06:25 AM)
Just need to spend RM500 on online, RM500 on entertainment, RM500 on shopping, RM2000 on others.

Once I got 8% at Disneyland, 2% overseas + 6% entertainment, I assume it was a technical glitch.  smile.gif

If you intend to spend on online only, forget 6%, because you already hit RM30 online CB at RM2500 level.
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Haha, I got your point now. RM2500 x 2% = RM50 (capped RM30). If I only intend to spend at online purpose only.


Joey_Chin12
post Aug 26 2019, 11:12 PM

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Normally when will RHB return the cash back for VISA signature card?
Joey_Chin12
post Aug 27 2019, 09:28 AM

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QUOTE(ClarenceT @ Aug 27 2019, 05:30 AM)
Eg statement date 27/8/19
Post transactions from 27/7/19 to 26/8/19 to calculate CB.
CB is posted on 27/8/19.
Transactions posted on 27/8/19 (same statement - 27/8/19) - CB to be posted on 27/9/19.
[Slightly different from PB's]
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Wow.. it consider fast return the CB compare with others like YOLO, JOP...
Joey_Chin12
post Sep 2 2019, 06:22 PM

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QUOTE(skty @ Sep 2 2019, 02:26 PM)
nice. how you spend?
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What is this?? Any link can share this campaign?
Joey_Chin12
post Sep 4 2019, 09:50 PM

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QUOTE(jefftan4888 @ Sep 4 2019, 03:40 PM)
Don’t apply via RHB Now.
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Any reason? hmm.gif
Joey_Chin12
post Sep 6 2019, 04:34 PM

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QUOTE(jefftan4888 @ Sep 6 2019, 03:10 PM)
Finally, received approval sms today saying my application was approved on 26/8/19. This bank is very strange!

user posted image

So far I still maintain a 100% approval record. Nothing is impossible, never give up!
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So good. I apply thru RP 26-Sept. Until now still no update from RHB bank. Really so slow. cry.gif
Joey_Chin12
post Sep 6 2019, 07:22 PM

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QUOTE(jefftan4888 @ Sep 6 2019, 05:29 PM)
:confused:
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26-Aug.. typo 😅

This post has been edited by Joey_Chin12: Sep 6 2019, 07:23 PM
Joey_Chin12
post Sep 6 2019, 08:32 PM

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QUOTE(jefftan4888 @ Sep 6 2019, 07:43 PM)
Your case is still ok. My case was 22 Jul until 6 Sep.
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Oh Man~!! Yours is campion already.. I guess mine have the same threatment too... This RHB work so damn slow. 😰
Joey_Chin12
post Sep 9 2019, 10:29 PM

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QUOTE(shuenn @ Sep 9 2019, 10:18 PM)
Let me sum up my experience with RHB card application

- 8/8 applied through ringgitplus
- 2nd week check through system said pending
- 3rd week still pending, called customer service said insufficient document, they need 2 years epf statement, so sent
- complain to ringgitplus, they said didnt receive any rejected doc from bank
- 4th week, still pending. called to make report
- 5th week, ringgitplus email said need 2 years epf doc which i already submitted to bank, nvm just sent again
- 6th week, check system said approved, call to customer service want to confirm collection location, said system not show approved, still pending call back
- 7th week, receive sms said card could be ready for collection at branch

worst experience among credit card application
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Which system you check on 2nd week??

Joey_Chin12
post Nov 30 2020, 09:47 PM

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May I know CB for VS RHB card is cut off by month end? Or by statement cycle?
Joey_Chin12
post Nov 30 2020, 10:33 PM

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QUOTE(skty @ Nov 30 2020, 09:55 PM)
statement cycle
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Thanks
Joey_Chin12
post Dec 1 2020, 08:23 AM

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QUOTE(ClarenceT @ Dec 1 2020, 06:43 AM)
1 day before statement cycle, different from Public Bank's.
CB is NOT calculated from statement balance.

Eg your statement date is 19/12/20.
The CB is calculated from all the transactions posted (spending >RM1000/2500/3500) on 19/11/20 to 18/12/20.
If a transaction is posted on 19/12/20 (so it will appear on 19/12/20 statement) but the amount and CB will go to next CB cycle (19/12/20-18/1/21) and next statement (19/1/21).
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Tq for youe example.. so clear now.
Joey_Chin12
post Mar 4 2021, 09:56 AM

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QUOTE(cybpsych @ Mar 4 2021, 09:09 AM)
received in RHB-Shell card

// 03/03/2021 Activation Cash Back 25.00 //

surprisingly fast, gotten it 2 weeks after activation  thumbup.gif
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Yeah!! I got that as well.. great RHB

Joey_Chin12
post Apr 25 2021, 01:10 PM

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QUOTE(cucikaki @ Apr 25 2021, 11:10 AM)
Anyone combine rhb islamic & conventional CL?

I only get 1 cashback for my card. Both transaction were boost on same day, i guess not merchant problem.

Not sure if combining the CL is the reason here
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Can request combine CL?
Joey_Chin12
post Aug 24 2021, 06:31 AM

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QUOTE(kennyS @ Aug 24 2021, 02:39 AM)
Hi all, may i know is it compulsory to enrol life credit shield while applying new RHB credit card ?
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Nope.

 

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