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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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effectz
post Jan 31 2023, 09:09 AM

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Hi. Pay for yoodo considered Utilities category?
effectz
post Jan 31 2023, 10:33 PM

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QUOTE(cybpsych @ Jan 31 2023, 05:01 PM)
got the answer for yoodoo

YOODO KUALA LUMPUR MY
MCC 4812: TELECOMMUNICATION EQUIPMENT AND TELEPHONE SALES
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Thank you very much sir
effectz
post Apr 13 2023, 09:59 AM

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QUOTE(ClarenceT @ Apr 13 2023, 08:28 AM)
Alternative card to RHB-Shell Visa.

CIMB Islamic Petronas Visa Infinite
Petronas 12%, Groceries/Dining 6%.
4x PPL/year

Also better than Maybank Mercedes VI.
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If you spend rm500 a month on fuel then worth it.
effectz
post Jun 30 2023, 03:35 PM

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In RHB shell cc t&c

'Online Spend
Online Spend MCCs under e-Commerce mode. E-Commerce transaction definition means ‘Transaction Mode = M, D, S and U''

What is MDSU mode?
effectz
post Jul 2 2023, 10:00 PM

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QUOTE(beLIEve @ Jun 30 2023, 04:39 PM)
Quite vague ya
effectz
post Aug 25 2023, 10:32 AM

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QUOTE(beLIEve @ Aug 25 2023, 04:30 AM)
Instant. Sometimes, their system do miss out like their cashback
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Experienced the same.
effectz
post Sep 19 2023, 10:31 PM

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QUOTE(F1meteor @ Sep 18 2023, 09:52 PM)
Anyone tried the new Shell app for refuel?
Do we get the Shell cash back by using the Shell app?
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Yes. Didn't get cash back using shell app.
effectz
post Oct 22 2023, 01:06 PM

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If the utilities entry put after the cashback, does it count in the cashback of same cycle or next cycle?

user posted image

Thanks


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Attached Image
effectz
post Oct 23 2023, 07:43 AM

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RHB app is down?
effectz
post Nov 16 2023, 09:39 PM

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QUOTE(lovelyuser @ Nov 16 2023, 09:39 AM)
If you see carefully, the spending is MONTHLY TOTAL

If you spend RM 3k in e-wallet, you will get RM 3,000 x 5% = RM 50 (not RM 150 as capped at RM 50)

The easiest way is use at Shell RM 417, then RM 1k ewallet, the rest normal retail transaction (can be ewallet too), you will get at least RM 100 rebate monthly
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Spare rm420 for fuel.
Take rm2080 minus monthly groceries, online and utilities.
Utilise it for other as hoc expenses, compliment it with ewallet.
effectz
post Apr 21 2024, 03:00 PM

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QUOTE(ghost00 @ Apr 20 2024, 02:14 PM)
I see, I think it's ok to me because can pay utilities all those things.

I just want to make the bill 2.5k just to get CB for ewallet and petrol

1000 for ewallet top up in boost

other spendings are petrol and some dining
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I don't mind charged 1% for E-wallet top up bcs cashback is more.
effectz
post Jul 8 2024, 03:45 PM

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QUOTE(cybpsych @ May 17 2024, 06:51 AM)
there could be changes/enhancements since last reported here vs actual changes at rhb side (to treat shell app as "shell" transaction rather than generic "online")

you can try yourself and see if can get cashback or not

do share the results here for our reference too.
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Anybody tried? Fuel up via app does it count as fuel or online?
effectz
post Jul 25 2024, 10:28 PM

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QUOTE(~~5ive~~ @ Jul 25 2024, 09:46 PM)
for rhb shell card, will the annual fee auto waived within the same month it is charged for 2nd year?
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Mine got charged and refunded same time - yesterday.
effectz
post Nov 22 2024, 05:16 PM

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Actually this black card is a black sticker layer on top, mine was displaced and made it look bad. Can change for free?
effectz
post Jan 15 2025, 05:34 PM

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QUOTE(contestchris @ Oct 12 2023, 12:00 AM)

2) Yes but depends on the MCC. Time Fiber autobilling is qualified but curiously TNB autobilling does not
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Can confirm TNB Auto debit not qualified for utilities cashback?
effectz
post Jan 31 2025, 10:53 PM

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QUOTE(cybpsych @ Jan 31 2025, 05:41 PM)
rhb generous today

tried to cancel rhb shell-islamic card, today call back offering:

1) 2 years AF waiver until 2027
2) SST auto-rebate after i unlock my card in portal. i locked it after called CS to terminate the card on 27 Jan.

told CS this card has no usage, unlikely to get SST rebate, she said the auto-rebate will be credited regardless.
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What's your fuel brand now? BHP?
effectz
post Mar 26 2025, 10:23 PM

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QUOTE(LostAndFound @ Mar 26 2025, 09:43 AM)
No it does not. But it counts as filler, which is still needed for Shell (1000 online, 416.67 for shell spend, still need >1000 other filler spend).
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It gives cashback under ewallet category isn't it?
effectz
post Apr 6 2025, 02:23 PM

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QUOTE(ClarenceT @ Apr 4 2025, 11:41 AM)
Not both, but calculated till one day before statement date.
Similar to Affin CC.

Eg your statement date 19 April 2025.

Transactions posted on 19/3-18/4, CB will be posted on 19/4 (statement date) or later (occasionally).

Transaction posted on 19/4 and appear in April statement, CB (19/4-18/5) will be calculated on 18/5 and posted on statement 19/5.
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Have you done many simulations to proof this?
effectz
post May 25 2025, 08:48 AM

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QUOTE(yusiang @ May 24 2025, 10:21 PM)
Wow RHB suddenly give me RM1k shopee voucher

user posted image
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Sure not scam? Link is suspicious
effectz
post Jul 14 2025, 01:47 PM

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Gonna let go this card, next MBB Petronas Ikhwan will be my primary petrol card. Less hassle.

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