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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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Human Nature
post Jan 5 2016, 09:01 PM

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We can now apply for CC from RHB banking portal
Human Nature
post Jan 9 2016, 11:26 PM

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QUOTE(cheahcw2003 @ Jan 9 2016, 10:52 PM)
but still need to submit all documents manually, it is not like can get the card in one click
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well obviously
Human Nature
post Feb 5 2016, 09:08 AM

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QUOTE(btan @ Feb 5 2016, 09:00 AM)
why sudden rhb post me new card? its visa wave
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By new card means same type as the one you are holding or a diff one? RHB is sending new replacement cards since they were revamped last year. If it is totally a diff card which you did not apply for, call cs to file a complaint and get it terminated.
Human Nature
post Feb 6 2016, 10:27 AM

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QUOTE(btan @ Feb 6 2016, 10:10 AM)
annual fee free? or else i keep in fridge already
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you can find the answer at RHB website:
http://www.rhbgroup.com/products-and-servi...ds/credit-cards
Human Nature
post Feb 27 2016, 12:44 PM

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QUOTE(wykoh2 @ Feb 27 2016, 12:35 PM)
It's misleading! OMG. mad.gif  mad.gif

I thought need to spend accumulative RM1000 to qualify for the cashback, manatau today when I received my statement, I didnt see any 15% cashback.
When I called the customer service they say need to swip RM1000 in a single receipt.

I should swipe my purchase with another card.  mad.gif
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But it is stated clearly below the table:
Spend a minimum qualifying amount in foreign currency equivalent to RM5,000 / RM1,000 during the Campaign Period.

Human Nature
post Feb 27 2016, 12:55 PM

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QUOTE(wykoh2 @ Feb 27 2016, 12:45 PM)
They didnt mention single swipe or accumulative. I did spend accumulative more than RM1000.
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No mention of a single transaction at the T&C too:
http://www.rhbgroup.com/~/media/files/mala...h-back/tnc.ashx

You may have a case. However, have you considered that maybe it is due to:

5. The total Cash Back funding for this Campaign is capped at RM80,000 per month as per
breakdown shown in above table. A total of RM240,000 for the entire Campaign Period. In the
event that there is a tie on the last Cash Back funding on the same day of the month, the
Cardmember with the highest accumulated total card spend of the day will be entitled for the
Cash Back.

Human Nature
post Mar 7 2016, 04:24 PM

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Unable to reduce my CL lower than the minimum CL bangwall.gif
Human Nature
post Mar 7 2016, 07:46 PM

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QUOTE(sms2u @ Mar 7 2016, 07:29 PM)
what card is it? platinum ? how much u want to reduce to ?
VS, wanted to reduce to 5k..the min is 30k

This post has been edited by Human Nature: Mar 7 2016, 07:48 PM
Human Nature
post Mar 7 2016, 07:56 PM

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QUOTE(fruitie @ Mar 7 2016, 07:48 PM)
Yes, I tried before when I reinstated my card earlier. They told me Plat minimum is 15k if I'm not wrong and said that's the lowest I can ask for. sweat.gif
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You know what irritates me? Previously they sent a message asking me to confirm that I want to reduce to 5k and I need to submit income documents again if I want to increase later. After I confirm, then say policy state cannot. They should have just told me their policy straightaway and reject mah dry.gif
Human Nature
post Mar 11 2016, 06:36 PM

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Anyone receive the new VS card yet?
Human Nature
post Mar 12 2016, 11:38 AM

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QUOTE(laymank @ Mar 12 2016, 11:09 AM)
i got my new VS a while ago by upgrading from platinum, when they announced that no more PPL for Platinum.
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oh okay, so yours come with the new pin and pay feature?
Human Nature
post Mar 12 2016, 11:48 AM

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I recall there is a letter by RHB around December informing about revision to the card benefits. If I am not mistaken, the letter states that RHB will send a new card to holders. Anyone receive the same letter?
Human Nature
post Mar 12 2016, 01:03 PM

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I asked thru RHB portal when they the new card as I dont want to have a card under my name missing in mail.

Guess what is the reply. Asking me to confirm whether I am still holding the card or not...then proceed to tell when is the expiry date of my card and I will only be getting the new when it expired. I terus shoot and tell them to get whoever that sign the letter to retract it.

Even the website states will send a new card.

bangwall.gif mad.gif

This post has been edited by Human Nature: Mar 12 2016, 01:04 PM
Human Nature
post Mar 12 2016, 05:22 PM

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QUOTE(lkc7947 @ Mar 12 2016, 05:11 PM)
I would like to apply for the Visa Infinite, World Mastercard and Visa Signature. Anyone know whether the unlimited entries to PPL applicable to the supp card as well? For the WM and VS, the 5X entries to PPL is another 5X for the supp card or shared with supp card or N/A to supp card?

Anyone?
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Shared for VS
Human Nature
post Mar 15 2016, 11:06 PM

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QUOTE(suicideroach @ Mar 15 2016, 06:45 PM)
Just got my new VS card to replace my TM..after i read the brochure, WTF need to spend at least RM2.5k to eligable the 5% cash back... else its just 1%, itupun need to spend RM500.

I'm going to BT this card to other banks soon. Really Horibble Bank
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you should read before you get the card..but yes, the CB is really terrible
Human Nature
post Apr 10 2016, 10:36 AM

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QUOTE(tonytyk @ Apr 10 2016, 08:03 AM)
Anyone manage to reduce RHB VI credit limit?
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you can only reduce up till the card min CL, for eg. 30k for VS
Human Nature
post May 13 2016, 06:19 PM

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Today received pin n pay card for my vs and supp.

Damn fedup with RHB.

No problem activating and registering the 6 digits for my principal.

Unable to activate my supp card, had to contact CS 2 times to get it done manually.

Then unable to register the 6 digits for my supp, tried IVR failed. Called CS and found that they have mix up the house number and hp number, so the registration through IVR failed. Requested to correct the hp number but was told will take some time. Then I just tell CS to terminate it with immediate effect.

This post has been edited by Human Nature: May 13 2016, 08:30 PM
Human Nature
post May 14 2016, 01:01 AM

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QUOTE(laymank @ May 14 2016, 12:47 AM)
Actually, I won't blame them for not being able to change your mobile number easily. Otherwise, everyone's card would be under fraud attack every other day. The CS could easily change to a number accessible to him, do hanky panky and change it back to the original number.

The red-tapes are there for security to protect you. biggrin.gif
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That one no problem. This should not have happened at the first place!
Human Nature
post Jun 30 2016, 10:39 PM

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QUOTE(limeuu @ Jun 30 2016, 10:24 PM)
do i understand it correctly that for the rhb bank cash back visa signature and world mastercard, there is no cash back at all, if monthly spending does not reach rm1000?...
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Correct for VS, didnt check for WMC
Human Nature
post Jul 1 2016, 12:10 AM

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QUOTE(limeuu @ Jun 30 2016, 11:13 PM)
i am aware of their website info....there is no definite statement saying there are no cashback is spending is below 1000, just implications from the table....

and the cash back figures and limits, don't add up...too complicated system...

looks like a pretty useless cards then, only good for the ppl entries and free for life...
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The only reason I am still keeping mine is free for life.

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