Don’t forget there’s minimum spend requirements , ewallet rm500

anyone know if we use RHB Shell with alipay in china, is it considered as oversea spend?

Why wasted 500? You need to spend 2.5k anyway.

The cap is still valid at other tier, i.e if your eligible spend is 1k and you spent RM250 on eWallet, you will get RM2.5 which is still below the max cap of RM10 CB.

Doesn't invalidate the fact that this card is shitty tho

my mistake, change ewallet to utility.

didnt realize ewallet has higher min spend.

10% UOB One Petrol, capped at RM10

This is a bad card now considering there's alternatives out there.

RM250 petrol to get RM30 cashback - still okay if you do not have other petrol card. If you have UOB One, you can easily get RM100-RM150 worth of petrol there at 10% CB.

RM500 eWallet to get RM10 - still ok but nothing to shout about.

RM250 TNB to get RM10 - effective is 4%, if you know how to use Spaylater and Amex you can get 5% CB

Groceries is also effective 4%, if you have CIMB Petronas you can get 6% or UOB One 10%.

Oversea is a wild card, may prove to be useful if you need to make a foreign purchase and get RM50 for RM1k spend.