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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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sms2u
post Jul 21 2015, 01:08 PM

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Baskin-Robbins Friday Specials

http://www.rhbgroup.com/products-and-servi...ages/banner.jpg

Promotion is valid on all Fridays from 17 July till 25 September 2015.
Each Cardmember can only redeem one (1) Baskin-Robbins Junior scoop top up for any Regular scoop purchase per day, per receipt, regardless of the amount purchased.
Payment must be made with RHB Credit Cards only.
This promotion is not valid with any other on-going promotion or be entitled to enjoy any other discounts.
Applicable at all Baskin-Robbins outlets in Malaysia only.
Images are for illustration purposes only. Actual product may vary from the picture.

sms2u
post Aug 7 2015, 01:47 PM

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QUOTE(richstars8818 @ Aug 7 2015, 11:34 AM)
lol ... spend so much only 100 cash back.. hmm better use cashback card better lo..
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Which credit card can give u so big amount of cash back for oversea spend (more than RM100)?

Other credit card have capped for Rm50 or RM100 a month ..or unlimited 1% cash back/

This cash back promotion if u spend a big amount like Rm12000 and look for 1% above cash back.
sms2u
post Aug 25 2015, 09:59 AM

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KL Sogo - S Points Knockdown

http://www.rhbgroup.com/products-and-servi...ages/banner.jpg

https://scard.klsogo.com.my/
sms2u
post Sep 22 2015, 05:38 PM

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QUOTE(btan @ Sep 21 2015, 04:50 PM)
rhb card - travel money and tesco rhb

im keeping this 2 cards as no more rebate as i needed.
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No more rebate u still keep the card? U need to swipe in order to waive AF
sms2u
post Jan 17 2016, 01:26 PM

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QUOTE(intrepidity85 @ Jan 17 2016, 08:48 AM)
but need to spend accordingly to each category.. too much hassle lor ...
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allso, need to keep track and no spend over which u will got nothing.
sms2u
post Jan 17 2016, 03:45 PM

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QUOTE(intrepidity85 @ Jan 17 2016, 03:21 PM)
just tested with RHB cs.. for my conventional cc they pre-approved RM25k temporarily limit increase for valid for 30 days

with condition

- cannot used for gambling
- cannot used for cash advance
- cannot used for installement

must pay back in 30 days .. and conditions they can ask back payment anytime they want..

curious they gave without question asked?

whole process only took within 10 minutes time

rhb quite efficient.. customer service also can approve temp credit limit increase, no need go through credit processing department, huh?

in the end, i decline
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they can ask u to pay the amount spent which exceed the credit limit if this temporarily limit increasse request rejected later by the bank .

U may need to source for the monehy to pay back in few days. pls consider u have the money ready . otherwise u need to pay interest fee on the amount spent which exceed the credit limit and bank reject ur this temporarily limit increase request
sms2u
post Jan 17 2016, 04:51 PM

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QUOTE(intrepidity85 @ Jan 17 2016, 03:55 PM)
what u man reject by bank? it's already approved.. hmm??

its stated clear this credit limit will valid for 30 days.

they will only call u if there is a problem in your CCRIS to payback full amount.. thats the only terms and conditions

anyhow, i did not take it..

same thing i called to HLB they can offer up to 48k and this HLB is much better with no terms and conditions attached up to 90days VALIDITY !!

today i am free so i called up every bank to enquire

Aeon is the most stingy one thumbs down to Aeon.. it's for medical and overseas only
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Temporary increase limit for RHB is granted in short time by CS and they still need to submit to processing department to process and approve.

CS will tell u the temporary increase limit approved. But if processing department still can reject the temporary increase limit and u will required to pay the amount used in few days instead of 30 days.
sms2u
post Jan 17 2016, 09:18 PM

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QUOTE(intrepidity85 @ Jan 17 2016, 07:26 PM)
if processing department not allow.. why would CS allow? hmm..?
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if processing department reject the temporary increase limit, CS will call u to inform u that your request to increase limit for temporary is rejected. if u spent any amount, they will request u to pay in 3 days. otherwie, the amount spent (which use the temp limit) will be charged for interest.
sms2u
post Jan 17 2016, 11:46 PM

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QUOTE(intrepidity85 @ Jan 17 2016, 09:20 PM)
you experienced this before?

but one question, why would they approve your temporarily credit limit increase after checking ccris & ctos as they mentioned if the processing department going to decline the temp increase cl?
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they need to temp credit limit increase fast as customer need it urgently so they cannot wait processing department approval expecially weekend, SO they give it with only minimum checking.
then, processing department will check in detail later (in next few working days) to decide need to reject or not.
sms2u
post Mar 7 2016, 07:29 PM

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[quote=Human Nature,Mar 7 2016, 04:24 PM]
Unable to reduce my CL lower than the minimum CL bangwall.gif
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[/quotewhat card is it? platinum ? how much u want to reduce to ?
sms2u
post Mar 8 2016, 06:27 PM

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QUOTE(sj0217 @ Mar 8 2016, 07:48 AM)
Same case to my Citibank clear card last time, requested reduce to 1k, I even confirmed with CS that can process

After that, received letter inform that request is rejected  confused.gif
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I look at it that cs is nothing wrong.
He said can process...did he said guaranteed the request to reduce CL approved?

CS just help to submit request, they cannot make decision for most of the time.
sms2u
post Mar 28 2016, 09:31 PM

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QUOTE(CAFE21 @ Mar 28 2016, 08:41 PM)
Try applying at the roadshow n you'll get a trolley bag in the spot. Meet the spending requirement n you'll get another trolley bag.
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What size of the bag? same size for both?

Existing rhb customer also entitled for first bag and second bag?
sms2u
post Jul 14 2016, 03:04 PM

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QUOTE(RegistraCHAN @ Jul 14 2016, 09:24 AM)
i just take the risk by using 2 card and registered from 2 different number.. LOL
hope both got to win (In My Dream)
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4. How do I enjoy the Cash Back?
Get up to 20% Cash back when you spend with your RHB Credit & Debit Cards.
Capped at RM50 cash back for min 3 times swipe or RM100 for minimum 8 times swipe per Cardmember per month respectively.

14. Do I need to register all my cards?
Registration can only be performed by the Principal Cardmember. Principal
cardmembers with multiple RHB Bank Cards are only required to register once during the entire promotion period.

It is clear that you will be cap with max RM100 a month as per statements above.
sms2u
post Jul 14 2016, 05:49 PM

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QUOTE(ClarenceT @ Jul 14 2016, 05:23 PM)
"In the event that there is a tie on the last RM50/RM100 cash back funding, the Cardmember with the highest accumulated total card spend in the campaign month will be entitled for the cash back. "
Only 2000 and 1000 cardmembers (Credit + Debit) play 3x and 8x will get Cashback.
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so, all no joining this?
sms2u
post Jul 18 2016, 11:17 AM

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QUOTE(tonytyk @ Jul 18 2016, 09:21 AM)
So RM100 for Islamic card and another RM100 for conventional card?
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u may try and update here. but i think it is same card member
sms2u
post Nov 29 2016, 11:27 AM

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QUOTE(alchmiya @ Nov 25 2016, 11:37 AM)
Received RM100 for the 20% cash back campaign for September  rclxms.gif
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QUOTE(Human Nature @ Nov 25 2016, 08:45 PM)
Got mine too, for 10%
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QUOTE(DM3 @ Nov 26 2016, 08:26 AM)
Yeah  I got total 3 x100
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QUOTE(laymank @ Nov 27 2016, 01:01 PM)
me, too , RM100
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QUOTE(limeuu @ Nov 27 2016, 05:52 PM)
i got a credit of rm50...which i can't remember what for now....

i find rhb cards very difficult to use, with different categories cash back for different cards...and needing to reach rm1000 to be eligible....so i am going to drawer them from now on...
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Mind to share what date to complete the spending so that other can know whether when quota still available?

sms2u
post Nov 29 2016, 12:17 PM

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QUOTE(alchmiya @ Nov 29 2016, 11:31 AM)
I did my transaction on 1 September. I think the campaign is over for now dy.
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QUOTE(DM3 @ Nov 29 2016, 11:33 AM)
yup sudah long time over
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i know is over, just share the date so that other who already spent can see whether they can entitle the cash back.

let say example, if u can get cash back when u spent on 1 sep 2016 and fullfill on 06 sep 2016.
ppl can know until 06 sep 2016 still have cash back..
Pls take note this is example only.

This post has been edited by sms2u: Nov 29 2016, 12:18 PM
sms2u
post Jan 24 2017, 10:42 AM

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QUOTE(Human Nature @ Jan 21 2017, 01:14 AM)
OK let me rephrase, if let say Bank XYZ removes the cancelled card from their system, how long it takes for the card to disappear from CCRIS?
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u may need to wait at least 3 months or even up to 12 months
sms2u
post Jan 27 2017, 04:11 PM

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5% cash rebate for RHB smart cc based on
1. posting date or transaction date?
2. cap at calendar month or statement month?

sms2u
post Jan 27 2017, 05:43 PM

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QUOTE(fly126 @ Jan 27 2017, 05:03 PM)
it seems do not have answer in the PDF for both question

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