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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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ChiaW3n
post May 7 2021, 02:28 PM

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QUOTE(!@#$%^ @ May 7 2021, 12:34 PM)
just to add on, besides 6 months, it is also good not to apply multiple cards at the same time - it will appear like u are desperate for credit facility
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I think I make a mistake I applied both public bank and RHB bank together. That’s why both didn’t go through because since I got all the document ready then I just submit them at once
ChiaW3n
post May 8 2021, 01:31 AM

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QUOTE(kienhow @ May 7 2021, 11:31 PM)
it depend on your DSR and ccris report..I am able apply 2 card at same times and approvr
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I didn’t activate my ccris but I just bought the update ctos report I can see my score not bad but still didn’t get approved which I suspect because of my Citibank card credit limit a little bit too high 😅😅😅
ChiaW3n
post May 8 2021, 04:36 PM

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QUOTE(sjz @ May 8 2021, 10:41 AM)
as if 100k?

even if 100k your utilization of credit is low, other bank will approve too
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More than that because they keep raising my credit limit which I got no use at all
ChiaW3n
post Sep 19 2021, 06:04 PM

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Anyone here got contact from RHB who can help with the new cc application? My last application was rejected and the reason was unknown
ChiaW3n
post Sep 19 2021, 08:27 PM

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QUOTE(beLIEve @ Sep 19 2021, 07:28 PM)
I know the one who processed for me when I applied online. My recent was done at the branch, maybe it's worth considering. Branch has quota too, maybe they'd be more helpful. Friday submit to branch, Monday IVR status processing.

If you want my branch, I can give contact to you.
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If you don’t mind to share? I am more than happy to know more
ChiaW3n
post Sep 27 2021, 06:16 PM

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QUOTE(cucikaki @ Sep 27 2021, 06:14 PM)
I notice this at previous campaign. Thats why whack the first 7 weeks first.
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Just got my card approved today, missing all the good campaign 😔😔😔
ChiaW3n
post Oct 1 2021, 03:02 PM

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Finally I am joining this thread a thought my Islamic card got rejected but I finally got my shell card from RHB!
ChiaW3n
post Oct 5 2021, 02:43 PM

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QUOTE(ChiaW3n @ Oct 1 2021, 03:02 PM)
Finally I am joining this thread a thought my Islamic card got rejected but I finally got my shell card from RHB!
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Anyone receiving offer from RHB relating to the 12 months 0% cash from credit card? I am not sure if this is legit or
ChiaW3n
post Oct 5 2021, 03:43 PM

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QUOTE(LostAndFound @ Oct 5 2021, 03:06 PM)
Yeah I got that a few days after collecting my card. Max 15k. Since is 0% I just grab.
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I just want to make sure it’s legit become I confirm that’s why I ask for call back which I can verify here
ChiaW3n
post Oct 6 2021, 04:58 PM

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QUOTE(Batusai @ Oct 6 2021, 04:08 PM)
For myself, its in the RHB shell visa card promo 0%

Basically up to 15k, or 80% from your credit card max limit.
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The Officer called up and said it’s for new to bank customer lah, I also being offered up to 15k. So I think I will just get it since it’s 0% and anytime can payback with no interested
ChiaW3n
post Oct 6 2021, 09:05 PM

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QUOTE(beLIEve @ Oct 6 2021, 07:56 PM)
NTB or anniversary date when you want to cancel card for SST also got offer. if not offered you can ask for it.
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Okay got it now! Thanks yea! Tomorrow need to go and setup my smart account
ChiaW3n
post Oct 6 2021, 11:37 PM

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QUOTE(mitodna @ Oct 6 2021, 09:40 PM)
It is a 12 montha monthly installment 0%, not anytime payback no interest
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I opt for 12 months but if I want to pay back early the full amount don’t have penalty this is what I meant
ChiaW3n
post Oct 7 2021, 05:50 PM

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QUOTE(ChiaW3n @ Oct 6 2021, 11:37 PM)
I opt for 12 months but if I want to pay back early the full amount don’t have penalty this is what I meant
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My RHB online banking finally setup, smart account done. So I can start rolling with my new card. Oh ya, just got my cashexcess approved too. Too efficient, like it.
ChiaW3n
post Oct 7 2021, 07:24 PM

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QUOTE(contestchris @ Oct 7 2021, 07:02 PM)
Guys my statement date is 24th of the month.

I see cashback transaction date for petrol, bonus and other (RHB Shell Visa) is 23rd of the month, posting is 24th.

I also realised that retail transactions on the 23rd (with posting on the 24th) do not get cashback.

Will I get cashback in the following month then?

Also, for the spending tiers, will the transactions done on the 23rd count for the current month, or for the following month? For the spending on the 23rd, will it be based on the current month spend tier or following month?

Basically, does it mean cashback tiers AND cashback amounts are based on 23rd to 22nd for a credit card which has 24th of the month as the statement date?

EDIT: I am asking this because the transaction on the 23rd with posting date of 24th appeared in my current month statement. I've calculated the cashback received, and confirmed that the cashback excludes this. So does it mean I will get the cashback for this transaction in the following month, and if so, which spend tier will it be based on (the initial/current month, or the following month)?
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My card is basically new from where can I locate for my statement date?
ChiaW3n
post Oct 8 2021, 12:10 AM

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QUOTE(ysling @ Oct 1 2021, 12:14 PM)
Ewallet campaign just ended, now renewed wink.gif thanks rhb.

rhbgroup.com/s/E1
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Don’t know if I am doing it correctly.

Performed one top up of 1k to ewallet on 0.01 to try my luck. Since per month is x2 winning, tomorrow will try again.

This post has been edited by ChiaW3n: Oct 8 2021, 08:50 AM
ChiaW3n
post Oct 8 2021, 02:14 PM

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QUOTE(ChiaW3n @ Oct 8 2021, 12:10 AM)
Don’t know if I am doing it correctly.

Performed one top up of 1k to ewallet on 0.01 to try my luck. Since per month is x2 winning, tomorrow will try again.
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Approved yesterday and money arrives at my bank account today.

Tried to call up to their CS to check about my statement date but just take forever to engage with one CS sigh
ChiaW3n
post Oct 20 2021, 03:29 PM

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RM0 RHB: Congrats! You've won RM115 CASHBACK from RHB Credit Card/i Spend Campaign! Continue to spend with us for more rewards! Info@ rhbgroup.com/s/MU6

My first win from RHB, I love RHB!!!
ChiaW3n
post Oct 20 2021, 08:31 PM

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QUOTE(cucikaki @ Oct 20 2021, 05:22 PM)
from my past experience. i did 2 times, 1 is for HTS, 1 is for the MU. in that week. i gett RM150 & RM115.

Hence, i THINK 1 transactions can entitle for tier 1 & 2.

unless for the HTS transaction, it is tagged as MU (RM15) and HTS (RM150).
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Cuci what is HTS and MU you referring to? Actually how I win I am not too sure lol!
ChiaW3n
post Oct 20 2021, 09:16 PM

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QUOTE(cybpsych @ Oct 20 2021, 08:37 PM)
links are in winning sms shared by various users here
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Aha I got it now, where is MU camping ewallet is applicable while HTS is for legit online spending
ChiaW3n
post Oct 20 2021, 10:05 PM

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Wrong thread

-deleted-

This post has been edited by ChiaW3n: Oct 20 2021, 10:31 PM

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