Even the Malaysians can afford higher interest rates, with the currrent unhealthy property market that buyer needs "lobang" with developer in order to get VVIP status to attend the 'pre-pre-preview', do you think this is fair to all Malaysians?

That's why sometimes I don't agreed with people here asking other people to buy according to your affordability, when we look into a bigger picture, it's not fair as just putting a statement "buy according to affordability eg. RM220k at outskirt areas".

wah, mind to share which area?
i wonder why the agent did not grab it himself. 

i'm not sure about fengshui.. but there chinese too in the same row with mine

and you'll be surprise that my house isn't facing any junction or any row of houses.. i can park the car on the side road..

Rule of Thumb:

#1 Live to fight another day
#2 Always fight when you confident of winning

Okay hero.

But please be careful in your statements... Someone here may say you assume too much... Example (as per your statements):

1. You assume zombies multiply;
2. You assume its more advantageous to fight first;
3. You assume that currently number of zombies are low; and
4. You assume that later will be more difficult to win.

bank u give u loan one.... bcs bank officer need to show every year loan growth that much .... ...later can realised some interest income..... and ... so that at the year end got big bonus... good increment.

bank officer don't care one la.... they are too big to fail... got tax payer to bailt them up ma...if fail or if not ... it is shareholder money worst come to worst.

now u see again.

It is also interesting to note that Malaysia will become a 30 millionth population country very soon.  (Our population has crossed 29.6 million in the latest data from Statistics Department)

The question is more about AFFORDABILITY. Nationwide, we have a housing shortage in the non-luxury segment (btw even medium cost can now be considered as "Kondominium Mewah" according to OSC). In a layman comment, I think the shortage is partly the fault of Federal and State Government in implementing social housing for all these years.

To put in perspective, the shortage is largely the lower-end segment. I don't see any shortage in the upper end but developers told me that the mid-class society can be "upgraders", meaning to say, the richer ones move one notch up, the next level move the next level... and eventually, the lower level will move to the existing low-end properties that we have.  (sounds like they upgraded from flats to condo? but most old condo will become flats as years go by)

So the market cannot be seen as only the joinees and investors... as they are many people who upgrade (or downgrade). This movement is enough to cause certain hotspots to boom.

+The latest estimation is 29.796 million as per population clock, however, this is computed based on our Fertility Rate... which over the 12 month will be reconciled with the numbers of Jabatan Pendaftaran Negara with small margin of errors. http://www.statistics.gov.my/portal/index.php?lang=en

Wow!! Really?!? If that's the case we're really heading for a bumpy ride... No wonder RM currency is dropping... The major portion of this liquidity would also go to unproductive purposes like corruption
And therefore value is already overstated in terms of prices which is further spilled to surrounding developments that is absorb by public consumption which is in turned fueled by???? Debt, debt and more debt... So when we remove everything in the middle of the equation... It becomes clear that a portion of what the consumers are borrowing and repaying is in actually fact paying for the multiple layers of corruption!!! Hmmmm... And we've got a bunch of up campers here promoting this? Does this imply that they are pro corruption? I hope not... I hope they aren't here to mislead the general public... Well what I'm happy to hear is we had someone commending DAP... Well done... As for the others who are indirectly pro corruption... Shame on you...