Congrat ~ your loan package is not bad~

I am still waiting.. waiting... and waiting....

The banker told me that, there is no lock in period for islamid loan. But there is a lock in period for conventional loan. Another different is, she said if we took Islamic loan, we cant track the loan progress in maybank2u but in conventional, we can check online.

Hidden clauses ? then i also not sure , anyone can advise and share ? i am going to sign the offer letter next week.

Sign LO but when sign SPA? I thought license only out around Sept

So we only can sign the SPA after the selling permit approved ?
Anyone, sign LO with bank already ?

Of course

Well，like that ...most probably all of us may sign the LO 1st......
then only sign the SPA. We still have 3% of the purchase price still need to pay
wondering when we need to pay for it ....

I just get maybank approved for other property .
For your info, if there is panel bank, you may ask discount on the lawyer fees .

I was told by SA last time that SPA to be signed around mid Aug or end of Aug. Should we sign the LO before SPA? I have experienced if want to cancel after signing LO, charges will be incurred by banks. Anyone can advise? Cos i will be signing LO next week too. TIA

Yo brother, so u are not in S18 anymore? Maybank is panel bank for this development. How much discount we can ask for lawyer fees? Can get 50%? Hahaha...TIA.

Hi guys, suddenly become so quiet for this thread :-)

what do you think about the distance between the TM communication tower to the S18 TowerB ?

Booked a unit in Tower B, i think ok for the distance with that tower. Will check with SA if meet them.

Anyway, anyone already signed Letter Offer from banks?

Good! Your unit facing pool or hill? Which floor u bought...?

Tower B, facing pool. I bought corner unit with 3rooms, cos for own stay. How about you? Which unit you booked?

Anyone signed Letter Offer from bank? Should we sign it before S&P?

I bought 1017 sqf one, tower b also but facing hill.

Alliance Islamic Offer to me

BLR -2.4 (Whole tenure - 35 years)

- no lock in period.
- flexi loan.
- DIBS.
- legal fees + MRTT RM9k (loan in).

Not that impressive huh?

I think more or less the same with what Maybank offer. U expect something better?

panel banks usually give better rate ie less than -2.4

Maybank first year -2.5 BLR, 2nd and 3rd year -2.45BLR. Subsequently -2.4BLR. So, the first year difference of 0.1BLR, some more got DIBS also. I think ended up will be same. Affecting you quite minimal, just my humble opinion.

If you want, maybe can try loan from Maybank or UOB too. Can try get better package.

This post has been edited by Calculator2013: Jul 18 2013, 10:32 AM

hi, your MRTT only 9k ?
how much you insured and how long the period ?