Good luck bro

Fund Houses need to aggressively promote it, and offer more choices of PRS funds.

You guys invest in PRS due to tax exemption benefit?

People without any tax deduction in Malaysia invest in UTs should be ok hor?

3K a year is too little for him
3k a month sound more right.

Thanks man

Just offer the best fund for these three categories;

Growth Fund
Moderate Fund
Conservative fund

Sufficient enough

At least two funds each. No need to diversify over diversify.

Pening kepala. The investment itself already diversified to 10-20 counters.

IMO.

Already putting RM 1,500 per mth since inception.

Xuzen

PGSF dropped further. Currently holding AmDynamic, HwangSAQ and PGSF. What's to cover next, Pink? Asia, Global equity covered.

i think market wise covered but watever u holding sounds like small cap stuff, high risk.

Emerging Markets, preferably a fund that also covers "frontier markets". Eastspring Investments GEM good enough for me. Volatility is high, but rewarding enough.

With PGSF as global fund, u are short on European equities. Many great multinationals are based at Europe, bear in mind. BMW, adidas, BNP Paribas, just to name a few.

Yeah, 2 (1 Shariah-compliant, 1 conventional) for each category. And make sure continuously market PRS as an alternative to UTs.

But I find that even the most aggressive PRS fund is not globally diversified enough.

This post has been edited by Pink Spider: May 29 2013, 10:06 AM

Just additional from my previous comment;

If want to diversify, u can make contribution more than one PRS Provider.

I want exposure to Brazil, Russia, South Africa, Philippines, etc, which PRS provider has PRS fund that got exposure to Emerging Markets? Tell me!

Like what Ben said, what are the funds covering large cap? For European equties, what fund covers them?

The reason why I delay GEM is cause it's volatile like you mentioned.

I'm thinking whether to top up my existing fund (PGSF) or to buy in new funds to be more exposed.

Ah ha,

As at today, im still studying those funds asset allocation and focusing in-house funds first.

I still have yet to peek on my competitors.

Alliance global equities, EI global leaders MY is considered big cap i believe. AGE quite diversed, EI GL is like 50% US. European i dont know Sifu Pink will give better opinion than my 2 cents haha..

(1) OSK-UOB GEY, Eastspring Investments Global Leaders, Alliance Global Equities, TA European Equity

(2) Buy as smaller % of your portfolio lo, u need not put as much 1/4 of your equity portion on GEM like me

Eastspring Investment Global Leaders is the fund which FSM introduced to me. But I went for PGSF.

Oh, my HwangSAQ dropped 2.x%

@Hafiez,

Which PRS provider will you be attached to?

I got my PRSC last mth from Hwang.

Pink-S, is so orgasmic about global exposure but I wonder whether he knows that their Risk Adjusted Performance tend to be sub-par to Asia-Pac funds or not?

Xuzen

Xuzen,

The past does not necessarily repeat in the future

It's a risk I'm willing to take, caveat emptor mar

my UOB OSK EM bond fund rugi, rugi RM7....noooooo

RM7 saja.. lol