Why so angry?  Midninght liao...

12 am already.. go sleep lar.  Let the newbies get killed themselves... 

Very low US exposure, close to zero Europe exposure

How about skipping Hwang Select Asia ex-Japan Opportunity altogether, get Alliance Global Equities? AGEF would have covered a lot of AexJ large caps in HK, SG, Korea etc

I'd be frank, NO.

Top up based on the market valuation, not your fund NAV price.

E.g. Kenanga Growth invests solely in Malaysian equities, thus u decide to top up or otherwise based on FBMKLCI valuations.
U need more Europe and US exposure

You are aware that AGEF is 2/3 Asia and 1/3 G5 (US, UK, France, Germany and Japan).  Means you're also increasing your current Asia exposure.

If u believe in the merits of ETF investing, go for AGEF, cos its US exposure is mainly from S&P 500 ETF.

If u believe in buying "leaders" and future "leaders", u know which to pick

If u believe in dividend-paying companies (like I do), OSK-UOB GEYF (my IRR is currently at 8% )

aiyo.. dont go to extreme places la, somewhere can chit chat easily (no too lound music, no too dark)

tips: a big BLACK sunglasses....1) it can use to turn the surrounding dark, 2) it can use to cover the face just incase the TV or news crews were to come take pictures.
 

But Friday NAV is ready till 1st July noon.

for the sake of fair comparison, better use 28th June valuation.

I will also post my update next Monday

Great, waiting for the moment to convert  . 100% bond here. finally...hopefully

Hmm. 13k paper loss and still counting. Need adjust portfolio already.

Asia pacific down 6-8%. Local around 3-5% from my own all time high. Overall this year still in positive zone. 

5.8%

Gonna leave it there and forget about it

Can interest rate go lower then 0%... yes according to EU

"Central Bank President Mario Draghi cut the euro region’s main interest rate in May to a record 0.5 percent and said policy makers were considering a negative deposit rate"

Looks like lots of desperate people around...

Bond fund up or down are determined by the bond yields.. as you see the yields are going up, hence the bond prices are coming down.

BNM's interest rate can affect bond yields, but it is not the ONLY factor... bond yields are determined by market forces ie. open buy/sell of government and commercial bonds.

Bond has been going up non stop for the past 3 years with some yield at record low, where else can they go.. this bond bubble bursting is a matter of time until everything is rebalanced once more. Market moves in cycles, you cannot just wish the market going up forever right? Everything gets overbought from time to time and needs to cool down.

Buy according to valuation, balance your portfolio, never time the market. 

Trying to commit harakiri...?

Have to look at both side of the coin...equities are getting lower on valuations, but selective buying only...

My moderately agressive portfolio is in red as well at -1.16%. Biggest hitter is Am AP REITS at -8%. My Kenanga Growth at +11% unable to keep me in black as it is just half of my REITS in this portfolio. My balanced portfolio is also in red at -1.39%. Biggest contributor is EIGEMF and PGSF both at -9.1%. Blackest is CIMB GTF at +4.8%.