What is the major factor causing your IRR drop to below 5%

Still dare to buy bond? My objective this year is to increase my equity:bond exposure to 40:60.

This post has been edited by TakoC: Jul 2 2013, 02:28 PM

Pink, that is a lot of red.

Kaka, 6% ROI? That is low. I thought you are holding HAQ? Shouldn't that contribute to around 10% of your total ROI?

Hahaha! True that! FSM called me today and said that they can't come up with a deal to waive or absorb the transfer fee for me. So I decided to leave my funds with that bank. No harm, so yeah..

This post has been edited by TakoC: Jul 2 2013, 11:23 PM

AmDYNAMIC. OCBC bank. FSM confirmed that it's not charged by the fund house but the bank, and so I cancelled the transfer in.

Why make it so complicated? Just combine both cash and EPF. It does not justify your returns if you seperate both EPF and cash investment. Unless you report as follows..

Cash investment ROI (%)
EPF investment ROI (%)
Total : xx%

No. Sadly. I'm small fish only

I'm really a big fan of Hwang fund, and I believe Hwang fund is not entitled to any benefits to any of the lower SC right?

So no point anyway

Now that I have both HSAO and HSAQ. I'm thinking of getting rid of PGSF and replace with CIMB Global Titans or Eastspring Investments Global Leader. Slowly lar. Long way to go

It'll depends on future performance. Currently I'm having 3 funds investing in Asia market. Invested in HSAQ to diverse my risk in small capital market. Now have to diversify out of Asia market. But slowly lar.

UT investment is like a marathon, not a 100m sprint

Transacted yesterday, today drop 400 points. Crazy meh.

Don't want see already. Update my portfolio after one month. Market also don't see already. From now on post index with spoiler guys. Haha!

Actually looking at Hang Seng index, it's really foolish. 1 day drop 400 points, next day rise 300 points. Huh?

If it's still there I will probably shoot them an email saying that they are really optimistic with PGSF or they are just too blinded. Hahaha..

Personally I think there is still room for growth for PGSF. i believe that what's come down must go up someday. Don't mind too much of the losses if you're holding this fund. You're investing, not trading UT.

To me, if my total portfolio is well above my target return and my other funds can cover the loss, I'm happy

If that is the case, I'll drop them an email first thing Monday morning and ask them to justify the reason behind it. I'm curious myself. Will share with you guys their reply.

I just buy in HSAO on 2 July. If drop 18,000, top up again meh? So fast?

Cannot monitor market so closely now. No meaning. Haha..

That day I buy in a fund and next 2 day drop 2% *faints*

Cannot shop lar. Just buy in new fund, so fast top up again meh. It's only the beginning of the month.

Hmm.. Insignificant to topping up for me But we shall see

Drop enough already for you?

Patience is key

WHY?

Today's market index drop a lot?! I been avoiding looking at the market

You must be one of the big white shark where 1% cost a lot to you in terms of monetary value.

RM50,000*1% = RM500