Yes guys, listen to Unker gark, "heart must be steady..."

But beware of over-exposure to any particular asset class/region though; so long as your portfolio is well-built, then u can just ride it thru

Your equity lacks diversification and on higher risk scale.

hmm ... how come ar ??
Profit drop you sale? U suppose to top-up 'buy low sale high' isn't?
Profit drop to - 16% you sale u sure loss, but if you can stay put average down you lose nthg.

Not necessary have to choose my equity. There is so much other choice.......

Smaller cap companies are usually the first ones to fall during a downturn.... so its higher risk.

Wah fund recommendation depend on your risk tolerance, no 1 size fits all. Global fund is majority developed market.

Isn't it UT investment is meant for long term ? you would never know when is peak and when is bottom. Heart must be steady not just because of recent slump panic sale already or realize profit. Do you foresee any potential of the fund? If no just realize profit no need to buy back better look into other potential fund.

no la bro. still ok mah you still got  16% profit. why you no confidence on that fund ka ?

Just received an alert from FSM that my CIMB-PRINCIPAL ASIA PACIFIC DYNAMIC INCOME FUND has touched its floor price of -10% from average unit price.

I know. I'll top up instead since I have higher confidence on this fund over the medium term.

Surprisingly US market up yesterday.

You meant NIKKEI 225 opened 200 points higher is it?

if tembak also little only la.. RM100 - 200
haha... malu malu

Heart must be steady... 

My target is 36% global funds + 55% Asia Ex-Japan+GEM + 9% REITs

Currently global funds have outperformed thanks to OSK-UOB GEY, now sitting at 36.5%. If top up also should top up Hwang Quantum and AexJ Opportunity lar!

U should diversify your bond fund holding. Hwang Select Bond Fund would be a good choice, given that it's managed to optimise returns from RM perspective, though its a global bond fund.

U should increase your equity weighting lar...at least 1/3 i.e. 66.66% lar

U not a retiree or anywhere close to 40, right?

Nope 

Choices of equity fund that's worth investing? What's your pick beside this two?

Global Leaders (Global)
Hwang Select Opportunity Fund (MY)

My pick ah... don't think you will be interested 1 leh..

1. Aberdeen Pacific Equity
2. Aberdeen Asian smaller companies
3. First State GEMs
4. DWS China Equity
5. Templeton Frontier Markets
6. VTI
7. VOO

Cantik, AmAsia Pacific REITs in the red already
Decent

Just looked at its 3-months chart, comparable performance to OSK-UOB Global Equity Yield. Managed to track MSCI World index quite closely.
Eastspring Investments Global Emerging Markets (consider to have a small % on this, very volatile)

Alliance Global Equities (beware of over-exposure to Asia ex-Japan, 64% of this fund is always invested in AexJ)
U might wanna combo AGEF with Eastspring Investments Global Leaders or CIMB-Principal Global Titans to balance out AGEF's AexJ overweight

For 70% MY + 30% foreign, u can't go wrong with Hwang Select Opportunity

Hwang Select Asia ex-Japan Quantum
Hwang Select Asia ex-Japan Opportunity

Mix and match yourself

A rough allocation for beginner/conservative investor:

50% Hwang Select Opportunity
10% EI GEM
15% Hwang Asia Quantum
25% Global fund

Best Asia ex Japan fund ... ever! 

Locally available global fund, u can't go too far wrong with Alliance Global Equities. But as I've said, its 64% invested in AexJ at all times. U gotta combo it with a more developed market-focused fund like OSK-UOB GEY, EI Global Leaders or RHB Global Fortune.