I don't think so. Online transaction with TAC may not be notified since you're aware of the transaction and you're authorizing the transaction.

are you sure?
i checked my latest statement (26 Aug 2013) it doesnt show when my points expiring

er... those points before august 2013 will expire in July 31 2016. No more evergreen

how about the cimb platinum cash back card ? 7% + 5% total 12 % should be slightly better than maybank card

if that's the case, i will have to settle my outstanding 1st and try to re-apply again next yr..as i met the min salary requirement, but it's still declined. I can't do anything but just wait for the time to fly by.
as the UOB's CL is only 3k, i do not want to raise the CL as i want to change to this card in terms of the benefits, the uob card is way behind.
Thanks for you advice OKLY, appreciate it! 

last time i was being "need more cash in hand" as i need to save up in asb..now that I have enough saving, I can pay extra way much than min payment.
I guess need a few months to get it down less than 10%
the ocbc mayb my basic did not meet min income requirement, but my total monthly income exceeds 3k/month (gross)
as for maybank, not sur..but it could be as OKLY said "frequently CC application) 

ouch..if that's the case, if I raise the current CC's CL to 5k, will my application likely to approve?

today i use my maybank 2 card to make online transaction but i unable to complete the transaction due to i didnt receive msos code via sms. I call to CS to check on this matter and I am be informed that because i change my service telco so i cant receive my msos code via sms even thought i still use same number. Due to this reason, they need to update vendor for this info and I need to wait ard 2 hr enable to receive the msos code.

This is my first time to hear this matter. Does anyone experience same issue? 

beside agoda, booking.com what else to recommand?

is there any service center at jb area?

what do you mean?
instant approval but not 1 hour....

i have heard that to escape GST we can threatened the call centre to cancel the card and they usually obliged ...does it apply for principle or supplementary also can ....