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Investment Elmina by Sime Darby, Near Denai Alam

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chelsea2013
post Jul 6 2013, 01:59 PM

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QUOTE(zerol410 @ Jul 6 2013, 11:59 AM)
Was it SD or the banks's fault they came in late? KFH also just came in
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its SD fault...bcoz SD only invite the other banks after the ballot.
chelsea2013
post Jul 8 2013, 10:06 PM

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QUOTE(cwyan @ Jul 8 2013, 10:02 PM)
as I can see...there are 2 phase for 30x100 and 2 phase for 24x70. which one launch 1st?
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SD will launch 24x75 first....30x100 is for year end
chelsea2013
post Jul 8 2013, 10:08 PM

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QUOTE(YnWa77 @ Jul 8 2013, 09:39 PM)
I doubt public will still q at this price....it's impossible!
How to telan???
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dun worry bro....there are too many 'millionaire' out there
chelsea2013
post Jul 10 2013, 08:16 PM

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Ariza BU too small...if i want to extend my house (behind), hw much it cost?
chelsea2013
post Jul 10 2013, 09:43 PM

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QUOTE(YnWa77 @ Jul 10 2013, 09:33 PM)
I saw from another threat

"Islamic Halal.
Non islamic non halal.

It is just term that tackle for holy halal customer. It's all the same..
Islamic = Ceiling rate that prevent BFR goes higher than 9.99%
Besides, Islamic also giving 20% discount on stamp duty on loan agreement.

Other term are remain same. It just the way they convey the Agreement in HALAL way only.

For instance,
Conventional = Bank charge you INTEREST if you acquire this loan for this property.

islamic way = Bank having share with you on this property. You will be paying RENT until you hold 100% equity asset on this property"

Masih tak Paham leh. Perhaps some of our Muslim bros + sis here can share with us on simple layman term.
icon_question.gif
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yes...your explanation is correct bro! i also hv signed up for stand chart islamic loan, blr -2.45, no lock in, 20% discount on stamp duty, free air asia flight tickets due to stand chart worldmiles card. currently the best loan deal for Elmina
chelsea2013
post Jul 10 2013, 09:44 PM

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QUOTE(YnWa77 @ Jul 10 2013, 08:28 PM)
Extend ground+ first floor or just ground? My current 20x70 house ground extension  ONLY which i did 5 years ago cost me rm20k incl floor tiles+ wall tiles up to ceiling height. I think now its easily 30k? No? Any sifu here?

I do not wish to do any extension on regia 30x69 as i feel its better to cook a storm in open area  at the back or else whole house berbau. Still no idea why my current house smokes when my mum ' tai chow' even though i've seal the kitchen area.

doh.gif
Also better wait for other neighbors to do renovation to get some idea.  brows.gif
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if extend ground+first floor, then it might cost me rm60k ????
chelsea2013
post Jul 10 2013, 10:07 PM

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QUOTE(jeghui @ Jul 10 2013, 09:56 PM)
I was more shocked they opened atiza at 20x88 instead of 22x88. Then after I saw buildup only 1956, I tot, not another small house.

Can put 1 car only
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unfortunately...i hv bought Ariza..haiz.....what u bought? Regia?
chelsea2013
post Jul 15 2013, 10:48 AM

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We are The Elms
chelsea2013
post Jul 16 2013, 12:54 PM

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[quote=zerol410,Jul 15 2013, 05:43 PM]
I just hope 99 speedmart will be there

Btw, thanks kop fan. Have a good evening n dinner for u. My dad's a fan too
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[/quote

a place for coffee too....
hahaha

chelsea2013
post Jul 18 2013, 06:35 PM

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QUOTE(snetha11 @ Jul 18 2013, 03:24 PM)
http://www.propcafe.net/sime-darbys-elmina...-ph2-regia-ph3/

does anyone know when is the next phase gonna come out?

according to the link above first phase mostly taken up by sime darby staff sad.gif(
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SD sayang own staff rclxms.gif
chelsea2013
post Jul 19 2013, 12:15 PM

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QUOTE(zenix @ Jul 19 2013, 09:32 AM)
of course, if not how my cousin that just started working 5 years and just married can afford to live in bukit jelutong and drive VW dry.gif
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Wow!! That's very powerful!! SD pay for his marriage, house and VW!! which division is he working at?
chelsea2013
post Jul 19 2013, 08:47 PM

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QUOTE(zenix @ Jul 19 2013, 01:42 PM)
have no idea, very secretive.
from engineering background now in SD, his wife also there.  hmm.gif
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husband & wife also from SD, no wonder so kaya la......hahaha
chelsea2013
post Jul 20 2013, 10:31 AM

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QUOTE(zerol410 @ Jul 20 2013, 07:50 AM)
I thought it's the Motors division. Slag... Somebody'd been lying to me.
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SD Plantation is the largest player in the world
chelsea2013
post Jul 21 2013, 12:26 AM

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met AIA officer in sales gallery today. anyone take AIA housing loan?
chelsea2013
post Jul 21 2013, 10:51 AM

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i didnt ask too details about her AIA loan offer as i hv secured my own loan. She only mentioned AIA loan is fixed rate at 4.25%
chelsea2013
post Jul 22 2013, 10:06 PM

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QUOTE(zerol410 @ Jul 22 2013, 03:58 PM)
Tesco... Maybe yes, maybe not. Good if they do...
But definitely either Jaya Grocers, Presto or Cold Storage will be there.
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where is the hypermarket going to build?
Aeon sound better
chelsea2013
post Jul 23 2013, 06:51 AM

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QUOTE(w33 w33 @ Jul 22 2013, 10:42 PM)
@Jenghui I heard they launching new phase end of this year bukan?
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new phase in 2mnths time
chelsea2013
post Jul 23 2013, 10:38 PM

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new phase start from RM750k.....
chelsea2013
post Jul 26 2013, 12:07 AM

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QUOTE(YnWa77 @ Jul 25 2013, 06:08 PM)
Bro jeghui memang hebat..he is building his empire in KV. Hehe. Every corner in KV he sapu 1 unit kot  brows.gif

Ok here is the latest update. I called my lawyer 5 mins ago. He assured me dun worry. SD is not that strict. 1-2 weeks delays is ok as many r not entitled to 90% loan. Just dun drag it for months. Just get it done ASAP as it seems the grace period just over semalam.

Terms & condition also got mentioned. Pls see below item 5)
So I've decided to take Islamic loan from SC. Appreciate any valuable comment.
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i also take SC islamic loan. good offer. but i still hvnt sign loan agreement. my banker said it takes time for management to approve the loan if not using their own panel lawyer.....sucks!
chelsea2013
post Jul 27 2013, 09:52 PM

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very good progress.....hope for good landscaping

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