My SA includes this as part of the total amount, but is it a must? And it costs RM300+ (i assume per yr). Btw, my new car is a fiesta...

My screen cracked. I wait until renew road tax and took windscreen insurance. Paid RM150.00 only and then got my windscreen replaced for free. Save RM350.00.

is there different rate for windscreen insurance? who usually sells this kind of insurance?

its optional.
300 is slightly expensive. request for 150/y to cover up to rm1k is sufficient.

It depend on how much you want to insured. My insured amount is RM500 so i have to pay aruond RM150

its an add-on to your current car insurance. not standalone.
if you dont get it this year, u can add-on when u renew the insurance a year later.

recommend to get it if 150/yr is nothing compare to a fiesta.

so there is actually cheaper option for the insurance...
hmm, i have no idea why my SA is asking me to insure this much also, i think from our conversation the insured amount is up to RM3K or something...

3k

talk to SA to reduce insured amount to 1k. anything more than that, you are paying for nothing.
conti cars, suv, 4x4 could be more than 1k.

Did it cover tinted as well?
normally 15% of ur windscreen value.

Mine is the same car as you, the SA told me RM100-RM200 only

But he also told me the same thing as MrUbikeledek, if crack now, insure next year then claim. But if your whole windscreen shatter then different story la.

Windscreen insurance is a rider with your auto insurance. You can claim windscreen repairs also if you don't have windscreen insurance, but at the expense of forfeiting your NCD. If you have windscreen insurance then it will not affect your NCD when you claim for your windscreen.

I believe TS 1st car without any NCD thats why it could amount up to 3K/year.

But anyhow i think its still abit expensive coz for 3K u can insure the car up to 100K premium.. Fiesta so expensive?

windscreen insurance is fixed amount for every year, it has nothing to do with the car's NCD.

correct me but I thought windscreen cover fee is 10% of the value, it's doesn't matter if got ncd or not, right?

Yes include tint

Obviously... And TS said "i think from our conversation the insured amount is up to RM3K or something..."
As in insurance + windscreen total to 3K.

So that makes sense for premium around 100K with 0% NCD it will costs around 2.5K + RM300 = about 3K

Not mandatory... both of my cars never had windscreen insurance for years... just observe the road when driving and avoid lorries or tractors.

not sure about yours, but legit speaking, tint is not in the insured list.

many ppl do get their tint claimed, but they r playing with loophole of T&C.
eg. insured is 1k, windcreen only cost 700, they workshop will "help" to claimed max 1k and returned the balanced 300 to owner.
but again, this is against the law.
also there are tricks that the workshop only return you tint voucher for 300 and ask you go to retint at XXX shop for YYY brant tint. well they have to cari makan also, u know.

im not teaching how to cheat, just let the new car owners knowing what why ppl keep saying tint can be claimed but actually its a wrong doing unless the policy stated tint is included.

typical value I think 15% of the total cost of replacement the windscreen.

This post has been edited by janson_kaniaz: May 3 2013, 10:24 AM

No.. he was taking about the insured amount of the windscreen coming to 3k or something. Not his premium.

The premium for windscreen is 15% of insured amount and if the premium is around RM300+, the insured amount would be less than RM3K. For RM3k insured amount, it would cost you RM450 per year..

if "insured amount" only 3k, then total lost the insurance only pay u back 3k only. any logic?
3k is only premium have to pay yearly to covered sum insured for amount of 90-100k.

HTH

Oh?

Fiesta windscreen so expensive? Almost same to Altis price?

In my insurance they say if want to add windscreen they have to check the car first... Really have to do that, it is a huge window.

And the fiesta is not a conti? Well.. maybe the other side of conti across the Atlantic but I'm sure the windscreen is not something 'made in Malaysia'. I'm sure with such low volumes of Fiesta sold, the local Dr Cermin will not have China made stock for the front windscreen.

Only china made imitation windscreen cost below RM1k installed by some cheapo installer. Furthermore, you are not only paying for the cost of the windscreen but also the seals and molding strips and workmanship. It all adds up.

Some insurers will do windscreen inspection when you decide to add windscreen protection. Too many fraudulent claims on windscreen.

The cost of replacement is not just the price of the screen. Depending on the vehicle and type of damage, the molding strips have to change and sealant will be used to attach the windscreen. I have seen so many cases where people go to local Dr Cermin and just replace the windscreen and not the molding strips.. and then it starts to leak.

ford is not conti, its an imperial car. ok enuf joke.
localised OEM windscreen for fiesta size should cost less than 700, if add up the labour, mould strips & sealant etc, shouldnt be over 1k. (i worked in automotive R&D for over 10yrs, from engine bay to interior). if it cost over 1k, might be 2 reasons: CKD imported part or the owner got cut throat.

This post has been edited by yamato: May 3 2013, 10:18 AM

Are OEM windscreens as good as original ones? Sound isolation etc.? Crash worthiness?

Thx sleepwalker, I guess some are in for a surprise then when they try to cheat.

Most Ford that are sold outside the US are German. Including the Fiesta.

how can OEM not be ori?
ford does not make their own windscreen, but the OEM suppliers do!

anyway, we are getting off track.

This post has been edited by yamato: May 3 2013, 10:23 AM

By OEM I mean those branded but not original ones... Made by other part makers, like in China. Like Monroe, Brembo, ...

This post has been edited by kadajawi: May 3 2013, 10:31 AM

just spoke to my SA. total cost of replacement plus workmanship is around 2k which explains why the 300+ fee (15% of total cost). according to my SA ford usually includes this as part of total bill

as far as i know, local brands (p1 & p2) windscreen coverage below 1k sum insured is fair. but for import brands (CBU) sometimes may up to 15k sum insured.

Do not mix up OEM and imitation. People use OEM nowadays to replace imitation. There are not many localised OEM windscreen for imported vehicles and you should know that since you are in automotive R&D for over 10 years.

My car's OEM windscreen cost over RM4K and local made (or made in china) 'OEM' IMITATION cost 1K but it is still not LOCAL OEM.. no such thing as they do not produce that windscreen locally.

The correct term for what you want is called OEM Replacement Part. The part is not made by the OE Manufacturer but by a third party to replace the OEM part. It is called OEM Replacement part. Some of these parts are better.. some not so good, depending on the manufacturer.

He is referring to OEM Replacements parts. Just because somebody makes the windscreen, it is not considered as OEM unless it is the actual one used by FORD. The rest are known as OEM Replacement parts and not to be confused with OEM parts.

in automotive, REM is the term we used, never assume OEM replacement is equivalent to OEM.

OEM=direct supplier to assembly plant.
REM=genuine replacement in service center. (not necessary same part as OEM, just that quality is proven, warranty is given)

whatever does not come with the car, is not OEM part, technically

edited typo

This post has been edited by yamato: May 3 2013, 11:09 AM

That's not true. Again you still do not understand the meaning of OEM. OEM does not mean it has to be part of the original car. It just has to be from the original supplier approved by the car maker. Since we make Proton here, they would be the best example to use. If you crash your Proton and get a replacement OEM bumper from Proton, it would be the same one used to fit into the car in the factory and made and painted by their OEM supplier somewhere in Shah Alam (or where ever they are). That is OEM and approved by Proton.

If you get the same made in Malaysia Proton bumper but made by a supplier that is not used by Proton, then it is not OEM for it is not approved to be used by Proton.

Just because it didn't come with the car and you don't consider it as OEM.. what have you done with your 10 years in Automotive R&D to come up with that term.

The replacement for new car will be genuine parts/OEM parts, but FORD didn't make windscreen. It could be FORD authorized manufacturer A or B or C...
The replacement source may not directly from FORD but it does from OEM manufacturer, so it still consider as OEM parts.
But can you ensure the workshop wont repair with aftermarket parts/used/recon or non genuine parts. =.=

haha, trying to insult huh?

you do not believe & agree on an insider statement, but still believe yourself, be my guess.

This post has been edited by yamato: May 3 2013, 11:46 AM

And how do you know that I don't come from a group of insiders myself? Hey, I'm not the one beating my chest with 10 year R&D. OEM is OEM, there is no insider statement that will change that. If you are not sure of the term, don't beat up yourself on it. OEM term applies to all industries, not just automotive. Get that in your head.

That is exactly what we were trying to clarify as there were questions on what OEM is as the term OEM has been thrown around and overused. If you go back to Ford, they will only supply you with the screen made by their approved manufacturer who makes the Original Equipment (hence the term OE) used on Ford cars. If they don't have it in Malaysia, they will ship it over and hence the increased cost.

However, whether you can trust the workshop/service center, that would be another question. We had original Subaru windscreen shipped directly from Subaru factory Japan since none can be found anywhere else in this region (Singapore no stock too) and there is no OE Manufacturers around this region at that time. There is also the Dr Cermin version which cost a lot less but the quality and the original tint could not match the OE.

Is there a category of manufacturers that does not supply parts to the carmaker's assembly plant, but is contracted to built same spec replacements locally?

For example, Malaysian windscreen manufacturers contracted by Ford to build Mondeo windscreens to Ford's specs, so that they don't have to ship replacements from Europe?

Yes and No. Unlikely for one reason.. economics of scale. It would be difficult to get somebody willing to setup for such low volumes... however.. you can't rule out the suppliers of local Dr Cermins.... but will not be considered as OEM. Whether those specs meet Ford's specs is another story.

What you mention can be applicable for CKD industries as it would be in larger volumes creating local content for CKD cars. Those are still considered as OEM as they are making the original part used in local assembly approved by the manufacturer. So for example, if your Mondeo comes to Malaysia as CKD without a windscreen and gets its windscreen from Manufacturer A as a local content substitude, then for local Mondeo that windscreen would be considered as OEM. Suddenly we have Manufacturer B who thinks that it is economical to make windscreen according to specs but not used in the assembly of the local Mondeo, then you can't call Windscreen B as OEM.

To avoid any further confusion.. here's a simple one sentence to define OEM.. "When referring to automotive parts, OEM designates a replacement part made by the manufacturer of the original part." Should be quite simple to understand.

This post has been edited by sleepwalker: May 3 2013, 03:08 PM

OK. Very enlightening. I always thought of OEM as brands that are not the one that supplies the car maker (Venlo or something like that in the case of Renault), but that also doesn't produce a fake version that carries the original name. The quality can be good, can be bad and anything in between. In most cases for example thus Brembo would be OEM. But OEM replacement would be the correct term, right? Though come to think of it I believe shops in Germany say OEM quality. That makes the most sense.

Some calls it OEM quality or built to OEM specs but they are not OEM unless that same part is also used in the building of the car. The problem with most OEM is that they don't have any brand stamping. You don't know who makes them. Somebody has to make it for the car manufacturer and it could be a famous brand or it can be from a cap-ayam-kambing brand. Some parts have brand stamping like suspension and you can easily identify the brand and part number used as OEM. Parts like brake disc and brake pads may be harder to identify.

This post has been edited by sleepwalker: May 3 2013, 03:40 PM

Whoa, didn't realize it's hot in here.
Anyways, I call those branded parts like Brembo, ABT, etc as aftermarket parts. My understanding on OEM parts is that they're original parts manufactured for the car but supplied directly from the manufacturing plant to 3rd party stockist/retailers. Some these parts are distributed before being 'stamped' with 'car brand logo' hence they're sold slightly cheaper.

hmm... If not mistaken I did read the T&C and tint included.

Hm. Renault typically uses Valeo for pretty much everything, including IIRC the windows, but also brakes, electric parts etc. (though I did happen to see some other brand on a plastic part for the interior). Valeo also supplies parts to other brands, including Toyota and BMW. Probably to a lesser extend though.

BMW seems to use either Textar or ATE for brakes, sometimes Jurid.

But yes, it can be hard to tell. I believe there is a Valeo print on our Citroen windows, but other than that...

Just bought my Honda CRZ and the windscreen insurance coverage make me go Woahhhhh!!
Paid RM690 for the sum insured of RM4200..>.<

so "cheap", as a comparison peugeot is asking for 2.4k for original windscreen with labour included

Just replaced my K5 solar windscreen which costs about RM 2,500. Did it at an outside workshop and the windscreen came with a sandblasted Kia Korea symbol and product number. Should be fine rite?

hahaha.cybermaster98 asking for advice whether izzit fine or not to replace part at certain shop? i thought u do research at least 9 times before buying/replacing anything so that u can be sure tha it wont go wrong?

sorry for interrupt . any OEM supplier for windscreen, Suzuki? My windscreen (new suzuki swift) cracked about 10cm-15cm. Quoted from 1 shop in Subang Jaya, 1k for change.. and too bad my insurance is about 600.

This post has been edited by Chisinlouz: Jul 13 2013, 05:03 PM

for ori, afaik it's between 400-500 including labor for front laminated windscreen replacement.

Did mine for about RM350 few months back..

tint not included.

also if your iswara still factory bonded windscreen (basically never replaced), i would highly advise against replacing unless the crack is not repairable and/or it is obstructing vision too much.

Your insurance company might want to inspect your car before allowing you to add windscreen coverage.

not a must

optional

but better take la

cause if got chip or anything can claim..

glass chip liao go on highway dangerous..may crack anytime..

my windscreen insurance cover up to 1500k and i already call honda service centre and its cost around 1200. how about my existing 3M tinted? can replace without charges also?

8 years ago i was offered to get that insurance which cost additional rm50

last year its additional rm 330 for my new ride

You can include the replacement cost of the tint as long as the total repair cost for windscreen and tint does not exceed your sum insured of RM 1,500. So unlikely to be enough if you repair at Honda service centre.
If you go to other specialist windscreen workshop it should be enough for both. The other workshop will use MSG glass which is quite good and you will not know the difference.

so prefer which one?at honda service centre or specialist windscreen workshop?

I changed the windscreen of my one month old Honda Jazz at specialist workshop.
No difference at all. No time to replace the 3M tint yet but the sh quoted me RM 500.
Main reason is because I don't buy windscreen insurance for my cars.
I have 3 cars and only one car is used for outstation where the probability of stone damage is high. So I decided to take some risk myself.
In the last 10 years I encountered only 2 windscreen damage and both happened in the last 3 months. The windscreen premium for all 3 cars would have been about RM 1,800 each year. I would have paid RM 18k over 10 years.
The Honda Jazz replacement windscreen cost me RM 600. The C class cost me RM 100 for repairs. Jazz can't be repaired because the chip was at the side which within a week of driving ( my wife did not see the small crack when it happened ) it already became a 6 inch line ( that's when she saw it ! ) For the C class damage was on the highway on the way to Ipoh and I went straight to a shop to repair it.
Moral of the story is if it is just a chip and it is not within your line of sight, get it repaired straightaway.

its a type of shyte-happens coverage...entirely up to you whether to take up or not...but my advise is better safe than sorry...

need to tear off the old tint and replace at new windscreen bcoz my insurance not cover the tinted

Hi guys, gonna renew car insurance soon..

how much I should purchase for "Suprima s" Windscreen Coverage?

true, this is the current practise.

new car can straight add windscreen premium without inspection.

on-the-road car need drive to insurance co. and they take picture of ur windscreen condition then only allow u to buy.

maybe some insurance co. 'relax' on this. alliance general insurance is one strict on this rule.

Um... not to say you're lying.. but...

When I wanted to add windscreen insurance at allianz, the lady at the counter followed me to my car and inspect to make sure the windscreen is ok before proceeding.