Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month
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 Feb 25 2014, 08:18 AM
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#21
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All Stars
13,470 posts Joined: Jan 2012  
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OK guys... just checked my recent transaction and noticed this.
20-Feb-2014 20-Feb-2014 11ANNUAL FEE REVERSAL 160.00 No, I did not threaten to cancel or anything. All I did is ask politely, whether or not it was possible to waive my annual fee. Wish you luck... |
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Feb 25 2014, 09:47 AM
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#22
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All Stars
13,470 posts Joined: Jan 2012
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QUOTE(wan7075 @ Feb 25 2014, 08:59 AM) congratulation.. i think you are the 1st person who get the annual fee reversal. Did not ask at all... don't be greedy how about the GST rm50? also been waived?  |
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Feb 25 2014, 10:46 AM
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#23
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All Stars
13,470 posts Joined: Jan 2012
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QUOTE(MGM @ Feb 25 2014, 10:06 AM) Congrats. Have u been billed the RM50 GST and what is the date, b4 or after AF? When were u billed the AF? I replied earlier liao. GST on January, AF on February. Expiry on January. |
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Feb 26 2014, 06:42 PM
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#24
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All Stars
13,470 posts Joined: Jan 2012
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QUOTE(propusers @ Feb 26 2014, 03:01 PM) Good to hear this. Congratulation!! Never bother to monitor. Only read 3 lines, how much rebate from mobile, groceries and petrol. Usually 1.2k ~ 1.5k. How much did you spent on this card average in a month? Anything more I would swipe my OCBC. OCBC spending higher as mostly used to purchase air tickets for boss, foreign workers, as well as paying for big bills like car servicing, meals, buying gadgets, etc. Some would recommend me M2C but honestly speaking, not for me. 1st of all, groceries on Saturday sucks without plastic bags, and Sunday too crowded. I also hardly ever go shopping on weekends too due to the same reason. Mostly go on weekdays cause can ask MIL or mom look after young ones for easier shopping. |
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Feb 27 2014, 11:18 AM
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#25
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All Stars
13,470 posts Joined: Jan 2012
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QUOTE(nescheez @ Feb 26 2014, 11:51 AM) Hi, just got my WISE card with a Combo GSC Gold card (up to 55% discount for GSC ticket) as they said both card charge only 1 GST RM50. and it is entitle to be waive if any of the card is swipe within 45 days. Correct me if Im wrong though. Here's my Question, recently my iphone plan is almost up. So I was considering either get a new mobile devices or just sign another 2 years contract with DIGI (Smart Plan 88 and given discount up to RM30 means 50+ if contract 2 years) But if it is contract normally it will lock a certain amount in CC and charge installment later. Can I know how will this appear in wise card ? I get the installment amount or one shot lock amount or anyone any other advise ? Thanks in advance. Any installment plan lock you with the bank instead of merchant. |
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Mar 4 2014, 05:34 PM
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#26
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All Stars
13,470 posts Joined: Jan 2012
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QUOTE(sovietmah @ Mar 3 2014, 03:21 PM) I think my rebate is not tally. Could it be your Taobao purchase is in RMB and after conversion should be around RM80 instead of ~RM149??? Suppose to rebate RM63 but now only Rm55.  |
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Mar 7 2014, 01:15 AM
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#27
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All Stars
13,470 posts Joined: Jan 2012
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Crazy calculations all around. Honestly speaking, I really wonder why have to purposely go and buy things that you don't need for the 10% CB. No need factor in petrol and time?
Theres no need to be obsess with the numbers game. Just take it as someone gave you extra RM1150 to buy more groceries each year. Unless you actually spent 3-4k each month on credit card, otherwise just a waste of time getting few cards to maximize the CB because after deduct GST, not much gain. |
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