I believe that scholarships for taught masters are difficult to come by. You'll most probably pay for your own education.

Loans....not the best thing if you end up with high debts. Imagine taking a loan in your late twenties, when will you pay it off, How about marriage? house? car?

1) Where do you get your Bachelor degree?? Locally? Private U or Public U??

2) Is your degree recognised by Australia to begin with??

3) Is it must be Australia or it can be any oversea countries like Singapore, UK, USA, New Zealand??

4) What kind of Master degree?? Business aka MBA or Engineering??

5) How smart are you?? There are some universities  in USA that if you are smart enough to get in, the universities are rich enough to give you scholarship plus a teaching assistant job to go with.  But, you will be competing with smart students around the world for those kind of admission.

6) Do you have relative oversea that are willing to sponsor you to a certain degree like a place to stay??

7) Why do you want to get a Master degree??

Dreamer